Page 3: Articles from Daniel Cohen
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Articles from Daniel Cohen
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What is a credit card hardship program?
It can help you out in tough times
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Is a formal loan application necessary to establish damages under the Fair Credit Reporting Act?
In some situations, no.
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Do Library Fines Impact Your Credit Score?
In most cases, no.
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There is an error on my credit report. How can Consumer Attorneys help?
Thanks to Consumer Attorneys, a client was able to recover from multiple credit report errors.
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What amounts to a reasonable investigation by a furnisher?
The reasonableness of the investigation depends on the circumstances of a case
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Hard Inquiries Are Compromising Your Credit Score? Here’s What You Can Do
Hard inquiries appearing on credit reports are normal, and if you’ve applied for a form of credit, you have them on yours.
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Are you receiving debt collection letters? Send them to Consumer Attorneys
Getting a letter in the mail from a debt collector saying you owe money can be alarming.
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In the News: Changes by Credit Reporting Bureaus Could Wipe Your Medical Debt From Your Credit Report
Up to 70% of medical debt will be removed from Americans' credit reports starting July 2022
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Hyundai Capital America’s $19-Million Credit Reporting Catastrophe, Explained
Hyundai’s $19-Million Credit Reporting Catastrophe, Explained
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How an Equifax Coding Blunder Led to Millions of Incorrect Credit Scores Issued to Lenders
Equifax Coding Snag Led to Millions of Erroneous Credit Scores Issued to Lenders
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Government Investigation Finds Equifax, TransUnion, and Experian Failed to Address Errors in Consumer Credit Reports
While certainly no surprise to attorneys like us who deal with these agencies all the time, it's nice to see the government start to take notice.
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Florida Residents - Are You Receiving Spam Calls or Texts?
New laws in Florida are designed to protect you from harassment by telemarketers, attempting to replace federal laws recently weakened by the Supreme Court.
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Blog Spotlight



12 Sep, 2025
David Pinkhasov
AI Bias in Background Checks: Avoiding Discrimination Under Title VII and ADA
Artificial intelligence promises speed and scale in recruiting. But the same automated decision systems that rank résumés, score background checks, or verify identities can also replicate old prejudices – or introduce new ones – if they’re trained on skewed data or operate as opaque “black boxes.”
5 min

12 Sep, 2025
Daniel Cohen
SmartMove Background Check Mistakes
When a SmartMove Background Check Gets Your Criminal Record Wrong, We Can Help Make It Right.
1729
8 min

12 Sep, 2025
Daniel Cohen
How long does bankruptcy stay on your credit report
Types of bankruptcy and how they affect your financial life.
1485
11 min

12 Sep, 2025
Daniel Cohen
How to Remove Hard Inquiries from Experian
If Experian Reports Unauthorized Hard Inquiries In Your Credit Report, You Have the Right to Dispute and Seek Correction!
2203
5 min
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