Consumer Rights Blog

Types of bankruptcy and how they affect your financial life.

Personal credit history has become a commodity, and those who profit from it are an inverse pyramid.

Like some kind of financial long Covid, when credit reporting agencies and background check companies like On Site LLC don’t fix their mistakes (even after agreeing to and paying a cash settlement) the result is on-going suffering that never ends, like a festering wound.

In yet another example of the carelessness of the Credit Reporting Agencies (CRA’s), Vietnamese Americans have an increased risk of reporting errors because they don’t have that many names to go around.

Grocery delivery service Shipt performs employee background checks using Checkr, a background checking company that is well-known to FCRA attorneys like us. Usually it works out OK, but sometimes...

Yet another story of an uncaring credit agency ruining someone's life with their inept practices and incompetence, this time it's RealPage

Yet another example of a credit bureau (ACCURATE BACKGROUND LLC , in this case) shamelessly ruining someone's life with their carelessness and indifference

The United States Postal Service (USPS) uses General Information Services (GIS) technology to perform background checks on new hires, sometimes acting on erroneous information

This is the (sadly typical) story of one of our clients and her struggles with inaccurate information appearing in background reports from no less than 5 different credit reporting agencies

In 2021, service-members, veterans, and military family members reported nearly 50,000 cases of identity theft to the Federal Trade Commission (FTC).

If you had the misfortune to have been erroneously flagged as a terrorist on your credit report, you need to read this.

A letter from our founder, Daniel Cohen