Page 6: Articles from Daniel Cohen
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Articles from Daniel Cohen
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Why Vietnamese US Citizens Are Vulnerable to Identity Theft and Background Report Errors
In yet another example of the carelessness of the Credit Reporting Agencies (CRA’s), Vietnamese Americans have an increased risk of reporting errors because they don’t have that many names to go around.
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How Credit Reporting Agencies Ruin People's Lives
Like some kind of financial long Covid, when credit reporting agencies and background check companies like On Site LLC don’t fix their mistakes (even after agreeing to and paying a cash settlement) the result is on-going suffering that never ends, like a festering wound.
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What is a credit card hardship program?
It can help you out in tough times
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Is a formal loan application necessary to establish damages under the Fair Credit Reporting Act?
In some situations, no.
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There is an error on my credit report. How can Consumer Attorneys help?
Thanks to Consumer Attorneys, a client was able to recover from multiple credit report errors.
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What amounts to a reasonable investigation by a furnisher?
The reasonableness of the investigation depends on the circumstances of a case
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How an Equifax Coding Blunder Led to Millions of Incorrect Credit Scores Issued to Lenders
Equifax Coding Snag Led to Millions of Erroneous Credit Scores Issued to Lenders
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Scam Likely: New Study Shows That Older Adults Aren’t the True Victims of Online Shopping Scams
It turns out that younger, supposedly more tech savvy consumers are actually in the majority.
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False OFAC Alert on Credit Report: How to Solve Error?
If you had the misfortune of being erroneously flagged as a terrorist on your credit report, you need to read this.
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People who serve in the military have an increased risk of Identity theft and credit reporting errors
In 2021, service-members, veterans, and military family members reported nearly 50,000 cases of identity theft to the Federal Trade Commission (FTC).
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Wells Fargo Credit Report Dispute
You have the right to dispute inaccurate credit information. Here’s what to know about disputing Wells Fargo errors.
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Is a 700 credit score good or bad?
A credit score of 700 has positive implications
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USPS background checks involve multiple screening layers, including GIS and HireRight. This article explains how errors occur, why qualified applicants are denied, and what federal law requires when inaccurate reporting blocks employment.
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27 Feb, 2026
Moshe Boroosan
Algorithm Approved, Lawsuit Pending: Fintech's Inescapable FCRA Exposure
Fintech credit decisions feel instant, but the legal rules behind them are decades old. If a digital lender used consumer data to deny you credit, the Fair Credit Reporting Act may apply, even if the company calls itself a “platform.” Here’s what happens when fast lending meets federal law.
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27 Feb, 2026
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How Consumers Are Fighting Back Against Momnt Technologies
Fast financing is supposed to simplify purchases. But when the account is fraudulent, misreported, or never investigated after dispute, the damage can be long-lasting. Learn how FCRA claims apply to Momnt Technologies reporting practices.
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