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Mistakenly Reported as Deceased?

If you are falsely listed on the Death Master File, your credit score returns to zero and could prevent you from:

Credit scores automatically reset to zero
Denials for credit cards, mortgages, and personal loans
Inability to secure health insurance, renew a driver’s license or open a bank account

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10,000+

Trusted Clients

5,000+

Settlements and Verdicts

15+ years

Protecting Consumers

recent lawsuits

Boykin v.
Equifax et al

Conde v.
Checkr

Conde v.
HireRight

Hurtado v.
Trans Union et al

Jarmon v.
Experian et al

MacManus v.
TD Bank et al

Pardee v.
CIC

Parsell v.
Experian et al

Ricks v.
Trans Union

recent settlements

$100,000

Dolores from California

settlement for reporting fraudulent accounts and debt collector harassment on credit reports following significant identity theft

$100,000

Brian from Arizona

settlement for incorrectly reporting someone else’s criminal past as his on tenant report, causing loss of special needs rental opportunities

$105,000

Brian from Arizona

settlement for falsely reporting an extensive criminal history on a tenant screening report, leading to rental denials

$110,000

Roy from California

settlement for incorrect background check report showing a disqualified driver’s license, impacting his ride-share career

$120,000

Alexander from Tennessee

settlement for reporting a false and disturbing criminal history that lead to rental denials

$142,000

Jennifer from Washington

settlement for inaccurately reporting a voluntarily surrendered timeshare as a foreclosure, preventing a refinancing opportunity

$157,000

Mark from Nevada

settlement for erroneous account information on credit reports, resulting in worse loan terms and home purchase delay

$304,500

Steven from Georgia

settlement for inaccurate reporting of bankruptcy data on credit reports, resulting in a mortgage denial

$350,000

Ahmad from New York

settlement for an inaccurate background check shockingly listing him as a terrorist and causing a job denial

$90,000

Robert from Virgina

settlement for erroneous background reporting that caused him to lose multiple potential apartment rentals, rendering his family homeless

$60,000

Terri from Michigan

settlement for erroneous background reporting that caused her to lose a potential apartment

$70,000

Keith from Texas

settlement for being reported as deceased on a credit report, causing him to be unable to buy a car or apply for credit

$55,000

Jay from Oklahoma

settlement for an inaccurate background report listing him as a felon, causing him to be denied a potential job

$70,000

Sharron from Florida

settlement for an inaccurate background report listing him as a sex offender, causing him to be denied a home loan

$49,000

Latoya from Georgia

settlement for an inaccurate background report listing erroneous evictions, which caused her to be unable to rent multiple apartments

$47,500

Ashley from Colorado

settlement for an inaccurate background report listing erroneous evictions, causing him to be unable to rent a home

$45,000

James from Nevada

settlement for an inaccurate background report listing him as a sex offender, causing him to be denied a potential job

$55,000

Judy from Texas

settlement for inaccurate credit reporting that caused a massive drop in her credit rating leading to expensive loan interest

$69,000

Jules from Florida

settlement for being reported as deceased on a credit report, causing him to be denied a home loan

$49,500

Wonetah from Iowa

settlement for an inaccurate background check listing her as a convicted criminal that cost her a potential job

$100,000

Brian from Arizona

settlement for a mixed file in his background report causing him to be denied a home loan

$55,500

Samantha from New York

settlement for inaccurate credit reporting that caused a massive drop in her credit rating

$60,000

Lou from Texas

settlement for an inaccurate background check that cost him a potential job

$85,000

Jeffery from Arizona

settlement for a deceased notation on his credit report

$49,000

Alyssa from Utah

settlement with a credit bureau for reporting the same account multiple times

$42,500

Charles from North Carolina

settlement for being reported as deceased on a credit report

$42,500

Byron from Chicago

settlement after being denied Airbnb access due to an erroneous background report

$145,000

Michael from Washington

settlement for an inaccurate foreclosure listing on a credit report

Reasons for Litigation

Erroneously reporting an individual as deceased violates the Fair Credit Reporting Act

You Have Been Denied a Loan or Line of Credit
Your Monthly Social Security Benefits Have Stopped
You Have Been Denied Access to Own Bank Accounts
You Have Been Denied the Tax Refund (in fact, your tax return will likely get rejected once you file it)

Social Security Number Wrongly Reported You as Deceased?

Did you know that each month, up to 1,000 people are mistakenly included on the SSA's Death Master File? Every year, 12,000 people are erroneously listed as deceased by Social Security. Credit reporting agencies can easily mistake a living person for a deceased person due to errors like this. This most commonly occurs when a creditor reports an account(s) as being associated with an applicant deceased, or if your Social Security Number is reported as deceased. The Fair Credit Reporting Act is violated when someone is mistakenly declared dead. "Whenever a consumer reporting agency compiles a consumer report, it shall follow reasonable processes to ensure maximum possible accuracy of the information," according to Section 1681e(b) of the federal statute. Credit bureaus that mistakenly report the applicant is deceased have not verified the information and have consequently failed to do due diligence.

HOW IT WORKS

What can you do if you have been mistakenly reported as deceased?

The dispute process doesn’t guarantee you’ll recover reputation or money lost as a result of false background reporting. Consumer Attorneys can help ensure your background report is an accurate reflection of you.

01 Step

Get Credit Reports

Obtain copies of your credit reports from all three credit reporting agencies: Equifax, TransUnion, and Experian

02 Step

Prove You're Not Dead

Contact the Social Security Administration and ask for a letter verifying that you are, in fact, still alive

03 Step

Get a Lawyer Review

If you have been mistakenly reported as deceased by a credit bureau, our firm can help to sue the credit reporting agencies

Following the completion of your case, we will assist you in checking and monitoring your credit report on a monthly basis to ensure that the credit agencies do not record you as deceased or make other erroneous statements that could result in an embarrassing credit refusal. We'll assist you in keeping your credit file free of inaccuracies.

ABOUT US

Consumer Attorneys is one of the top consumer protection law firms

We help consumers clean up their credit and background reports, challenge misleading debt collection letters, and innovate effective solutions to many consumer finance problems. We specialize in uncovering instances where someone else’s credit report is marked as the client’s, assisting victims of identity fraud, and correcting inaccuracies in credit reports to help people get employment, housing, and credit card financing. We also address rejections of loans and denial of tenancy because the reporting company provides false information.

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You should know that…

Duplicate reporting of the same account, fraudulent accounts or Someone else's Information on your credit credit report

Paid accounts still showing a balance due or discharged debts still reporting as owed

Derogatory accounts more than 7 years old still on your report or previously deleted accounts that have been reinserted on your report

Being reported dead on a credit report is actually a serious thing even if it seems funny at the beginning. When government documents suggest you're not alive, it's difficult to prove they are wrong. Please complete our free case review form, to discover more about your legal options and how our credit report attorneys may be able to legally help you.

Why Choose Us?

Consumer Attorneys give you a helping hand

We have earned the respect and praise of judges, the lawyers we face in the courtroom and, most importantly, our clients by caring about their issues and coming up with innovative solutions to their consumer finance issues. Our team of experienced attorneys are dedicated to helping our clients understand and navigate every step of the case. While we are based in New York City, we represent the interests of consumers nationwide in both state and federal courts.

Free Legal Support

It is not you who pays us. A favorable court resolution will be our remuneration.

We Protect Your Rights

We proven success in class-action litigation and has the skills and resources needed to each individual case.

We Fight for Your Rights

We sue all credit reporting agencies and bureaus for mistakes, also we sue collection agencies for FDCPA violations.

We get it — taking an employer or a big company to court seems like a nearly impossible task. A court battle can be draining and it could be months or even years before a consumer sees the compensation they deserve. But that doesn’t mean plaintiffs should suffer financial pain for taking the prudent step of hiring an attorney. Consumer Attorneys will not take a dime from a client to take on their case until it reaches a settlement or the case is resolved in favor of the plaintiff.

FREE CONSULTING FOR OUR CLIENTS

CALL US NOW: 877-615-1725