Page 3: Consumer Rights Blog

Mistakes on your TransUnion credit report can lower your score, block loans, and cost you real opportunities. This step-by-step guide explains how to file a dispute, what documents to submit, what happens after the 30-day investigation period, and when FCRA violations give you the right to take legal action - with help available at no upfront cost.

Amazon Flex background check errors are common and can unfairly block drivers from working. This guide explains why checks fail, how to dispute inaccurate reports, and what legal rights protect you when the system gets it wrong.

Deactivated by Spark without warning? This guide explains why it happens, how to fix background check mistakes, and what your rights are under the FCRA.

A federal court overturned the CFPB’s medical-debt ban. Learn how medical collections can still affect your credit, what protections remain under state law, and how to dispute medical debt errors under the FCRA.

Wrong information on your Checkr report? Disputes often stall or go unanswered. Learn how to fix errors, avoid arbitration, and protect your rights under the FCRA.

Get a clear, driver-focused guide to Lyft background checks: how they work, why delays and errors happen, and what to do if a mistake costs you work. Learn how to dispute false information and protect your rights under the FCRA.

Lyft reviews your driving history, criminal record, and identity data, but screening errors are common. This guide explains what Lyft looks for, why mistakes happen, and how to fix a wrong background check with no out-of-pocket cost.

Rejected by an AI hiring tool? Your résumé may never have been seen by a human. Learn how algorithmic screening triggers FCRA protections, what the CFPB’s 2024 guidance means, and how to challenge automated background check errors that cost real jobs.

An in-depth examination of the statutory architecture of 15 U.S.C. § 1681s-2(b), focusing on the notice trigger, the role of consumer reporting agencies, and the mandatory duties imposed on furnishers. By Consumer Attorneys PLLC.

This article examines the FCRA’s “complete and up to date” requirement under §1681k(a)(2), tracing its legislative history, statutory meaning, and heightened accuracy obligations for public record information used in employment decisions.

In Reyes v. Equifax, the Fifth Circuit affirmed summary judgment for Equifax, ruling that a consumer reporting agency isn’t required to delete accurate tradelines even when identity theft is alleged. This article examines the court’s logic, statutory framework in the Fair Credit Reporting Act, and the implications for consumer rights and identity-theft protections.

The Electronic Fund Transfer Act (EFTA) empowers consumers to recover “actual damages” for violations of its provisions. Because “actual damages” isn’t limited by statute to just economic loss, courts have recognized that non-economic harms like emotional distress may be compensable. Learn how this interpretation strengthens consumer rights and what it could mean for your case with Consumer Attorneys PLLC.