Articles from Daniel Cohen

Anyone can find themselves dealing with a background check error: the letter arrives, and you see a mistake, an employer may withdraw an offer, a gig account may suddenly be deactivated, or a background check may remain unfinished for weeks instead of days. You may have already sent a dispute but received no response. These are all examples of employment background check errors that can affect your job or income. The good news: these errors are fixable and the deadlines to act are short.

Don’t Pay for Credit Mistakes. Take Action by Suing Credit Bureaus for Inaccurate and Harmful Errors in Credit Reports!

Losing an apartment because of a report you never saw, filled with information that was never yours, is one of the most disorienting things that can happen during a housing search. Many renters lose apartments because TransUnion Rental Screening mixes consumer files or reports inaccurate criminal or credit information, and these errors are often slow to correct, with some disputes remaining unresolved entirely.

Signing up to drive or deliver with Uber means waiting for a background check before you can start working and, thus, earning. Uber uses third-party screening providers, including Checkr, HireRight, and Samba Safety, with Samba often involved in motor vehicle records. This guide explains what the Uber background check covers, how long it usually takes, which records may disqualify you, how Uber Eats checks differ, and where to look when your status seems stuck.

Learn why rideshare background check errors happen and how to dispute them under the FCRA.

If your rental application was denied or marked "failed" after an AppFolio background check, you may have the right to file an AppFolio dispute. Errors in tenant screening reports can include incorrect credit data, criminal records belonging to someone else, or outdated eviction filings.

Identity theft is when someone uses your personal or financial information without your permission. They can use your name, Social Security number, credit card number, bank account information, medical insurance number, or other identifying details to get money, credit, services, medical care, tax refunds, employment, or other benefits. That is the basic identity theft definition most people are aware of.

Identity theft is the kind of situation that feels like a personal, financial, and legal attack – all at once. And it basically is. One day, everything looks normal. The next day, there is a bank charge you didn’t make, a credit card you never opened, a debt collector calling about an account you don’t recognize, or a credit score that suddenly makes no sense.

It might not seem fair, but companies are now able to research your background to determine if you're moonlighting.

As soon as you find out that someone has stolen your identity, one of the first steps is reporting it to the credit bureaus so you can limit further damage and start clearing the fraudulent information from your reports.

How do you know if you’ve been hit by identity theft? While there’s no 100% certain way to know if you are a victim of identity theft, it starts with a gut feeling that something just isn’t right with your money, accounts, credit, or mail. It might be unfamiliar bank or credit card charges, a sudden credit score drop, accounts or inquiries you didn’t authorize, bills or statements that stop coming, debt collectors calling about debts you don’t owe, and notices from the IRS, a bank, insurer, or medical provider about activity that is not yours – all these are warning signs of identity theft, so the best thing you can do right now is act on it.

Background check errors happen way more often than the screening industry would have you believe. Here’s a number that feels quite uncomfortable: a 2024 study published in Criminology found that 60% of participants had at least one false-positive error on a regulated background check report. Sixty percent. That’s not some rare glitch in the matrix. That’s the baseline.

Have you or someone close to you become an identity theft victim? If yes, filing a police report for identity theft is an important step in dealing with it. The process is straightforward but requires following specific steps. In short, you start with an FTC report at IdentityTheft.gov. Then bring that report, your ID, and any available fraud documents to your local police department. Ask for the fraud department, and request the report number and copy.

Uncover the Risks of Errors in Asurint Background Check Affecting Your Records and Learn Solutions to Fix Them Fast!

If Mistakes in a Sterling Infosystems Background Check Unfairly Tanked Your Employment Opportunity, You Need Our Help!

Mistakes on your TransUnion credit report can lower your score, block loans, and cost you real opportunities. This step-by-step guide explains how to file a dispute, what documents to submit, what happens after the 30-day investigation period, and when FCRA violations give you the right to take legal action - with help available at no upfront cost.

Learn How to Sue Equifax for Credit Report Errors. Regain Control Over Your Credit and Your Life!

Don’t Let Synthetic Identity Theft Ruin Your Life. Consumer Attorneys Helps You Protect Yourself from Becoming a Victim!

Unlock Your Future - Master the Art of Removing Equifax Hard Inquiries with Consumer Attorneys!

Most people don’t think much about their credit report until something goes wrong. Then they discover that a wrong balance, an account that was never theirs, or someone else's bankruptcy is sitting in their file, and that it has already affected a loan, an apartment, or a job offer. By the time they realize what happened, the damage is done. The Fair Credit Reporting Act (FCRA) exists specifically for situations like this. It gives consumers legal rights against the companies that compile and report consumer information, and it provides a path to both correction and financial recovery when those companies fail to follow the rules. If you’re trying to figure out whether the errors on your credit report cross into legal territory, how they can be corrected, and if you’re entitled to compensation, talking to a Fair Credit Reporting Act lawyer is the right starting point.

If you’re dealing with a credit problem, it’s natural to search for a credit repair company or a credit fix attorney and expect to find someone who can truly help. The problem is that those terms cover two very different types of services, and knowing which one you actually need makes a big difference in what happens next. One is a paid service that disputes items on your behalf (credit repair service). The other is a legal practice that pursues claims under federal law when your rights have been violated (FCRA attorney). This page explains how the two work, where they overlap, and where they don’t.