Page 7: Articles from Daniel Cohen

Questions about errors in your LexisNexis background report? Here's everything you need to know about fixing them.

When LexisNexis gets your information wrong, it can cost you real money. One mismatched record can raise your insurance quote, stall an application, or get you judged on a stranger’s history. And you may never see it coming. LexisNexis is a data and analytics company that helps businesses and government agencies verify identities, assess risk, investigate fraud and make other decisions. LexisNexis customers include insurers, banks, healthcare organizations and government agencies. You may never have dealt directly with LexisNexis, but LexisNexis databases may contain information about you.

A CLUE report is the insurance claims-history file insurers may check when they price or underwrite auto and homeowners coverage. It can contain up to seven years of auto and personal property claims, so inaccurate data may affect how insurers evaluate your coverage. Under the Fair Credit Reporting Act, you can request your file for free once every 12 months and dispute information you believe is incomplete or inaccurate. If the error has already cost you money or coverage, Consumer Attorneys offers a free case review.

Think your career is ruined because of a failed Instacart background check? Think again. Here’s how to fight it.