Page 5: Consumer Rights Blog

the cra circle of sharks
11 Sep, 2025
Daniel Cohen
The CRA Circle of Sharks
This is the (sadly typical) story of one of our clients and her struggles with inaccurate information appearing in background reports from no less than 5 different credit reporting agencies
1521
11 min
Accurate Background LLC often makes egregious errors in background reports
11 Sep, 2025
Daniel Cohen
The Bellwether of an Ailing Nation
Yet another example of a credit bureau (ACCURATE BACKGROUND LLC , in this case) shamelessly ruining someone's life with their carelessness and indifference
1281
11 min
erroneous background reports from RealPage lead to litigation
11 Sep, 2025
Daniel Cohen
Pushed to the Edge for Profit
Yet another story of an uncaring credit agency ruining someone's life with their inept practices and incompetence, this time it's RealPage
1416
11 min
A worried Vietnamese man sits on the couch
11 Sep, 2025
Daniel Cohen
Why Vietnamese US Citizens Are Vulnerable to Identity Theft and Background Report Errors
In yet another example of the carelessness of the Credit Reporting Agencies (CRA’s), Vietnamese Americans have an increased risk of reporting errors because they don’t have that many names to go around.
1468
3 min
Man sees a criminal report on his phone.
11 Sep, 2025
Daniel Cohen
How Credit Reporting Agencies Ruin People's Lives
Like some kind of financial long Covid, when credit reporting agencies and background check companies like On Site LLC don’t fix their mistakes (even after agreeing to and paying a cash settlement) the result is on-going suffering that never ends, like a festering wound.
1496
11 min
what is a credit card hardship program
11 Sep, 2025
Daniel Cohen
What is a credit card hardship program?
It can help you out in tough times
1408
11 min
establish damages under credit reporting
11 Sep, 2025
Daniel Cohen
Is a formal loan application necessary to establish damages under the Fair Credit Reporting Act?
In some situations, no.
1302
11 min
attorneys help with credit report
11 Sep, 2025
Daniel Cohen
There is an error on my credit report. How can Consumer Attorneys help?
Thanks to Consumer Attorneys, a client was able to recover from multiple credit report errors.
1461
6 min
reasonable investigation
11 Sep, 2025
Daniel Cohen
What amounts to a reasonable investigation by a furnisher?
The reasonableness of the investigation depends on the circumstances of a case
1451
6 min
equifax coding blunder
11 Sep, 2025
Daniel Cohen
How an Equifax Coding Blunder Led to Millions of Incorrect Credit Scores Issued to Lenders
Equifax Coding Snag Led to Millions of Erroneous Credit Scores Issued to Lenders
1409
11 min
online shopping scams
11 Sep, 2025
Daniel Cohen
Scam Likely: New Study Shows That Older Adults Aren’t the True Victims of Online Shopping Scams
It turns out that younger, supposedly more tech savvy consumers are actually in the majority.
1309
11 min
ofac alert on credit report
11 Sep, 2025
Daniel Cohen
False OFAC Alert on Credit Report: How to Solve Error?
If you had the misfortune of being erroneously flagged as a terrorist on your credit report, you need to read this.
1460
4 min
military identity theft protection
11 Sep, 2025
Daniel Cohen
People who serve in the military have an increased risk of Identity theft and credit reporting errors
In 2021, service-members, veterans, and military family members reported nearly 50,000 cases of identity theft to the Federal Trade Commission (FTC).
1441
4 min
man behind laptop calling wells fargo
11 Sep, 2025
Daniel Cohen
Wells Fargo Credit Report Dispute
You have the right to dispute inaccurate credit information. Here’s what to know about disputing Wells Fargo errors.
1382
4 min
how bad is a 700 credit score
11 Sep, 2025
Daniel Cohen
Is a 700 credit score good or bad?
A credit score of 700 has positive implications
2004
5 min
how to build credit at 18
11 Sep, 2025
Daniel Cohen
How to start building credit at 18
Building credit at 18 is possible
1536
6 min
financial health after prison
11 Sep, 2025
Daniel Cohen
How can you restore your financial health after you get out of prison?
Building up your credit after prison is possible
1435
11 min
what does pre qualified mean for a credit card
11 Sep, 2025
Daniel Cohen
What does it mean when you’re pre-qualified for a credit card?
Pre-qualified means you fit some of the criteria needed for a specific credit card
1701
8 min
how to find out all my debts
11 Sep, 2025
Daniel Cohen
How to find all your debts
You could be unaware of your existing debts
1593
7 min
woman in despair thinking about credit card fraud
11 Sep, 2025
Daniel Cohen
Are Debit Cards Protected from Fraud
Consumer Attorneys Uncover Risks Associated with Debit Card Fraud and How You Can Prevent Being Victimized!
1489
10 min
man confused by his credit report
11 Sep, 2025
Daniel Cohen
Can You Sue a Bank for Incorrect Credit Reporting
Don’t let your bank’s reporting errors cause your score to drop! Here’s how our attorneys can help you recover.
2255
3 min
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