Credit Report Attorney New York | Consumer Attorneys
Here’s a stunning statistic you may find surprising: During 2020, American consumers filed more than 280,000 complaints surrounding credit report issues—more than twice the number reported for 2019, according to the Consumer Financial Protection Bureau.
Are you or a family member dealing with a credit report that contains false, omitted, or misleading information? Are you experiencing difficulty with a credit reporting agency addressing your dispute in a satisfactory and timely manner? If so, welcome to Consumer Attorneys, where protecting consumers in New York and across the country is what we do every single day.
If errors have made their way onto one or more of your credit reports, your credit score could be taking a beating. It’s important to address any errors as quickly as possible. At Consumer Attorneys, we’ll introduce you to a credit report attorney team close to you that offers unmatched authority in this specialized area of law.
Credit report errors are bad enough, but many consumers who attempt to file disputes with credit reporting agencies are ignored or face prolonged wait times to have their issues remedied. That’s where the Fair Credit Reporting Act becomes your staunch legal ally.
Credit reporting agencies have 30 days to investigate consumer disputes and prove that their report information is accurate. Otherwise, they’re obligated to remove those errors. If the errors remain, you have the right to sue, and our credit report attorney team can be with you every step of the way.
Credit report errors are equal opportunity offenders
Many consumers are astonished when they discover that mistakes on their credit reports have kept them from buying their dream home, securing a car loan, or being approved as a tenant. In some cases, incorrect information on credit reports can prevent consumers from securing a job position or promotion. Credit report discrepancies can turn lives inside out, and it’s your right to sue for damages. That includes going up against the three main credit reporting agencies: Experian, TransUnion, and Equifax. They’re not infallible, but you want strong legal counsel on your side.
Some types of mistakes listed on credit reports can include:
- False delinquencies or accounts that don’t belong to the consumer and could result in denial of credit
- Major credit, loan, and mortgage accounts that are missing—these types of accounts demonstrate consumers’ creditworthiness
- Credit accounts that are incorrectly listed as open despite having been closed by the consumer
- Personal demographic-identifying information that is misspelled, very outdated, or belonging to a someone else
That’s just a sampling of false, omitted, or misleading information that could appear on any credit report at any time, including yours. Consumer Attorneys’ credit report lawyers will not tolerate carelessness, apathy, or negligence on the part of credit report bureaus or anyone else responsible for supplying consumer information that should be vetted and accurate.
There are two main reasons why New York consumers should partner with our legal pros regarding credit report mistakes: 1) It ensures that clients’ rights are protected under the FCRA, and 2) it ensures that guilty parties are held accountable, taken to court, and sued for damages, when applicable.
New Yorkers want their lives back
New Yorkers who are dealing with inept credit report bureaus want their credit reports to reflect their hard-earned credit standings, and our attorneys are ready to help them achieve that objective.
We will replace runarounds with real results and uncover any noncompliance of the FCRA. We encourage you to visit www.annualcreditreport.com to secure your free credit reports. If any information looks unfamiliar or questionable, give us a call right away!
At Consumer Attorneys, we’ll connect you with a credit report attorney team that will assess your situation as part of a free case review. You can also take advantage of a free credit report analysis. Your circumstances may entitle you to substantial financial damages.
Our accomplishments = your assurance
As a leading national consumer protection law firm, Consumer Attorneys offers New York more than 10 years of consumer protection experience. In addition to addressing inaccurate credit report information, we help our clients who are dealing with faulty information from debt collectors and background check agencies. To date, our attorneys’ efforts have secured more than $100 million in monetary recoveries for our clients.
A variety of prominent media outlets have featured Consumer Attorneys, including
- Super Lawyers,
- CR Consumer Reports,
- The New York Times,
- Daily News,
- Reuters, and
- Law Street.
Super Lawyers especially has a long-standing reputation for excellence and features only qualified lawyers chosen from a select pool of peer-reviewed and independently researched candidates.
It’s also important to know that if we take on your case, you will pay no out-of-pocket fees. Our credit report attorney teams receive a fee only if they win on their clients’ behalf.
It’s time to turn the tables
If your credit reports include damaging errors or if those errors have not been rectified after executing a proper dispute, call Consumer Attorneys immediately. Those in New York can connect with our legal team by:
- Calling 1-800-604-0466 for immediate assistance and a free case review
- Filling out our brief contact form and initiating a live chat to share any concerns
Reaching out to us at email@example.com with any questions, at any time
Are you violated by creditors, debt collectors, or credit reporting agencies?
Call us, and we will restore your financial life back to normal.