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Credit Report Attorney Near Me Arizona | Consumer Attorneys

Thank you for spending a moment with Consumer Attorneys, whose lawyers Arizona residents can turn to for aggressive legal solutions when resolving credit report errors. No one is immune from false information creeping its way into credit reports, where erroneous information can remain for years without the consumer ever having a clue they attempt to buy a car, purchase a home, or apply for a job.

Credit reporting agencies like Experian, TransUnion, and Equifax are not the watchdogs responsible for credit report accuracy. Consumers are the ones who must stay aware of any content changes within their reports. If credit reports are rarely or never checked for accuracy, credit scores can plummet due to inaccuracies. As a result, lenders can deny loans, home insurance premiums can rise, and hopes of securing that dream job can become jeopardized. The ramifications of credit report mistakes can be devastating.

Through Consumer Attorneys, you have access to credit report attorneys in Arizona who bring a wealth of in-depth knowledge to the table about the ins and outs of credit report inaccuracies. Our legal professionals can address any challenges associated with these dilemmas and provide laser-focused attention to your case in order to achieve desired outcomes.

Perhaps you or a family member have been unsuccessful with the dispute process in an attempt to remedy the unjust and damaging information your credit reports contain. If you need assistance with this often maddening and prolonged process, our credit report attorneys can relieve you of that mental burden and implement an effective and efficient solution.

Credit report inaccuracies are a dime a dozen    

A paid off loan that indicates a balance due, an unknown account that belongs to someone else, an individual loan reported multiple times, one or more accounts you never opened. The kinds of typos and misinformation any credit report might reveal to lenders, hiring personnel, and credit-card companies go on indefinitely.

The reasons for credit report omissions or blunders entered on credit reports range from identity theft to human error. Credit report mistakes can be generated by banks, mortgage lenders, and credit card companies who may provide inaccurate information to the credit reporting agencies.

Those in Arizona rely on our credit report attorneys who take on the powerful credit reporting industry and hold credit reporting agencies and information furnishers accountable for negligent or willful noncompliance with the Fair Credit Reporting Act.

Expect difficulties resolving disputes

According to Consumer Reports, complaints about credit reports have reached record highs, partly due to the COVID-19 crisis. If someone chooses to dispute credit report errors, they may find themselves facing another possible barrier: apathy. New government stipulations afford credit bureaus more flexibility when dealing with consumer disputes during the pandemic.  

What used to be a 30-day window for credit bureaus to respond to consumer disputes has been replaced with no official time frame, though credit reporting agencies and furnishers must still exercise good faith with their investigation procedures. The question remains: Is good faith actually applied?

Consumer Reports provides an unsettling answer and reveals that credit reporting agencies devote limited resources to addressing credit report errors. Additionally, investigations conducted by their furnishers are often sorely inadequate. During a consumer dispute, credit reporting agencies will frequently take sides with information furnishers who may have provided the incomplete or inaccurate consumer information.

Let's nip it in the bud!

Arizona residents need credit report attorneys who will replace confusion with clarity and uncover any noncompliance with the Fair Credit Reporting Act. Our attorneys will fight for your consumer rights, hold responsible entities accountable, and work toward financial compensation.

A major study conducted by the Federal Trade Commission in 2012 found that one in four American consumers had at least one error on their credit reports. During 2020, American consumers filed more than 280,000 complaints that revolved around credit report mistakes.  

We encourage you to visit annualcreditreport.com to secure your free credit reports. If any information looks unfamiliar or questionable, give us a call right away!

At Consumer Attorneys, we will connect you with an Arizona-based credit report attorney who will assess your situation as part of a free case review. You can also take advantage of a free credit report analysis. Your circumstances may entitle you to substantial compensation.

Our recognition, success, and expertise provide you certainty

As a leading national consumer protection law firm, Consumer Attorneys offers Arizona residents more than a decade of consumer protection expertise. In addition to addressing unwarranted, damaging credit report information, we offer our clients masterful legal counsel when dealing with shady debt collectors and questionable background-check businesses.  Our attorneys' efforts have secured more than $100 million in monetary recoveries for our clients.  

From Arizona to Florida and New York, our credit report attorneys help consumers restore their good names, reputations, and credit standings that may have been negatively impacted by one or more parties' actions.

Consumer Attorneys is featured in a variety of prominent media outlets including Super Lawyers, Consumer Reports, Bankrate, The New York Times, Daily News, Reuters, and Law Street. Super Lawyers has a long-standing reputation for excellence and includes only qualified lawyers who have been chosen from a select pool of candidates who have been peer-reviewed and independently researched.

As a resident of Arizona, you will pay no out-of-pocket fees. Our credit report attorneys only receive a fee if they win on your behalf!

Breathe easy and give us a call!  

If your credit reports include damaging errors or if your errors have not been rectified after a proper dispute, call Consumer Attorneys immediately! Our friends in Arizona can connect with our legal team, in various ways:

Reach out to us at info@consumerattorneys.com with any questions.

Are you violated by creditors, debt collectors, or credit reporting agencies?

Call us, and we will restore your financial life back to normal.

Get in touch