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Fraudulent Charges on Debit Or Credit card? Contact Us Today For Dispute Assistance
Consumer Attorneys: Your Trusted Partner in Resolving Fraudulent Card Charges
We’ll help dispute fraudulent charges from your credit or checking account and will try to reverse them.
Our team will seek monetary damages if the financial institution fail to reasonably address our disputes.
With no out-of-pocket fees for you, we’ll seek our legal costs from the financial institution who failed to investigate our identity theft dispute.
Fraudulent Charges On Debit Card. What Can I Do?
If you’re a victim of fraudulent transactions on your debit card, it’s essential to file a written dispute with your financial institution within 60 days of receiving your account statement. Consumers affected by unauthorized charges are protected under the EFTA (for debit accounts) and the FCBA (for credit accounts). You can contact Consumer Attorneys for guidance on how to file a dispute correctly - at no cost to you. By law, financial institutions must investigate and address your dispute. If they fail to reverse the unauthorized transactions, we can file a federal lawsuit against them for non-compliance with EFTA or FCBA guidelines. We will represent you during the lawsuit with no out-of-pocket costs.
REASONS FOR LITIGATION
Consumer Attorneys is here to represent and support victims of identity theft. Contact us today if:
You’ve noticed fraudulent charges on your credit or debit card and want to dispute them properly.
You’ve already tried disputing the fraudulent charges on your own, but your dispute was unsuccessful.
The bank declined your dispute, and now the fraudulent account is showing up on your credit report.
You’re seeking monetary compensation for the damage and inconvenience caused by the fraudulent charges on your accounts.
Fraudulent Credit Card Charges: Understanding EFTA and FCBA Laws
The Electronic Fund Transfer Act (EFTA) protects consumers using debit cards, ATMs, and other electronic transactions. If unauthorized transactions appear, you should notify your bank as soon as possible. If you dispute the charges after 60 days, you may be held responsible for the entire amount of fraudulent charges. <br/> The Fair Credit Billing Act (FCBA) offers similar protections for credit card users. If you notice unauthorized charges, you must file a dispute in writing within 60 days of receiving the billing statement that includes the error. Credit card issuers are required to investigate within 2 billing cycles. If your dispute is ignored or unresolved, you have the right to take legal action, which could result in compensation for financial losses and emotional distress caused by the fraudulent charges.
HOW IT WORKS
What to do if my checking or credit account has been compromised?
1
Step
Get the account statement
You need to obtain an account statement that shows the unauthorized transactions. Contact us as soon as possible, and we’ll help prepare a written dispute for the financial institution.
2
Step
Dispute the Fraudulent Charges
We will send a dispute to the financial institution, and our paralegals will closely track the progress of their investigation. We will ensure that they address the dispute with the utmost diligence.
3
Step
Reverse the Charges
Once the investigation is complete, the bank will reverse the fraudulent transactions. If not, we will file a federal lawsuit to have them reversed, and the bank will pay our legal fees and compensate you for the damages.
Consumer Attorneys can file a lawsuit only if the financial institution fails to reverse fraudulent transactions after the dispute process or if other circumstances justify legal action.
FRAUDULENT CREDIT CARD CHARGES - CONTACT US
Contact us
ABOUT US
Consumer Attorneys is one of the leading consumer protection law firms in the United States
We are a team of attorneys, legal assistants, case managers, and other dedicated professionals committed to correcting errors in individuals background and credit reports. We work to help clients swiftly correct inaccuracies, restore their reputations, and uphold their rights. Our expertise includes resolving cases of identity theft, mixed identity, addressing erroneous information, and holding consumer reporting companies accountable for their mistakes in court. We also assist clients in overcoming housing and employment denials caused by false reporting.
Find a lawyer10,000+
Nationwide Clients
25+ Years
Combined Experience
$100+ Million
Recovered for Clients
WHY CHOOSE US?
Consumer Attorneys gives you a helping hand
We have earned the respect and praise of judges, the lawyers we face in the courtroom and, most importantly, our clients by caring about their issues and coming up with innovative solutions to their consumer finance issues. Our team of experienced attorneys are dedicated to helping our clients understand and navigate every step of the case. While we are based in New York City, we represent the interests of consumers nationwide in both state and federal courts.
FREE LEGAL SUPPORT
Our services come at no out-of-pocket cost to you. We seek our fees from the defendant.
REPUTATION FOR SUCCESS
We have proven success in class-action litigation, as well as the skills and resources needed for every case.
PASSIONATE CONSUMER ADVOCACY
We sue consumer reporting agencies for mistakes and collection agencies for FDCPA violations.
We understand the harm that fraudulent charges on checking and credit cards can cause to innocent consumers. We also understand how difficult, expensive and emotionally draining it can be to untangle mistakes that weren't yours in the first place. Consumer Attorneys doesn't take a dime from its clients until we reach a settlement or a court decision in our clients’ favor.
Am I Entitled to Compensation?
We believe credit reporting companies and banks should be held accountable for the distress they put consumers through. The reputational damage, lost credit opportunities, and non-budgeted spending that can stem from credit report mistakes could make you eligible for compensation. If your rights were violated under the FCRA, you could win actual and/or statutory damages if your claim is successful. Consumer Attorneys will offer a free consultation where you’ll receive an estimate of how much your case is worth.
YOU SHOULD KNOW THAT...
Unauthorized transactions from Checking, Savings, Credit or Debit Accounts
Fraudulent credit and checking accounts are being opened using your name.
Erroneous records like incorrect criminal convictions, credit accounts, civil records and etc.
Don’t fight credit bureaus alone. The volume of complaints received by these companies means more damaging mistakes are often made during the dispute process. Let us know if our experienced and empathetic attorneys can help you get the justice you deserve.
Dispute Fraudulent Transactions on Your Credit and Debit Cards the Right Way!
You already understand the serious consequences of having your checking and credit accounts compromised. Fraudulent transactions can damage your financial stability and credit score. Time is crucial in these situations — contact us today to ensure the fraud is disputed correctly and the fraudulent charges are reversed. Our team will guide you through the process, ensuring your rights are protected.
WHAT OUR CLIENTS ARE SAYING
Michael
Georgia
One day, I noticed nearly $5,000 was sent to an unknown PayPal account, and I had never used PayPal. I called the bank, but they weren’t very helpful, so I reached out to Consumer Attorneys. They sent a letter to the bank on my behalf, but after 45 days, the bank didn’t provide a clear response. We took the case to court, and we won. The bank had to return my money and cover all of Consumer Attorneys' legal fees.
Lucy
New York
I found myself in a horrible situation when all my documents were stolen from my car. The next day, I noticed over 50 hard inquiries on my credit reports, and my scores dropped almost 200 points! I reached out to Consumer Attorneys, and after nearly 8 months of filing dispute letters, we managed to have the fraudulent accounts removed. On top of that, I received a significant amount of compensation.
Luis
Florida
I left my card credentials on a wierd website, and the next day, two transactions went to Pakistan. This was crazy. I contacted Consumer Attorneys, and they helped me file a dispute with the bank. The transactions were reversed in less than a week. Awesome firm, highly recommend to everyone!
FREE CONSULTING FOR OUR CLIENTS
CALL US NOW: +1 877-615-1725
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