Consumer Rights Blog

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reasonable investigation
11 Sep, 2025
Daniel Cohen
What amounts to a reasonable investigation by a furnisher?
The reasonableness of the investigation depends on the circumstances of a case
1399
6 min
how to remove hard inquiries from your credit report
11 Sep, 2025
Daniel Cohen
Hard Inquiries Are Compromising Your Credit Score? Here’s What You Can Do
Hard inquiries appearing on credit reports are normal, and if you’ve applied for a form of credit, you have them on yours.
1662
5 min
hyundai capital check payment
11 Sep, 2025
Daniel Cohen
Hyundai Capital America’s $19-Million Credit Reporting Catastrophe, Explained
Hyundai’s $19-Million Credit Reporting Catastrophe, Explained
2432
11 min
equifax coding blunder
11 Sep, 2025
Daniel Cohen
How an Equifax Coding Blunder Led to Millions of Incorrect Credit Scores Issued to Lenders
Equifax Coding Snag Led to Millions of Erroneous Credit Scores Issued to Lenders
1353
11 min
online shopping scams
11 Sep, 2025
Daniel Cohen
Scam Likely: New Study Shows That Older Adults Aren’t the True Victims of Online Shopping Scams
It turns out that younger, supposedly more tech savvy consumers are actually in the majority.
1255
11 min
ofac alert on credit report
11 Sep, 2025
Daniel Cohen
False OFAC Alert on Credit Report: How to Solve Error?
If you had the misfortune of being erroneously flagged as a terrorist on your credit report, you need to read this.
1406
4 min
military identity theft protection
11 Sep, 2025
Daniel Cohen
People who serve in the military have an increased risk of Identity theft and credit reporting errors
In 2021, service-members, veterans, and military family members reported nearly 50,000 cases of identity theft to the Federal Trade Commission (FTC).
1388
4 min
man behind laptop calling wells fargo
11 Sep, 2025
Daniel Cohen
Wells Fargo Credit Report Dispute
You have the right to dispute inaccurate credit information. Here’s what to know about disputing Wells Fargo errors.
1325
4 min
how bad is a 700 credit score
11 Sep, 2025
Daniel Cohen
Is a 700 credit score good or bad?
A credit score of 700 has positive implications
1947
5 min
how to build credit at 18
11 Sep, 2025
Daniel Cohen
How to start building credit at 18
Building credit at 18 is possible
1481
6 min
what bills help build credit
11 Sep, 2025
Daniel Cohen
What bills help build your credit?
There’s another factor that determines whether paying your bills early will improve your credit
1375
8 min
financial health after prison
11 Sep, 2025
Daniel Cohen
How can you restore your financial health after you get out of prison?
Building up your credit after prison is possible
1380
11 min
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