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Abstract digital visualization of legal documents and data streams, illustrating how sworn identity theft statements interact with consumer reporting systems under the Fair Credit Reporting Act.
29 Dec, 2025
Meir Rubinov
Sworn Truth, Ignored: How Reyes v. Equifax Undermines Identity Theft Protections and Misreads the FCRA
In Reyes v. Equifax, the Fifth Circuit affirmed summary judgment for Equifax, ruling that a consumer reporting agency isn’t required to delete accurate tradelines even when identity theft is alleged. This article examines the court’s logic, statutory framework in the Fair Credit Reporting Act, and the implications for consumer rights and identity-theft protections.
1
10 min
Blurred silhouette of a person standing in the background with a stack of documents in the foreground, symbolizing legal records and the recognition of emotional distress as actual damages under the Electronic Fund Transfer Act.
23 Dec, 2025
Meir Rubinov
“Actual Damages” Under the EFTA Include Emotional Distress
The Electronic Fund Transfer Act (EFTA) empowers consumers to recover “actual damages” for violations of its provisions. Because “actual damages” isn’t limited by statute to just economic loss, courts have recognized that non-economic harms like emotional distress may be compensable. Learn how this interpretation strengthens consumer rights and what it could mean for your case with Consumer Attorneys PLLC.
6
7 min
Abstract layered illustration of a credit report interface with data panels, charts, and digital elements, representing how credit information is compiled, analyzed, and how inaccuracies can affect consumers’ lives.
23 Dec, 2025
Meir Rubinov
Inaccurate Credit Reports: How Common Errors Shape Consumers’ Lives
Credit reports quietly shape access to loans, housing, jobs, and insurance. Drawing on decades of government and consumer research, this article examines how common credit report errors really are, why they persist, and how inaccurate data continues to harm consumers’ lives.
5
5 min
Abstract digital flowchart over a person using a laptop, illustrating how consumer data is collected, processed, and analyzed to form a consumer report under the Fair Credit Reporting Act.
22 Dec, 2025
Meir Rubinov
The Consumer Report: A Sequential Analysis of the FCRA Definition
What makes information a “consumer report” under the FCRA? This article breaks down the statute step by step, showing how purpose and use transform data into a regulated consumer report.
7
14 min
Abstract digital panels representing data and information flows, illustrating the concept of consumer reporting agencies and how consumer information is assembled and analyzed under the FCRA.
19 Dec, 2025
Meir Rubinov
What Is a Consumer Reporting Agency? A Comprehensive Analytical Treatment
Learn about how the FCRA defines consumer reporting agencies and why function, not labels or disclaimers, determines coverage.
10
10 min
Frustrated man trapped by digital data errors with Amazon logo behind him, symbolizing losing an Amazon job over a false background check. Concept highlights FCRA rights, mixed files, and how to dispute inaccurate reports in the United States.
8 Dec, 2025
Daniel Cohen
Trapped by Data: How to Fix an Amazon Background Check Mistake and Reclaim Your Job
If Errors in Your Amazon Background Check Caused a Job Rejection, Learn Why and How to Get Help Today.
4366
10 min
Uber driver viewing an “Account Suspended” error on a smartphone due to a background check mistake, representing wrongful deactivation issues.
4 Dec, 2025
Daniel Cohen
Uber Background Check Mistakes: Why Good Drivers Get Flagged (and What to Do)
If Errors in Your Uber Background Check Report Result in a Denial to be an Uber Driver, We Can Help You File a Dispute.
4555
7 min
A man doing a food delivery
3 Dec, 2025
Daniel Cohen
Grubhub Background Check Mistakes Explained: Common Errors, Denials, and How to Fight Back
Wrongfully denied? Discover how to correct Grubhub background check errors.
4065
6 min
Phone showing a background check error warning, symbolizing Shipt and Checkr reporting mistakes and the worker’s right to dispute inaccuracies under the FCRA
3 Dec, 2025
Daniel Cohen
When Shipt and Checkr Get It Wrong: Your Rights After a Background Check Error
When Shipt and Checkr get it wrong, you have rights. Consumer Attorneys helps drivers correct background check errors and claim compensation.
1968
11 min
Eraser removing the word “ERROR,” representing correcting false information on a Checkr background check and enforcing your FCRA rights in the U.S.
3 Dec, 2025
Daniel Cohen
Failed a Checkr Background Check Due to Errors? Here's How to Fix It and Get Compensated
Failed a Checkr background check? Learn how to identify errors, dispute false information, and protect your rights under the FCRA.
4119
7 min
delivery man trying to reactivate his gopuff account
19 Nov, 2025
Daniel Cohen
Deactivated After a Gopuff Background Check Error? Here’s What You Can Do
Denied work or deactivated after a Gopuff background check? Discover how to dispute false reports and get compensated.
1891
3 min
A woman is evaluating employees
18 Nov, 2025
Daniel Cohen
HireRight Background Check
When Errors in a HireRight Employment Background Check Report Tank Your Job Prospects, You Need Our Help!
2941
5 min
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