Page 6: Articles from Daniel Cohen

  • Articles from Daniel Cohen

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establish damages under credit reporting
Is a formal loan application necessary to establish damages under the Fair Credit Reporting Act?
In some situations, no.
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attorneys help with credit report
There is an error on my credit report. How can Consumer Attorneys help?
Thanks to Consumer Attorneys, a client was able to recover from multiple credit report errors.
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reasonable investigation
What amounts to a reasonable investigation by a furnisher?
The reasonableness of the investigation depends on the circumstances of a case
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how to remove hard inquiries from your credit report
Hard Inquiries Are Compromising Your Credit Score? Here’s What You Can Do
Hard inquiries appearing on credit reports are normal, and if you’ve applied for a form of credit, you have them on yours.
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equifax coding blunder
How an Equifax Coding Blunder Led to Millions of Incorrect Credit Scores Issued to Lenders
Equifax Coding Snag Led to Millions of Erroneous Credit Scores Issued to Lenders
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online shopping scams
Scam Likely: New Study Shows That Older Adults Aren’t the True Victims of Online Shopping Scams
It turns out that younger, supposedly more tech savvy consumers are actually in the majority.
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ofac alert on credit report
False OFAC Alert on Credit Report: How to Solve Error?
If you had the misfortune of being erroneously flagged as a terrorist on your credit report, you need to read this.
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military identity theft protection
People who serve in the military have an increased risk of Identity theft and credit reporting errors
In 2021, service-members, veterans, and military family members reported nearly 50,000 cases of identity theft to the Federal Trade Commission (FTC).
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man behind laptop calling wells fargo
Wells Fargo Credit Report Dispute
You have the right to dispute inaccurate credit information. Here’s what to know about disputing Wells Fargo errors.
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how bad is a 700 credit score
Is a 700 credit score good or bad?
A credit score of 700 has positive implications
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how to build credit at 18
How to start building credit at 18
Building credit at 18 is possible
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what bills help build credit
What bills help build your credit?
There’s another factor that determines whether paying your bills early will improve your credit
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Blog Spotlight

HPPA 2025 Explained: Homebuyers Privacy Protection Act
21 Feb, 2026
Daniel Cohen
Trigger Leads & the Homebuyers Privacy Protection Act (HPPA)
Mortgage applications used to trigger instant marketing calls from unknown lenders. The Homebuyers Privacy Protection Act changes that. This guide explains trigger leads, the 2025 FCRA amendment, and how the new opt-in system reshapes mortgage privacy.
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8 min
SambaSafety Lyft Dispute? Fix MVR Errors Under FCRA
21 Feb, 2026
Noah Kane
SambaSafety, Safety Holdings, and Lyft Deactivations: When MVR Errors End Gig Work
Lyft deactivated your account over a SambaSafety or Safety Holdings driving record? This guide explains MVR reporting errors, continuous monitoring, dispute steps, and how federal consumer reporting law protects gig drivers.
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9 min
Hobby Lobby Background Check Denied? Know Your FCRA Rights
21 Feb, 2026
David Pinkhasov
Hobby Lobby Background Check Dispute: How to Fix Errors and Sue
A Hobby Lobby job offer can disappear because of a background check you never saw. Mixed files, outdated records, and incomplete court data are more common than applicants realize. This article explains how Hobby Lobby screening works, what federal law requires before a denial, and how to dispute or sue when inaccurate reporting costs you employment.
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12 min
Falsely Reported as Deceased on Credit Report? Fix It Now
20 Feb, 2026
Jonathan Krikheli
The Consequences of Being Mistakenly Marked Deceased on Your Credit Report
Being mistakenly marked deceased on your credit report can trigger automatic denials, account closures, and failed background checks. This article explains how death reporting errors happen, what it means when a credit bureau lists you as deceased, and how federal law protects living consumers from devastating data mistakes.
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11 min
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