TML Information Services Check Errors

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24 Jul, 2024
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Your personal information is misrepresented in a Motor Vehicle Record

Has your information been misrepresented in a Motor Vehicle Record? You might be eligible to take legal action against TML Information Services.

Dive into TML Information Services, a veteran provider of Motor Vehicle Records for over 25 years, offering crucial data to insurance companies, car rentals, employers, and financial institutions. Operating an expansive network accessing driving records from all 50 states, TML can swiftly extract comprehensive records, revolutionizing the process since 1985. Learn how companies leverage this information for risk assessment, eligibility determination, and hiring decisions. Understand your rights under the Fair Credit Reporting Act (FCRA) and Driver’s Privacy Protection Act (DPPA), and explore potential legal action against TML Information Services if misrepresentation occurs.

An Introduction to TML Information Services

TML Information Services provides Motor Vehicle Records to insurance companies, car rental companies, employers, banks, and finance companies. They have been providing these services for over 25 years.

They operate a network of servers that gives access to driving records from the Department of Motor Vehicles from 50 different states and the District of Columbia. They can extract a driving record in a matter of a few minutes.

TML Information Services was established in 1985 and became the first company to build an exclusive online ordering system for Motor Vehicle Records.

How do Companies use the Information by TML Services?

Insurance companies can calculate the risk of a potential driver based on their motor vehicle records. Once they assess the level of risk, they charge insurance rates accordingly.

Car rental companies use the information to assess if a driver is eligible to rent one of their cars. On the other hand, employers use this data to see if a person is fit for the job or promotion.

The information that can be extracted from your motor vehicle records is listed below:

  • License status
  • Expiration date
  • Endorsements
  • Suspensions
  • Revocations
  • Violations
  • Convictions
  • Accidents
  • DUIs
  • And more

Protection Against TML Information Services

If your motor vehicle record is being used for employment or insurance purposes, you are protected under the Fair Credit Reporting Act (FCRA) against unfair practices. If your records are used for other purposes, you are protected under the Driver’s Privacy Protection Act or any other applicable state law.

If your information is being misrepresented or misused, you might be eligible to take legal action against TML Information Services. To learn about your rights, get in touch with a lawyer.

What are your Options?

If your rights have been violated under the FCRA or DPPA, you should dispute it directly with TML Information Services by using their contact information below:

If you have raised a dispute with them and they haven't offered any solution within 30 days, you should sue them for any damages you may have faced during the whole process.

Consumer Attorneys are a great legal option as they have dealt with many cases like this and have helped their clients receive sufficient compensation for damages. Moreover, they offer free case reviews and will only charge you their fees once you win the case.

You can call them at +1 877-615-1725 or email them at [email protected]

imageDaniel Cohen is the Founding Partner of Consumer Attorneys
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Daniel Cohen is the Founder of Consumer Attorneys. Daniel manages the firm’s branding, marketing, client intake and business development efforts. Since 2017, he is a member of the National Association of Consumer Advocates and the National Consumer Law Center. Mr. Cohen is a nationally-recognized practitioner of consumer protection law. He has a we... Read more

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INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 72-47 139th street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

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