Page 8: Consumer Rights Blog

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A worried Vietnamese man sits on the couch
11 Sep, 2025
Daniel Cohen
Why Vietnamese US Citizens Are Vulnerable to Identity Theft and Background Report Errors
In yet another example of the carelessness of the Credit Reporting Agencies (CRA’s), Vietnamese Americans have an increased risk of reporting errors because they don’t have that many names to go around.
1454
3 min
Man sees a criminal report on his phone.
11 Sep, 2025
Daniel Cohen
How Credit Reporting Agencies Ruin People's Lives
Like some kind of financial long Covid, when credit reporting agencies and background check companies like On Site LLC don’t fix their mistakes (even after agreeing to and paying a cash settlement) the result is on-going suffering that never ends, like a festering wound.
1480
11 min
what is a credit card hardship program
11 Sep, 2025
Daniel Cohen
What is a credit card hardship program?
It can help you out in tough times
1392
11 min
establish damages under credit reporting
11 Sep, 2025
Daniel Cohen
Is a formal loan application necessary to establish damages under the Fair Credit Reporting Act?
In some situations, no.
1288
11 min
attorneys help with credit report
11 Sep, 2025
Daniel Cohen
There is an error on my credit report. How can Consumer Attorneys help?
Thanks to Consumer Attorneys, a client was able to recover from multiple credit report errors.
1447
6 min
reasonable investigation
11 Sep, 2025
Daniel Cohen
What amounts to a reasonable investigation by a furnisher?
The reasonableness of the investigation depends on the circumstances of a case
1436
6 min
equifax coding blunder
11 Sep, 2025
Daniel Cohen
How an Equifax Coding Blunder Led to Millions of Incorrect Credit Scores Issued to Lenders
Equifax Coding Snag Led to Millions of Erroneous Credit Scores Issued to Lenders
1393
11 min
online shopping scams
11 Sep, 2025
Daniel Cohen
Scam Likely: New Study Shows That Older Adults Aren’t the True Victims of Online Shopping Scams
It turns out that younger, supposedly more tech savvy consumers are actually in the majority.
1293
11 min
ofac alert on credit report
11 Sep, 2025
Daniel Cohen
False OFAC Alert on Credit Report: How to Solve Error?
If you had the misfortune of being erroneously flagged as a terrorist on your credit report, you need to read this.
1444
4 min
military identity theft protection
11 Sep, 2025
Daniel Cohen
People who serve in the military have an increased risk of Identity theft and credit reporting errors
In 2021, service-members, veterans, and military family members reported nearly 50,000 cases of identity theft to the Federal Trade Commission (FTC).
1427
4 min
man behind laptop calling wells fargo
11 Sep, 2025
Daniel Cohen
Wells Fargo Credit Report Dispute
You have the right to dispute inaccurate credit information. Here’s what to know about disputing Wells Fargo errors.
1367
4 min
how bad is a 700 credit score
11 Sep, 2025
Daniel Cohen
Is a 700 credit score good or bad?
A credit score of 700 has positive implications
1989
5 min
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