Page 3: Consumer Rights Blog

A federal court overturned the CFPB’s medical-debt ban. Learn how medical collections can still affect your credit, what protections remain under state law, and how to dispute medical debt errors under the FCRA.

Wrong information on your Checkr report? Disputes often stall or go unanswered. Learn how to fix errors, avoid arbitration, and protect your rights under the FCRA.

Get a clear, driver-focused guide to Lyft background checks: how they work, why delays and errors happen, and what to do if a mistake costs you work. Learn how to dispute false information and protect your rights under the FCRA.

Lyft reviews your driving history, criminal record, and identity data, but screening errors are common. This guide explains what Lyft looks for, why mistakes happen, and how to fix a wrong background check with no out-of-pocket cost.

Rejected by an AI hiring tool? Your résumé may never have been seen by a human. Learn how algorithmic screening triggers FCRA protections, what the CFPB’s 2024 guidance means, and how to challenge automated background check errors that cost real jobs.

An in-depth examination of the statutory architecture of 15 U.S.C. § 1681s-2(b), focusing on the notice trigger, the role of consumer reporting agencies, and the mandatory duties imposed on furnishers. By Consumer Attorneys PLLC.

This article examines the FCRA’s “complete and up to date” requirement under §1681k(a)(2), tracing its legislative history, statutory meaning, and heightened accuracy obligations for public record information used in employment decisions.

In Reyes v. Equifax, the Fifth Circuit affirmed summary judgment for Equifax, ruling that a consumer reporting agency isn’t required to delete accurate tradelines even when identity theft is alleged. This article examines the court’s logic, statutory framework in the Fair Credit Reporting Act, and the implications for consumer rights and identity-theft protections.

The Electronic Fund Transfer Act (EFTA) empowers consumers to recover “actual damages” for violations of its provisions. Because “actual damages” isn’t limited by statute to just economic loss, courts have recognized that non-economic harms like emotional distress may be compensable. Learn how this interpretation strengthens consumer rights and what it could mean for your case with Consumer Attorneys PLLC.

Credit reports quietly shape access to loans, housing, jobs, and insurance. Drawing on decades of government and consumer research, this article examines how common credit report errors really are, why they persist, and how inaccurate data continues to harm consumers’ lives.

What makes information a “consumer report” under the FCRA? This article breaks down the statute step by step, showing how purpose and use transform data into a regulated consumer report.

Learn about how the FCRA defines consumer reporting agencies and why function, not labels or disclaimers, determines coverage.

Wrongfully denied? Discover how to correct Grubhub background check errors.

When Shipt and Checkr get it wrong, you have rights. Consumer Attorneys helps drivers correct background check errors and claim compensation.

Failed a Checkr background check? Learn how to identify errors, dispute false information, and protect your rights under the FCRA.

Denied work or deactivated after a Gopuff background check? Discover how to dispute false reports and get compensated.

You have the right to an accurate credit report and to dispute errors. Learn how and how Consumer Attorneys can help.

Wrong Background Check Cost You Your Spark Account? Here's What You Can Do

Financial Identity Theft Takes a Toll on Your Finances and Your Life. Learn How to Prevent Fraud and Get Your Life Back.

The record expungement process exists to help individuals overcome their past mistakes.

Personal credit history has become a commodity, and those who profit from it are an inverse pyramid.