Page 4: Articles from Daniel Cohen

California has long been a hotspot for identity theft, thanks to its large population, tech-driven economy, and concentration of data-driven businesses. From Los Angeles to Sacramento, thousands of consumers each year discover that their personal information has been misused - credit cards opened in their name, bank accounts drained, or credit reports wrecked by fraudulent activity. If you’ve been a victim of identity theft in California, federal laws like the Fair Credit Billing Act (FCBA), Electronic Fund Transfer Act (EFTA), and Fair Credit Reporting Act (FCRA) offer critical protections.

Types of bankruptcy and how they affect your financial life.

Consumer Attorneys explains the time it takes for background checks to complete and what you can expect along the way.

A background check by Postmates focuses on two elements

Up to 70% of medical debt will be removed from Americans' credit reports starting July 2022

See what, if any, is the ideal credit score for someone who is 30 years old. It’s natural for us, as humans, to compare things. We compare everything from clothes to cars.

You obeyed the rules and paid your debts. But you got sent to collections anyway. Creditors need to play by the rules, too.

Consumer Attorneys has helped countless victims of credit reporting inaccuracies and is here for you.

We’ve Got the Top 10 Examples of Fair Credit Reporting Act (FCRA) Violations. Learn How to Fight Back!

Kroll background checks reduce risks for employers. But sometimes, reporting errors harm job candidates instead.

The dangers of identity theft

This is the (sadly typical) story of one of our clients and her struggles with inaccurate information appearing in background reports from no less than 5 different credit reporting agencies

Yet another example of a credit bureau (ACCURATE BACKGROUND LLC , in this case) shamelessly ruining someone's life with their carelessness and indifference

Yet another story of an uncaring credit agency ruining someone's life with their inept practices and incompetence, this time it's RealPage

In yet another example of the carelessness of the Credit Reporting Agencies (CRA’s), Vietnamese Americans have an increased risk of reporting errors because they don’t have that many names to go around.

Like some kind of financial long Covid, when credit reporting agencies and background check companies like On Site LLC don’t fix their mistakes (even after agreeing to and paying a cash settlement) the result is on-going suffering that never ends, like a festering wound.

It can help you out in tough times

In some situations, no.

The reasonableness of the investigation depends on the circumstances of a case

It turns out that younger, supposedly more tech savvy consumers are actually in the majority.

If you had the misfortune of being erroneously flagged as a terrorist on your credit report, you need to read this.