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Did PRBC/MicroBilt Errors Cause Credit to be Denied?

You might have grounds to sue

Your rights under the Fair Credit Reporting Act ensure that you aren’t maligned with inaccurate or unfair information in your credit reports. This is critical since errors in your files can lead to a whole array of credit denials from car loans to home loans to credit cards, to name a few.

The three largest and most well-known credit bureaus are Experian, Equifax, and TransUnion. A number of lesser-known credit bureaus exist, as well, including PRBC/MicroBilt. Like all credit bureaus, MicroBilt gathers consumer information from an array of sources including banks, credit card issuers, public records, and other entities. Whether you’re dealing with a huge credit bureau or a smaller one, there is one commonality: Errors show up on credit reports all the time.

A 2013 study from the Federal Trade Commission revealed that a staggering 21% of consumers’ credit reports contained inaccurate information. These errors can result in credit denials as well as plummeting credit scores.

Are there errors on your PRBC/MicroBilt credit report?

Were you recently denied credit of some type? If so, PRBC may have played a role in that denial. MicroBilt generates credit reports regarding low-income and subprime consumers’ credit information, bill payment histories, employment information, bank account data, court judgments, and more.

That type of information is combined to provide MicroBilt with comprehensive consumer data that it shares with businesses that offer short-term auto loans, rent-to-own lending, and retail and consumer finance lending. If your creditworthiness is highly suspect due to inaccuracies in your consumer report, they’ll deny you credit.

If you find information in your MicroBilt credit report that you believe is false, misleading, and/or incomplete, you have the right to dispute that report.

To contact PRBC/MicroBilt to discuss inaccuracies:

  • Address: P.O. Box 440693
  • City: Kennesaw, GA 30160
  • Phone: 888-222-7621
  • Website:

You want a strong legal ally on your side

False, omitted, or misleading information on credit reports has become pervasive, and a single error can lead to a denial of credit. Through Consumer Attorneys, you have access to credit report attorneys near you who offer authoritative insight into the many nuances of credit report errors.

If MicroBilt has ignored or delayed your dispute, or you’ve been hamstrung by other obstacles in your way, you want seasoned credit report attorneys on your side who can intervene on your behalf.

You want credit report attorneys who will not only investigate any possible noncompliance of the Fair Credit Reporting Act by MicroBilt or its furnishers, but will also work toward financial compensation.

We encourage you to visit to secure your annual free credit reports from the three main credit reporting agencies. If any information looks unfamiliar or questionable, give Consumer Attorneys a call right away!

A credit report attorney can assess your situation as part of a free case review. You can also take advantage of a free credit report analysis. We offer more than 10 years of consumer-protection experience, and to date, our attorneys’ efforts have secured more than $100 million in monetary recoveries for our clients.

Know also that you will pay no out-of-pocket fees. The credit report attorneys we represent receive a fee only if they win on their clients’ behalf!

Let’s find out if you qualify for compensation

If any of your credit reports include damaging errors or if your errors have not been rectified after a properly executed dispute, contact Consumer Attorneys immediately!

  • Call +1 877-615-1725 for immediate assistance and a free case review
  • Fill out our brief contact form or initiate a live chat to share your concerns.

Reach out to us at with any questions, at any time.

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