Page 12: Consumer Rights Blog

  • Blog
Man crying on lexisnexis background check report
17 Apr, 2024
Daniel Cohen
LexisNexis Background Check Errors
Errors in your LexisNexis background report prevent you from getting opportunities. Know your rights!
1370
8 min
doctor thinking about errors in consumer background check
18 Apr, 2024
Daniel Cohen
American DataBank Background Check
American DataBank digs deep to give your employer or school a report on you. Do this if there’s a report error.
1028
9 min
Man sitting behind the table and looking at his SageStream Credit Report
18 Apr, 2024
Daniel Cohen
SageStream Credit Reports
Questions about SageStream? You’re not the only one. Here’s all you need to know and how we can help you deal with errors.
1371
7 min
people sitting behind the table and disputing Credential background check
18 Apr, 2024
Daniel Cohen
Credential Background Check
CredentialCheck background checks are a regular part of the pre-employment process. But sometimes, they’re not accurate.
844
11 min
Man sitting in amaze because of low Experian credit report score
25 Jul, 2024
Daniel Cohen
Experian Credit Reports: All You Need to Know
Lenders rely on Experian credit reports to determine your creditworthiness. Should they? What to know about Experian.
1000
14 min
Man holding a credit card and thinking about credit freeze
15 Jul, 2024
Daniel Cohen
What’s the Difference Between a Freeze and an Alert?
While both offer credit protection, a fraud alert and a credit freeze are not the same. We help you pick the right one.
896
13 min
Lawyer and consumer disputing Experian Screening Solutions report
7 Nov, 2024
Daniel Cohen
Experian Rental Screening Solutions Report Errors
Some landlords rely on Experian rental screening reports to determine a potential tenant’s reliability. Should they?
829
12 min
Man with pen looking for mistakes in Equifax background check
23 Oct, 2024
Daniel Cohen
Equifax Background Check
Have Equifax Background Check Mistakes Trapped You? Free Yourself by Contacting Consumer Attorneys!
991
14 min
Consumer and attorney disputing errors in BIG report
3 Jul, 2024
Daniel Cohen
Was Your Business Information Group Background Check Wrong?
BIG Background Check Errors Got You Down? Fight Back and Win with Consumer Attorneys!
1412
15 min
Woman asking lawyer about Equifax tenant screening errors in her report
7 Nov, 2024
Daniel Cohen
Equifax Rental Screening Solutions Report Errors
If Equifax Rental Screening Errors Derailed Your Plans, Seize a Second Chance with Background Check Lawyers!
1041
12 min
CFPB lawyer explaining consumer his rights and protections under the FCRA
14 Feb, 2024
Daniel Cohen
With Four New Opinions, the CFPB Strengthens Legal Protections for Consumers under the FCRA
Consumer Attorneys: Legal Views on Consumer News
792
11 min
Woman thinking about disputing TurboTenant background check
24 Jul, 2024
Daniel Cohen
TurboTenant Background Checks: Everything You Need to Know
Is your TurboTenant Background Check Flawed? Fight Back with Consumer Attorneys!
1297
11 min
Contact Us
INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 72-47 139th street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

I have read and agree to the Privacy Policy, Investigative Retainer
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