Consumer Rights Blog

Kroll background checks reduce risks for employers. But sometimes, reporting errors harm job candidates instead.

The dangers of identity theft

This is the (sadly typical) story of one of our clients and her struggles with inaccurate information appearing in background reports from no less than 5 different credit reporting agencies

Yet another example of a credit bureau (ACCURATE BACKGROUND LLC , in this case) shamelessly ruining someone's life with their carelessness and indifference

Yet another story of an uncaring credit agency ruining someone's life with their inept practices and incompetence, this time it's RealPage

In yet another example of the carelessness of the Credit Reporting Agencies (CRA’s), Vietnamese Americans have an increased risk of reporting errors because they don’t have that many names to go around.

Like some kind of financial long Covid, when credit reporting agencies and background check companies like On Site LLC don’t fix their mistakes (even after agreeing to and paying a cash settlement) the result is on-going suffering that never ends, like a festering wound.

It can help you out in tough times

In some situations, no.

Thanks to Consumer Attorneys, a client was able to recover from multiple credit report errors.

The reasonableness of the investigation depends on the circumstances of a case

Hard inquiries appearing on credit reports are normal, and if you’ve applied for a form of credit, you have them on yours.