Background Check Lawyer Arizona - Consumer Attorneys
This is when life is good: interviewing for a coveted job position and getting it, anticipating acceptance for a mortgage loan and being approved, or applying for tenancy in a great part of town and getting a thumbs up to move in. When these things in life come to fruition, you realize your efforts to keep your credit history strong finally paid off.
But what would happen if you were denied that job, loan, or tenancy due to errors on a background check report? At the very least, you would be livid. You might ask yourself, “Where do I go from here?” – enter Consumer Attorneys!
As a nationwide consumer protection law firm, we serve residents of Arizona who want justice for financial, social, and emotional damages caused by agencies, employers, lenders, and landlords who fail to follow the Fair Credit Reporting Act (FCRA).
When individuals or businesses violate the FCRA, those who suffer from those actions have a right to sue. Case in point: A staffing firm, Aerotek Inc., was slapped with a class-action lawsuit in 2014 for firing an established employee due to his background check that listed a criminal record that was not his. A lawsuit was filed. Not only was the background check conducted improperly, but the background check agency listed information that was not properly vetted.
Do You Qualify for a Lawsuit?
When an employer, lender, or landlord utilizes a background check, they must follow strict FCRA protocols. Do you qualify for a lawsuit? It is important that you know the following:
- No one has the legal right to obtain a background check on your behalf without your written consent.
- You must be informed that the background check information could be used against you.
- You must be given the name and contact information pertaining to the background check agency used to secure your personal information.
- The FCRA sets boundaries regarding negative information contained in a background check report. Records pertaining to civil suits, judgments, arrests, paid tax liens, and collections cannot be listed after seven years, and bankruptcies cannot be listed after 10 years. Criminal convictions can be listed.
If your FCRA rights were violated, you have a legal case to sue, and qualifying damages could be significant. Also, if you file a dispute with a background check agency, the agency would have 30 days to prove the information is correct. Otherwise, they must remove the errors.
The number of lawsuits brought under the FCRA has more than doubled since 2009. Toward the end of 2019, FCRA litigation had reached an unprecedented level, and it continues to rise. Many cases, via a class basis, have generated multi-million dollar settlements.
Arizona, We're On Your Side!
Through Consumer Attorneys, you pay no out-of-pocket fees. Our lawyers protect consumers' FCRA rights nationwide and receive a fee only if they win on your behalf!
Consumer Attorneys serves clients, from Arizona to Pennsylvania to Florida, who are represented in state and federal courts. We will connect you with a local Arizona background check lawyer team who will assess your situation and advise you of your next move.
As a nationwide law firm, Consumer Attorneys offers more than 10 years of consumer protection experience. In addition to addressing adverse background checks, we offer strong legal counsel for clients dealing with questionable debt collectors as well as credit reporting agencies who have violated the FCRA. Our lawyers' efforts have secured more than $100 million in monetary recoveries for our clients.
Ready for Justice? – Call Our Team!
Those in Arizona can connect with our legal team in various ways:
- Call +1 877-615-1725 for immediate assistance and a free case review.
- Fill out our brief contact us form or initiate a LIVE CHAT share your concerns.
Reach out to us at info@consumerattorneys.com with any questions at any time.
¿Es usted víctima de los acreedores, los cobradores de deudas o las agencias de información crediticia?
Póngase en contacto con nosotros y le devolveremos su vida financiera a la normalidad.