Page 2: Articles from Daniel Cohen
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Articles from Daniel Cohen
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What is at risk when someone steals your identity?
The dangers of identity theft
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Does the IRS Verify Your Identity?
The IRS can verify your identity if it believes there is fraud related to a tax filing.
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Why Your Credit Score Isn’t Actually Yours and Other Lies Consumer Reporting Companies Tell
Do You Know Who Really Owns Your Credit Score? (Hint: It's Not You)
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The CRA Circle of Sharks
This is the (sadly typical) story of one of our clients and her struggles with inaccurate information appearing in background reports from no less than 5 different credit reporting agencies
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The Bellwether of an Ailing Nation
Yet another example of a credit bureau (ACCURATE BACKGROUND LLC , in this case) shamelessly ruining someone's life with their carelessness and indifference
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Pushed to the Edge for Profit
Yet another story of an uncaring credit agency ruining someone's life with their inept practices and incompetence, this time it's RealPage
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Why Vietnamese US Citizens Are Vulnerable to Identity Theft and Background Report Errors
In yet another example of the carelessness of the Credit Reporting Agencies (CRA’s), Vietnamese Americans have an increased risk of reporting errors because they don’t have that many names to go around.
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How Credit Reporting Agencies Ruin People's Lives
Like some kind of financial long Covid, when credit reporting agencies and background check companies like On Site LLC don’t fix their mistakes (even after agreeing to and paying a cash settlement) the result is on-going suffering that never ends, like a festering wound.
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Data Furnishers’ Mistakes Can Have Deadly Consequences
Personal credit history has become a commodity, and those who profit from it are an inverse pyramid.
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Consumer Attorneys Wins Big Judgment in Credit Reporting Lawsuit Against Nissan
Consumer Attorneys Wins a Big Judgment Against Nissan for Credit Reporting Errors that Tanked a Mortgage Application
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HireRight Background Check
When Errors in a HireRight Employment Background Check Report Tank Your Job Prospects, You Need Our Help!
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With Four New Opinions, the CFPB Strengthens Legal Protections for Consumers under the FCRA
Consumer Attorneys: Legal Views on Consumer News
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Blog Spotlight



12 Sep, 2025
David Pinkhasov
AI Bias in Background Checks: Avoiding Discrimination Under Title VII and ADA
Artificial intelligence promises speed and scale in recruiting. But the same automated decision systems that rank résumés, score background checks, or verify identities can also replicate old prejudices – or introduce new ones – if they’re trained on skewed data or operate as opaque “black boxes.”
5 min

12 Sep, 2025
Daniel Cohen
SmartMove Background Check Mistakes
When a SmartMove Background Check Gets Your Criminal Record Wrong, We Can Help Make It Right.
1729
8 min

12 Sep, 2025
Daniel Cohen
How long does bankruptcy stay on your credit report
Types of bankruptcy and how they affect your financial life.
1485
11 min

12 Sep, 2025
Daniel Cohen
How to Remove Hard Inquiries from Experian
If Experian Reports Unauthorized Hard Inquiries In Your Credit Report, You Have the Right to Dispute and Seek Correction!
2203
5 min
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