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We Stand Up for Victims of Credit Reporting Mistakes

Let's Prove You’re Alive and Get Your Report Corrected!

  • Who says you’re dead? Let’s show them you are still here and get your credit reports fixed!

  • We’ll demand full compensation for the confusion and financial losses caused by the false deceased notation.

  • No out-of-pocket costs for you - we make the credit reporting agency cover all damages and legal fees.

INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 68-29 Main Street, Flushing, NY 11367 (“CA”), hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1 Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1 You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

I have read and agree to the Privacy Policy, Investigative Retainer
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Why Does My Credit Report Say I’m Deceased?

Since you're reading this, it’s clear you're very much alive - so why does your credit report say you're deceased? The answer is data errors. Consumer reporting agencies like TransUnion, Experian, and Equifax often mix up consumer information. Sometimes, they may report an account, address, or phone number that doesn’t belong to you. In other cases, they may mistakenly place someone else’s deceased notation on your report!

Resurrection and Compensation

Resurrection and Compensation

Credit Bureaus Will Pay for Incorrect Deceased Notation!

  • A false deceased notation on your credit report has caused credit denials and financial difficulties.

  • You want to secure monetary compensation from the credit bureaus for mistakenly reporting you as deceased.

  • You want to ensure the deceased notation is removed from your reports and never reappears in the future.

  • You want to protect your rights and make sure your credit report is accurate for future credit, loan, employment, or housing applications.

The Impact of a False Deceased Notation on Your Credit Report

A deceased notation on your TransUnion, Experian, or Equifax credit report is not just a mistake; it’s a serious error. The bureaus constantly exchange information with banks, employers, landlords, and each other. Being reported as deceased can result in losing access to your bank accounts, getting denied employment or housing, and seeing your credit identity fade.

We are here to help

Credit Report Says You Are Dead? Wake Up with a Lawsuit!

1

Step

Obtaining Evidence

To review your case, our team will help you obtain your credit reports with the deceased notation, or any credit denial letters received due to the erroneous deceased reporting.

2

Step

LEGAL REVIEW

We will investigate how the deceased notation ended up on your credit report and assess the damages you’ve suffered to prepare you for the next step.

3

Step

Lawsuit & Compensation

We will file a lawsuit against the credit bureaus, demanding immediate correction of your credit reports and full compensation for the emotional and financial harm you’ve suffered.

Disputing a deceased notation may correct the error, but it won’t compensate you for the damages. Contact us for a better and lasting solution!

LET'S RESTORE YOUR CREDIT REPORTS!

FIX MY REPORT
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ABOUT OUR COMPANY

Fighting for Your Rights and Future, Every Step of the Way

At Consumer Attorneys, we’re here to help you. Our dedicated team of attorneys, legal assistants, and case managers is committed to correcting errors on your background and credit reports. We know how important it is to resolve these inaccuracies quickly, so you can get back on track and seize the opportunities you deserve. Our law firm specializes in fixing credit reporting and background check errors, including issues like mixed identities, incorrect criminal records, and outdated information. These mistakes can unfairly prevent you from getting credit, landing a job or securing housing. We fight to hold these companies accountable, ensuring you receive the compensation you’re entitled to and can move forward with your life!

FIND A LAWYER

10,000+

Nationwide Clients

25+ Years

Combined Experience

$100+ Million

Recovered for Clients

WHY CHOOSE CONSUMER ATTORNEYS

Consumer Attorneys - More Than Just Your Legal Team

At Consumer Attorneys, we don’t just represent you – we aggressively fight for your rights. We hold reporting agencies accountable for their mistakes and violations, whether it’s inaccurate background check information or errors on your credit report. Your rights matter, and we stand up for them every step of the way.

FREE LEGAL SUPPORT

You don’t pay us out of pocket. We only get paid when you do, and our fees are collected directly from the credit reporting agencies. This means you won’t have to worry about upfront costs or hidden fees. We take on the financial risk, working tirelessly on your behalf to secure a favorable outcome.

EXPERIENCED LEGAL TEAM

Choosing Consumer Attorneys means you’ll have a legal team with deep knowledge of FCRA law and extensive experience in handling credit reporting background check errors. Our skilled agents are trained to investigate inaccuracies quickly and thoroughly, ensuring no detail is overlooked.

Proven Success

We’ve successfully settled numerous cases against TransUnion, Experian, Equifax and other reporting agencies, securing favorable outcomes for our clients. With our extensive experience and proven success, you can trust that we have the skills and determination to fight for you.

Seeing yourself listed as deceased on your credit report can be shocking. We understand that fighting these errors can be difficult, expensive, and emotionally draining. Help is available - contact us today!

Financial Compensation Our Clients May Receive

Our team is dedicated to helping you secure the compensation you deserve for the damages caused by this error. You may be entitled to financial restitution for lost income, denied opportunities, and the emotional distress you've suffered. We’ll fight to ensure that you are fully compensated for the harm caused by this wrongful notation, allowing you to move forward without the burden of these errors on your credit report.

YOU SHOULD KNOW THAT

Being reported as deceased when you’re alive is a violation of your consumer rights under the FCRA. Reporting inaccurate information, such as a deceased notation, is illegal and can harm your credit and opportunities.

A false deceased notation can negatively impact your credit and prevent access to essential services. If your credit report wrongly states you're deceased, it can lead to credit denials, missed housing opportunities, and even employment issues.

You have the right to challenge and remove a false deceased notation on your credit report. If an error is found, the credit bureaus are legally obligated to correct it. Failing to do so is a violation of your consumer rights.

Knowing your rights is the first step in protecting yourself from the consequences of false deceased notations on your credit report.

Not Dead Yet - Let’s Fix Their Mistake!

False information on your credit report can lead to denials for credit or housing, disrupting your life - but we’re here to fix it!

WHAT OUR CLIENTS ARE SAYING

Alicia's testimonial

Alicia

Georgia

I was denied credit right before christmas, the credit bureaus buried me alive and locked my reports, I was not even able to open any of my credit reports. With a legal assistant at Consumer Attorneys we managed to request them by mail and that is when I found out that Experian reports me dead with no reason. They had to pay for ruining my Christmas. Thank you Consumer Attorneys!

Tori B's testimonial

Tori B

New York

The Attorneys at Consumer Attorneys PLLC are exceptional in consumer protection cases. They were very straightforward about the possible outcomes and always seemed to be one step ahead in planning our strategy. The paralegal staff was also courteous and prompt in their responses, which made the whole stressful process much more bearable. I am profoundly grateful for their services.

Anthony's testimonial

Anthony

Florida

One day I received a letter saying my credit card was closed because I was reported dead—seriously? These idiots at TransUnion reported me as deceased to my bank, locking all my accounts. I reached out to Consumer Attorneys, and together we sued TransUnion. After settling the case, we made them notify everyone about the mistake, and my accounts were reopened. The whole process took about six months, but it was worth it!

FREE CONSULTING FOR OUR CLIENTS

CALL US NOW: +1 877-615-1725
INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 68-29 Main Street, Flushing, NY 11367 (“CA”), hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1 Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1 You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

I have read and agree to the Privacy Policy, Investigative Retainer
Supported file formats:
CONTACT US

Head Office NY

68-29 Main Street, Flushing NY 11367

+1 877-615-1725

info@consumerattorneys.com

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