Page 3: Articles from Daniel Cohen

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Errors on the screen
TransUnion Background Check Mistakes: How to fix them?
If Errors in Your TransUnion Background Check Report Got You Rejected From a Rental or Job, We Can Help!
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man looking at his carco group background check in his monitor
Carco Group Background Checks: Everything You Need to Know
Everything You Need to Know about Carco Group Background Checks – Consumer Attorneys!
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man examining his asurint background check
All You Need to Know About Asurint Background Checks
Uncover the Risks of Errors in Asurint Background Check Affecting Your Records and Learn Solutions to Fix Them Fast!
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medical bill wrongfully sent to collections
My medical bill got sent to collections after I paid it. What should I do?
You can dispute medical bills sent to collections
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Man in a blue cap with package calling fedex to ask about his background check
FedEx Background Check: Everything You Need to Know
Everything You Need to Know about FedEx Background Checks, Errors & Disputes – Consumer Attorneys!
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California Identity Theft Lawyer | Legal Help for Victims | Consumer Attorneys PLLC
Identity Theft in California: How the FCBA, EFTA and FCRA Protect You - and What to Do Next
California has long been a hotspot for identity theft, thanks to its large population, tech-driven economy, and concentration of data-driven businesses. From Los Angeles to Sacramento, thousands of consumers each year discover that their personal information has been misused - credit cards opened in their name, bank accounts drained, or credit reports wrecked by fraudulent activity. If you’ve been a victim of identity theft in California, federal laws like the Fair Credit Billing Act (FCBA), Electronic Fund Transfer Act (EFTA), and Fair Credit Reporting Act (FCRA) offer critical protections.
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How long does bankruptcy stay on your credit report
How long does bankruptcy stay on your credit report
Types of bankruptcy and how they affect your financial life.
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how to remove late payments from credit report
How to Remove Late Payments from Your Credit Report
Late payments don’t have to be on your credit report forever
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About SmartMove
SmartMove Background Check Mistakes
When a SmartMove Background Check Gets Your Criminal Record Wrong, We Can Help Make It Right.
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man looking at his watches waiting for background check
How Long Does a Background Check Take?
Consumer Attorneys explains the time it takes for background checks to complete and what you can expect along the way.
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woman sitting in the laptop in her office
Accurate Background Check Errors
If you lost out on a job because of Accurate Background check errors, our attorneys help you fight back and recover!
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postmates background check
What does Postmates look for in a background check?
A background check by Postmates focuses on two elements
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Blog Spotlight

Split visual of a stack of documents transitioning from dark and blurred to clear and organized, illustrating the Fair Credit Reporting Act’s “complete and up-to-date” accuracy standard for public record information under §1681k(a)(2).
30 Dec, 2025
Meir Rubinov
The FCRA’s ‘Complete and Up to Date’ Standard Under § 1681k(a)(2): A True Accuracy Mandate
This article examines the FCRA’s “complete and up to date” requirement under §1681k(a)(2), tracing its legislative history, statutory meaning, and heightened accuracy obligations for public record information used in employment decisions.
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6 min
Abstract digital visualization of legal documents and data streams, illustrating how sworn identity theft statements interact with consumer reporting systems under the Fair Credit Reporting Act.
29 Dec, 2025
Meir Rubinov
Sworn Truth, Ignored: How Reyes v. Equifax Undermines Identity Theft Protections and Misreads the FCRA
In Reyes v. Equifax, the Fifth Circuit affirmed summary judgment for Equifax, ruling that a consumer reporting agency isn’t required to delete accurate tradelines even when identity theft is alleged. This article examines the court’s logic, statutory framework in the Fair Credit Reporting Act, and the implications for consumer rights and identity-theft protections.
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10 min
Blurred silhouette of a person standing in the background with a stack of documents in the foreground, symbolizing legal records and the recognition of emotional distress as actual damages under the Electronic Fund Transfer Act.
23 Dec, 2025
Meir Rubinov
“Actual Damages” Under the EFTA Include Emotional Distress
The Electronic Fund Transfer Act (EFTA) empowers consumers to recover “actual damages” for violations of its provisions. Because “actual damages” isn’t limited by statute to just economic loss, courts have recognized that non-economic harms like emotional distress may be compensable. Learn how this interpretation strengthens consumer rights and what it could mean for your case with Consumer Attorneys PLLC.
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7 min
Abstract layered illustration of a credit report interface with data panels, charts, and digital elements, representing how credit information is compiled, analyzed, and how inaccuracies can affect consumers’ lives.
23 Dec, 2025
Meir Rubinov
Inaccurate Credit Reports: How Common Errors Shape Consumers’ Lives
Credit reports quietly shape access to loans, housing, jobs, and insurance. Drawing on decades of government and consumer research, this article examines how common credit report errors really are, why they persist, and how inaccurate data continues to harm consumers’ lives.
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5 min
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