Page 3: Consumer Rights Blog

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scared woman in a striped shirt
22 Oct, 2024
Daniel Cohen
MC2 Data Breach
The huge MC2 data breach puts your personal data at risk. Know your rights, stay protected, and take action today!
433
3 min
hands on the laptop
30 Oct, 2024
Daniel Cohen
California Labor Code 202
Know your rights! California Labor Code 202 ensures timely payment when you quit. Find out how to enforce it now.
357
4 min
woman in orange suit writing in her notepad
10 Oct, 2024
Daniel Cohen
Everything About Levels of Background Checks
Explore the 5 Levels of Background Checks and Everything You Should Know Before Agreeing to One!
879
7 min
woman with a keys in her hand
7 Nov, 2024
Daniel Cohen
On-Site Rental Screening Errors
Lost out on an apartment because of an On-Site error? That’s not fair. They know it. You know it. Here’s what we can do.
446
3 min
bixby bridge on the sunset
30 Oct, 2024
Daniel Cohen
Hostile Work Environment Laws in California
Learn What to Do About Harassment & Hostile Work Environments from Experienced California Lawyers – Consumer Attorneys!
482
6 min
man in a suit looking at his monoblock pc
30 Oct, 2024
Daniel Cohen
Understanding Your Rights: California WARN Act and Mass Layoffs
The California WARN Act is a law that protects employees facing sudden layoffs. Did your employer break the law?
475
4 min
golden gate bridge
30 Oct, 2024
Daniel Cohen
California Overtime Law
You work hard and deserve to be paid fairly for it. Getting overtime pay in California is your right!
458
3 min
An anxious man rests his head in his hand while staring at his laptop
9 Oct, 2024
Daniel Cohen
Errors in Cisive Background Screening Reports
Worried about Discrepancies in Your Cisive Background Check? Get Professional Help Resolving Them!
500
5 min
title Bank on the bank building
3 Oct, 2024
Daniel Cohen
CFPB Orders TD Bank to Pay $28 million
Accurate Data is Your Right! If Places Like TD Bank Won’t Do the Right Thing, the CFPB and Consumer Attorneys Make Them.
504
3 min
hands stretching from the dark close to the laptop
9 Oct, 2024
Daniel Cohen
Now What: 10 Steps to Protect Yourself in the Wake of the National Public Data Breach
Save Yourself From The Social Security Number Data Breach. Learn What Happened and What to Do Next.
565
2 min
man looking confused at his credit report
2 Oct, 2024
Daniel Cohen
How to Remove Closed Accounts from Credit Report
Remove closed accounts from your credit report. We offer tips - and a sample letter - to protect your financial health.
630
3 min
woman in orange sweater working behind her laptop
13 Nov, 2024
Daniel Cohen
InCheck Background Check Inaccuracies
Who keeps InCheck background services in check? You can! If InCheck made a mistake, you have rights. Take action today.
524
3 min
Contact Us
INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 72-47 139th street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

I have read and agree to the Privacy Policy, Investigative Retainer
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