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Accurate Background LLC often makes egregious errors in background reports
11 Sep, 2025
Daniel Cohen
The Bellwether of an Ailing Nation
Yet another example of a credit bureau (ACCURATE BACKGROUND LLC , in this case) shamelessly ruining someone's life with their carelessness and indifference
1174
11 min
erroneous background reports from RealPage lead to litigation
11 Sep, 2025
Daniel Cohen
Pushed to the Edge for Profit
Yet another story of an uncaring credit agency ruining someone's life with their inept practices and incompetence, this time it's RealPage
1315
11 min
A worried Vietnamese man sits on the couch
11 Sep, 2025
Daniel Cohen
Why Vietnamese US Citizens Are Vulnerable to Identity Theft and Background Report Errors
In yet another example of the carelessness of the Credit Reporting Agencies (CRA’s), Vietnamese Americans have an increased risk of reporting errors because they don’t have that many names to go around.
1361
3 min
Man sees a criminal report on his phone.
11 Sep, 2025
Daniel Cohen
How Credit Reporting Agencies Ruin People's Lives
Like some kind of financial long Covid, when credit reporting agencies and background check companies like On Site LLC don’t fix their mistakes (even after agreeing to and paying a cash settlement) the result is on-going suffering that never ends, like a festering wound.
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11 min
what is a credit card hardship program
11 Sep, 2025
Daniel Cohen
What is a credit card hardship program?
It can help you out in tough times
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11 min
establish damages under credit reporting
11 Sep, 2025
Daniel Cohen
Is a formal loan application necessary to establish damages under the Fair Credit Reporting Act?
In some situations, no.
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11 min
attorneys help with credit report
11 Sep, 2025
Daniel Cohen
There is an error on my credit report. How can Consumer Attorneys help?
Thanks to Consumer Attorneys, a client was able to recover from multiple credit report errors.
1357
6 min
reasonable investigation
11 Sep, 2025
Daniel Cohen
What amounts to a reasonable investigation by a furnisher?
The reasonableness of the investigation depends on the circumstances of a case
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6 min
how to remove hard inquiries from your credit report
11 Sep, 2025
Daniel Cohen
Hard Inquiries Are Compromising Your Credit Score? Here’s What You Can Do
Hard inquiries appearing on credit reports are normal, and if you’ve applied for a form of credit, you have them on yours.
1605
5 min
hyundai capital check payment
11 Sep, 2025
Daniel Cohen
Hyundai Capital America’s $19-Million Credit Reporting Catastrophe, Explained
Hyundai’s $19-Million Credit Reporting Catastrophe, Explained
2373
11 min
equifax coding blunder
11 Sep, 2025
Daniel Cohen
How an Equifax Coding Blunder Led to Millions of Incorrect Credit Scores Issued to Lenders
Equifax Coding Snag Led to Millions of Erroneous Credit Scores Issued to Lenders
1298
11 min
online shopping scams
11 Sep, 2025
Daniel Cohen
Scam Likely: New Study Shows That Older Adults Aren’t the True Victims of Online Shopping Scams
It turns out that younger, supposedly more tech savvy consumers are actually in the majority.
1201
11 min
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