Page 6: Articles from Daniel Cohen
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Articles from Daniel Cohen
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How an Equifax Coding Blunder Led to Millions of Incorrect Credit Scores Issued to Lenders
Equifax Coding Snag Led to Millions of Erroneous Credit Scores Issued to Lenders
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Scam Likely: New Study Shows That Older Adults Aren’t the True Victims of Online Shopping Scams
It turns out that younger, supposedly more tech savvy consumers are actually in the majority.
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False OFAC Alert on Credit Report: How to Solve Error?
If you had the misfortune of being erroneously flagged as a terrorist on your credit report, you need to read this.
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People who serve in the military have an increased risk of Identity theft and credit reporting errors
In 2021, service-members, veterans, and military family members reported nearly 50,000 cases of identity theft to the Federal Trade Commission (FTC).
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Wells Fargo Credit Report Dispute
You have the right to dispute inaccurate credit information. Here’s what to know about disputing Wells Fargo errors.
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Is a 700 credit score good or bad?
A credit score of 700 has positive implications
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How to start building credit at 18
Building credit at 18 is possible
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What bills help build your credit?
There’s another factor that determines whether paying your bills early will improve your credit
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How can you restore your financial health after you get out of prison?
Building up your credit after prison is possible
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What’s the difference between soft and hard credit checks?
There are a few marked differences
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What does it mean when you’re pre-qualified for a credit card?
Pre-qualified means you fit some of the criteria needed for a specific credit card
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How to find all your debts
You could be unaware of your existing debts
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Blog
Blog Spotlight
16 Jan, 2026
Moshe Boroosan
Lyft Background Check Requirements: What’s Reviewed and How to Fix Mistakes
Lyft reviews your driving history, criminal record, and identity data, but screening errors are common. This guide explains what Lyft looks for, why mistakes happen, and how to fix a wrong background check with no out-of-pocket cost.
2639
6 min
15 Jan, 2026
David Pinkhasov
How AI Hiring Tools Trigger FCRA Duties
Rejected by an AI hiring tool? Your résumé may never have been seen by a human. Learn how algorithmic screening triggers FCRA protections, what the CFPB’s 2024 guidance means, and how to challenge automated background check errors that cost real jobs.
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7 min
15 Jan, 2026
Meir Rubinov
The Statutory Architecture of Furnisher Duties Under 15 U.S.C. § 1681s-2(b)
An in-depth examination of the statutory architecture of 15 U.S.C. § 1681s-2(b), focusing on the notice trigger, the role of consumer reporting agencies, and the mandatory duties imposed on furnishers. By Consumer Attorneys PLLC.
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7 min
14 Jan, 2026
Meir Rubinov
Spark Driver Account Deactivated: What Really Happens, Why It Happens, and How to Get Back On the Road
Deactivated by Spark without warning? This guide explains why it happens, how to fix background check mistakes, and what your rights are under the FCRA.
3578
2 min
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