Client hereby voluntarily authorizes CA to investigate the matter as a potential violation of federal law arising out of the FCRA, FDCPA, or other related laws or statutes, or other financial instruments, pertaining to you.

CA agrees to investigate this matter to the best of its ability in order to ascertain whether the matter constitutes a potential violation of federal law arising out of the FCRA, FDCPA, or other related laws or statutes, or other financial instruments, pertaining to you.

Client agrees to provide all relevant information, communications, documents, materials, and all other similar instruments to CA.

Client agrees, under penalty of perjury, to be truthful to the best of the client`s ability. All documents and communications, oral or written, past or future, are presumed by CA to be true, complete, and accurate for the sake of investigating this matter.

CA agrees that the investigation period may not extend to more than one hundred eighty days (180) from the time of signing this document.

Client agrees to forgo any other legal advice, consultation, or any other communications, oral or written, with any and all legal representative(s) in reference to this matter at hand for the period of one hundred and eighty days (180) from the time of signing this document.

CA reserves the right to inform the Client of the outcome of the investigation within one hundred eighty days (180) from the time of signing this document via electronic mail or any other such electronic communication. The outcome has two (2) possible resolutions: a) Acceptance or b) Denial.

“Acceptance” means that CA has sent an electronic communication to you regarding its finding of sufficient reason to pursue a legal claim for the matter and its intent to enter into a retainer agreement to effectuate this claim.

“Denial” means that CA has sent an electronic communication to you regarding its finding of insufficient reason to pursue a legal claim for the matter and its intent not to enter into a retainer agreement to effectuate this claim.

CA agrees that the Client will not incur any fees or costs for this investigative retainer.

Client agrees that CA has a right to place a lien or any other such financial instruments for non-compliance with this document. The lien only applies to any and all third-party representatives on this matter, and not the Client.

Client agrees that Client`s electronic signature will be used voluntarily, automatically, and without prior permission, on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter.

CA agrees to inform the Client of all pertinent and relevant information in reference to this matter in a timely manner, without delay, via electronic communication.