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Credit Report Attorney Arizona | Consumer Attorneys

When was the last time you checked your credit reports with the three main credit bureaus (Experian, TransUnion, and Equifax)? Though thousands of credit reporting agencies exist, regularly analyzing your reports from the largest three is prudent.

Some credit reporting agencies deal specifically with employment within the health care industry while others deal solely with fraud management for banks and other lending institutions, and the list goes on. These agencies enumerate, collate, and distribute your financial history to credit card companies, banks, employers, and landlords who request background screenings. These reports source information from any number of credit bureaus.

That being said, there’s a big issue with credit report bureaus that many Arizona consumers are unaware of: Credit reports can contain errors, and some errors are very serious (for example, accounts that are paid in full but listed as delinquent). When was the last time you checked your credit reports?   

To err is human, but it happens too often

Consumer Attorneys connects credit report lawyer teams with Arizona consumers who have been adversely affected by credit report errors, whether personally or professionally. When the Fair Credit Reporting Act is violated and consumers’ rights are disregarded, lawsuits ensue. This also applies to situations where consumers’ disputes are handled ineptly by credit reporting agencies.

When Arizona consumers file disputes with credit reporting agencies, those entities have 30 days to prove that the information they have is accurate. If they can’t, they must thoroughly remedy the errors. Often, however, disputes are delayed, or credit reporting agencies automatically side with their information furnishers and don’t take consumers’ disputes seriously. At Consumer Attorneys, we will not tolerate this type of ineptitude and carelessness! 

Mistakes on credit reports can turn lives upside down. When discrepancies lower credit scores, it can impact virtually every aspect of life. A damaged credit history can result in being refused, dismissed, denied, or declined when applying for: 

  • A job position or promotion
  • A home or business loan
  • A car loan
  • Car rental services
  • Tenancy for a rental property
  • Credit cards or debit cards

And it doesn’t stop there. A single credit report error could prevent you from cashing checks and opening a bank account. Different types of credit report errors can include:

  • False delinquencies or accounts that don’t belong to the consumer which could result in denial of credit
  • Personal demographic information that is misspelled, very outdated, belongs to a stranger, or is otherwise incorrect
  • The same loan or mortgage listed twice
  • Missing accounts that deal with a consumer’s credit, loans, and mortgages—these types of accounts determine a person’s creditworthiness
  • Credit accounts that are incorrectly listed as open despite having been closed by the consumer

Consumers filed complaints with the Consumer Financial Protection Bureau in record numbers in 2020. Out of those complaints, more than 280,000 (63%) of them dealt with just credit report issues. The good news: Our credit report attorney teams will not allow those who disrespect the guidelines of the Fair Credit Reporting Act to victimize Arizona consumers.

We will protect your rights and work toward maximized financial compensation! 

“I need an attorney but can’t afford one!” 

Many people mistakenly believe that they can’t afford a credit report attorney, so let’s address that myth. Through Consumer Attorneys, our lawyer teams don’t charge a penny for their legal services. They operate on a contingency basis, meaning our Arizona clients pay no out-of-pocket fees. Our credit report attorneys receive a fee only if they win on their clients’ behalf.

Consumers in Arizona can rest assured that our credit report attorneys will fight for their rights under the FCRA, hold perpetrators accountable, and work tirelessly toward potential financial compensation. We encourage you to visit www.annualcreditreport.com to secure your free credit reports. If any information looks unfamiliar or questionable, give us a call right away!

When we connect you with a locally based credit report attorney, you can take advantage of a free case review. Your attorney will also be happy to conduct a free credit report analysis.

Our track record is your assurance

As a leading national consumer protection law firm, Consumer Attorneys offers Arizona residents more than 10 years of consumer protection experience. In addition to addressing damaging credit report information, we offer our clients legal representation when dealing with questionable information from debt collectors and background check agencies. Our attorneys’ efforts have secured more than $100 million in monetary recoveries for our clients.

A variety of prominent media outlets feature Consumer Attorneys, including

  • Super Lawyers, 
  • CR Consumer Reports, 
  • Bankrate, 
  • The New York Times, 
  • Daily News, 
  • Reuters, and 
  • Law Street.

Super Lawyers especially has a long-standing reputation for excellence and features only qualified lawyers chosen from a select pool of peer-reviewed and independently researched candidates.

We look forward to hearing from you

If your credit reports include damaging errors or if your errors have not been rectified after executing a proper dispute, call Consumer Attorneys immediately! Those in Arizona can connect with our legal team by:

Reaching out to us at info@consumerattorneys.com with any questions, at any time

Are you violated by creditors, debt collectors, or credit reporting agencies?

Call us, and we will restore your financial life back to normal.

Get in touch