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Dispute Fraudulent Accounts on Credit Reports and Claim Compensation

Consumer Attorneys: Your Ally Against Fraudulent Credit Accounts

  • We’ll help dispute fraudulent accounts from your credit report, ensuring accuracy and allowing you to move forward without these errors impacting your credit.

  • Our team will seek monetary damages if the credit bureaus fail to reasonably address fraud on your credit reports

  • With no out-of-pocket fees for you, we’ll seek our legal costs from the agencies that falsely reported accounts under your name.

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Fraud On Credit Report. Why Are There Unrecognized Accounts Listed?

Unfortunately, each year, thousands of U.S. citizens become victims of financial fraud and identity theft. Thieves can easily open a credit card or take out a loan in your name if they gain access to just a few key pieces of your personal information, such as your SSN, full name, and date of birth. While most banks have stringent identity verification procedures, some may still allow credit applications to be submitted online without thorough checks. A thief could open a credit card in your name, using your personal information but listing their own mailing address to receive the card, all while you remain unaware that your identity has been stolen.

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REASONS FOR LITIGATION

Consumer Attorneys is here to represent and support victims of identity theft. Contact us today if:

  • Your credit reports list accounts and inquiries that you’re not familiar with, potentially signaling identity theft or reporting errors.

  • Your identity theft dispute with the credit bureaus was unsuccessful, and you’re seeking reliable credit reporting moving forward.

  • You noticed unauthorized charges from your credit accounts and want to dispute them.

  • You’re seeking monetary compensation for the harm and inconvenience caused by the fraudulent accounts on your credit report

Fraudulent Credit Reporting: What You Need to Do to Clear Fraudulent Entries?

Filing an FCRA lawsuit is the most effective way to protect your consumer rights and remove fraudulent items from your credit report. Legal action in federal court is far more reliable than identity theft disputes, which can often be time-consuming or ignored. A successful lawsuit requires the reporting agency to compensate you for emotional distress and financial losses caused by the inaccuracies. These lawsuits are particularly crucial because false information about you can be shared or sold to multiple creditors and reporting agencies, compounding the damage.

HOW IT WORKS

How to dispute fraud on credit report?

1

Step

Get Your Credit Report

Try to obtain all three of your credit reports and review each of them separately. Indicate all information that you do not recognize, such as accounts, inquires, addresses, names and etc.

2

Step

Schedule a Legal Review and consultation

Our paralegals will review your reports, discuss your situation, help file disputes with credit bureaus, and report identity theft to the Federal Trade Commission.

3

Step

Report Correction

If the credit bureaus fail to investigate our dispute and FTC report, we will file a federal lawsuit to ensure your reports are corrected. We will also seek compensation for the financial and emotional damages, with no out of pocket costs to you.

Consumer Attorneys can file a lawsuit only if the credit bureaus fail to remove fraudulent entries after the dispute process, or if other circumstances warrant legal action.

REPORT FRAUD ON CREDIT REPORT - CONTACT US

Contact us
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ABOUT US

Consumer Attorneys is one of the leading consumer protection law firms in the United States

We are a team of attorneys, legal assistants, case managers, and other dedicated professionals committed to correcting errors in individuals background and credit reports. We work to help clients swiftly correct inaccuracies, restore their reputations, and uphold their rights. Our expertise includes resolving cases of identity theft, mixed identity, addressing erroneous information, and holding consumer reporting companies accountable for their mistakes in court. We also assist clients in overcoming housing and employment denials caused by false reporting.

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10,000+

Nationwide Clients

25+ Years

Combined Experience

$100+ Million

Recovered for Clients

WHY CHOOSE US?

Consumer Attorneys gives you a helping hand

We have earned the respect and praise of judges, the lawyers we face in the courtroom and, most importantly, our clients by caring about their issues and coming up with innovative solutions to their consumer finance issues. Our team of experienced attorneys are dedicated to helping our clients understand and navigate every step of the case. While we are based in New York City, we represent the interests of consumers nationwide in both state and federal courts.

FREE LEGAL SUPPORT

Our services come at no out-of-pocket cost to you. We seek our fees from the defendant.

REPUTATION FOR SUCCESS

We have proven success in class-action litigation, as well as the skills and resources needed for every case.

PASSIONATE CONSUMER ADVOCACY

We sue consumer reporting agencies for mistakes and collection agencies for FDCPA violations.

We understand the harm that big credit reporting can do to innocent consumers. We also understand how difficult, expensive and emotionally draining it can be to untangle mistakes that weren't yours in the first place. Consumer Attorneys doesn't take a dime from its clients until we reach a settlement or a court decision in our clients’ favor.

Am I Entitled to Compensation?

We believe credit reporting companies should be held accountable for the distress they put consumers through. The reputational damage, lost credit opportunities, and non-budgeted spending that can stem from credit report mistakes could make you eligible for compensation. If your rights were violated under the FCRA, you could win actual and/or statutory damages if your claim is successful. Consumer Attorneys will offer a free consultation where you’ll receive an estimate of how much your case is worth.

YOU SHOULD KNOW THAT...

Someone else’s files and information and accounts included on your credit report.

Fraudulent credit and checking accounts are being opened using your name.

Erroneous records like incorrect criminal convictions, credit accounts, civil records and etc.

Don’t fight credit bureaus alone. The volume of complaints received by these companies means more damaging mistakes are often made during the dispute process. Let us know if our experienced and empathetic attorneys can help you get the justice you deserve.

Dispute Fraud On Credit Reports Consumer Attorneys - Protect Your Financial Future

If you’re a victim of false information in credit reporting, you already know the consequences. It can lead to credit or housing denials, and erroneous information on your report can ruin your life and derail your plans in an instant.

WHAT OUR CLIENTS ARE SAYING

Michael's testimonial

Michael

Georgia

My twin brother stole my identity and took out a car loan in my name it was a nightmare. I had to file a police report and testify against him to clear my name. Thankfully, Consumer Attorneys provided excellent guidance on how to handle the situation, and I even received compensation for all the damage and stress this caused.

Lucy's testimonial

Lucy

New York

I found myself in a horrible situation when all my documents were stolen from my car. The next day, I noticed over 50 hard inquiries on my credit reports, and my scores dropped almost 200 points! I reached out to Consumer Attorneys, and after nearly 8 months of filing dispute letters, we managed to have the fraudulent accounts removed. On top of that, I received a significant amount of compensation.

Luis's testimonial

Luis

Florida

One morning, I woke up to find an account on my TransUnion report that I didn t open. It turned out that the credit card had been mailed to someone in a different state. I m not sure if my ID was stolen or if TransUnion made a mistake, but Consumer Attorneys sent them a letter, and the unrecognized account was removed within days. While the account was cleared, I didn t receive any compensation.

FREE CONSULTING FOR OUR CLIENTS

CALL US NOW: +1 877-615-1725
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CONTACT US

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