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Credit Report Attorney Near Me Pennsylvania | Consumer Attorneys

If your online search included “credit report attorney near me in Pennsylvania,” you will be pleased to know your search ends here! Are you dealing with a credit report that contains false, missing, or misleading information and need those errors addressed as quickly as possible? At Consumer Attorneys, we can introduce you to a team of credit report attorneys close to you that offer mastery in this niche legal arena.  

Have you or a family member made an earnest and proper attempt to dispute erroneous information on your credit reports, only to reach a disappointing dead-end? If so, it's prudent to not take on the battle alone. Strong legal representation is often what is needed to ensure your consumer rights are not being violated under the Fair Credit Reporting Act. Also, aggressive legal recourse can increase one's chances of receiving financial compensations, if applicable.  

Damaging details sneak into credit reports

Many consumers are caught completely off guard when they discover their credit report information was what kept them from buying their dream home or securing a car loan. In some cases, incorrect information on credit reports can prevent one from securing a job position or promotion, all because one's credit scores took a nosedive when they weren't looking.

Credit reports can remain direly compromised for years without consumers ever having a clue. You may also be surprised to learn that credit report agencies, including Experian, TransUnion, and Equifax, are not responsible for ensuring content accuracy for the millions of reports they handle. The responsibility lies with the consumer.

Many people check their credit reports and credit scores on a regular basis to make sure the information is accurate. However, credit report agencies and the information furnishers that contact them—lenders, credit card companies, etc.—make mistakes on a fairly common basis. If one becomes too lax, human error or identity theft can give credit scores plenty of time to tumble.

Pennsylvania residents place their trust in our legal professionals who use their expertise to address the challenges associated with credit report misinformation. Legal representation is critical to ensure clients' rights are being protected under the Fair Credit Reporting Act. Our credit report attorneys are here to help Pennsylvanians achieve desired outcomes, which can include working securing financial compensations, when applicable.

Credit report resolutions are designed to move slowly

According to Consumer Reports, complaints about credit reports have reached record highs, partly due to the COVID-19 crisis. Along with that, many consumers become frustrated when attempting to remedy credit report mistakes with credit reporting bureaus and their information furnishers. Part of the problem lies with new government stipulations that offer credit bureaus more leeway during the pandemic when dealing with consumer disputes.  

Consumer Reports states that what used to be a 30-day window for credit bureaus to respond to consumer disputes has been replaced with no official time frame. However, credit reporting agencies and furnishers must still exercise good faith with their investigation procedures. It begs the question, “Is good faith being exercised like it should be?”

Consumer Reports continues with an unsettling answer to that question, stating that credit reporting agencies devote limited resources to addressing credit report errors. Additionally, investigations conducted by their furnishers are miserably insufficient. During a consumer dispute, credit reporting agencies will often side with lenders, credit card companies, and others who may have provided incomplete or inaccurate information.

It's time to take control of the situation 

So, what is one to do when this dilemma occurs? Pennsylvania residents who are dealing with this type of nonsense want their credit scores back and lives back! They want their credit reports to reflect their hard-earned credit standing. With our credit-report attorneys, there is a light at the end of the tunnel.

Our legal professionals will replace rubbish and runarounds with reliance and reason. We will be ready to uncover any willful noncompliance with the Fair Credit Reporting Act, as well as fight for your consumer rights, hold entities accountable, and work toward financial compensation.

A major study conducted by the Federal Trade Commission in 2012 found that one in four American consumers had at least one error on their credit reports. During 2020, American consumers filed more than 280,000 complaints that revolved around credit report mistakes.  

We encourage you to visit annualcreditreport.com to secure your free credit reports. If any information looks unfamiliar or questionable, give us a call right away!

At Consumer Attorneys, we will connect you with a Pennsylvania-based credit report attorney who will assess your situation as part of a free case review. You can, also, take advantage of a free credit report analysis. Your circumstances may entitle you to financial compensation.

Our Recognition and Success Speak for Themselves

As a leading national consumer protection law firm, Consumer Attorneys offers Pennsylvania residents more than a decade of consumer protection experience. In addition to addressing unwarranted, damaging credit-report information, we offer our clients masterful legal counsel when dealing with debt collectors and background check businesses. Our attorneys' efforts have secured more than $100 million in monetary recoveries for our clients.  

From Arizona to Florida and New York, our attorneys help consumers restore their good names, reputations, and credit standings that may have been negatively impacted by one or more parties' actions.

Consumer Attorneys is featured in a variety of prominent media outlets including Super Lawyers, Consumer Reports, Bankrate, The New York Times, Daily News, Reuters, and Law Street. Super Lawyers has a long-standing reputation for excellence and includes only qualified lawyers who have been chosen from a select pool of candidates who have been peer-reviewed and independently researched.

It's also important to know that if your case is accepted, you will pay no out-of-pocket fees. Our attorneys only receive a fee if they win on your behalf!

Pennsylvania, we're here to represent you!

If your credit reports include damaging errors or if your errors have not been rectified after a proper dispute, call Consumer Attorneys immediately! Our neighbors in Pennsylvania can connect with our legal team in various ways:

Reach out to us at info@consumerattorneys.com with any questions.

Are you violated by creditors, debt collectors, or credit reporting agencies?

Call us, and we will restore your financial life back to normal.

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