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Credit Report Attorney Near Me Florida | Consumer Attorneys

Consumer Attorneys is committed to those in Florida and across the country who expect the highest quality of legal services regarding unwarranted credit card information that is false, misleading or omitted. The damage that can unfold due to this type of credit report issue is far-reaching. Credit report inaccuracies are pervasive everywhere!

False information can sneak into credit reports both nefariously or innocently. When it is allowed to languish for months or years without the consumer being aware, credit scores tumble and life can start throwing some unexpected curve balls their way.  

If your credit report contains errors unknown to you, you could become aware of those errors for the first time when you are denied a car or a home loan. You may wonder why you didn't get the job offer or why your homeowner's insurance premiums have increased. Yes, the ramifications of credit report inaccuracies are serious, but it's a topic not often thought about. 

Damaged and lowered credit scores can wreak havoc on anyone's life. When the error is unjustified, it's time to reach out to one of our credit report attorney teams in Florida. With skilled legal advocates on your side, your credit report errors can be addressed with swiftness and effectiveness.

You might be thinking, “I can't afford an attorney!” The good news is that you pay no out-of-pocket fees for our services! Our attorneys only receive a fee if they win on your behalf!

Who's responsible for credit report accuracy?

It's important to know that credit reporting agencies like Experian, TransUnion, and Equifax are not responsible for the ongoing accuracy within each report they handle, which number in the millions.  Not only would that be an impossible task, it's not a legal requisite on their part. That leaves it up to the consumer to regularly check their credit report content.

According to Credit Card Insider, only 21% of adults in the U.S. check their credit scores monthly.  Monthly checks might sound extreme, but your credit reports can change very quickly, especially if identity theft is involved. 

Have you been impacted by false credit report content that shouldn't be included? Have you been unsuccessful when trying to remedy the damaging information? Our credit report attorneys can turn confusion and contention into much-needed remedies and resolutions.  

Are credit report errors here to stay?

The types of misleading, missing, or blatantly false information on credit reports can range from a paid-off loan that indicates a balance due to an unknown account that belongs to someone else or an individual loan reported multiple times.

The Consumer Financial Protection Bureau states that the volume of credit report complaints has more than doubled since 2019, partly due to the COVID-19 crisis. Omissions and other gaffs enter credit reports on a regular basis, either due to identity theft or human error. Banks, mortgage lenders, credit card companies, and even credit reporting agencies don't operate within a perfect system. Mistakes are inevitable and predictable.

Our credit report attorneys will hold credit reporting agencies and information furnishers accountable for any negligent or willful noncompliance with the Fair Credit Reporting Act, which protects consumers' rights.

Floridians face additional hurdles during credit disputes

Adding insult to injury, recent government stipulations afford credit bureaus more flexibility when dealing with consumer disputes during the pandemic. According to Consumer Reports, what used to be a 30-day window for credit bureaus to respond to consumer disputes has been replaced with no official time frame. Still, credit reporting agencies must exercise good faith with their investigation procedures. The question remains: Is 'good faith' actually applied?

Consumer Reports continues to state that credit reporting agencies often devote limited resources to addressing credit report errors. Additionally, investigations conducted by their furnishers are distressingly inadequate. During a consumer dispute, CRAs will often take sides with the information furnishers who provided incomplete or inaccurate consumer information.

Let's turn calamity into calm!

Florida residents want credit report attorneys who will aggressively uncover any noncompliance with the Fair Credit Reporting Act. Our attorneys will fight for your consumer rights, hold perpetrators accountable, and work fervently toward financial compensation.

A major study conducted by the Federal Trade Commission in 2012 found that one in four American consumers had at least one error on their credit reports. During 2020, American consumers filed more than 280,000 complaints that revolved around credit report mistakes.  

We encourage you to visit annualcreditreport.com to secure your free credit reports.  If any information looks unfamiliar or questionable, give us a call, right away!

At Consumer Attorneys, we will connect you with an Arizona credit-report attorney who will assess your situation as part of a free case review. You can also take advantage of a free credit report analysis. Your circumstances may entitle you to substantial financial compensation.

Florida trusts our recognition, success and expertise

As a leading national consumer protection law firm, Consumer Attorneys offers Florida residents more than a decade of consumer protection experience. In addition to addressing unwarranted, damaging credit report information, we offer our clients skilled legal representation when dealing with dubious debt collectors and unreliable background check businesses. Our attorneys' efforts have secured more than $100 million in monetary recoveries for our clients.  

From Arizona to Florida and New York, our credit report attorneys help consumers restore their good names, reputations, and credit standings that may have been negatively impacted by one or more parties' actions.

Consumer Attorneys is featured in a variety of prominent media outlets including Super Lawyers, Consumer Reports, Bankrate, The New York Times, Daily News, Reuters, and Law Street. Super Lawyers has a long-standing reputation for excellence and includes only qualified lawyers who have been chosen from a select pool of candidates who have been peer-reviewed and independently researched.

Get your life back. Give us a call!  

If your credit reports include damaging errors or if your errors have not been rectified after a proper dispute, call Consumer Attorneys immediately! Our friends in Florida can connect with our legal team, in various ways:

Reach out to us at info@consumerattorneys.com with any questions.

Are you violated by creditors, debt collectors, or credit reporting agencies?

Call us, and we will restore your financial life back to normal.

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