How can i fix identity theft on my credit report with a lawyer?

Fixing identity theft on your credit report with a lawyer goes far beyond sending another dispute letter.

When consumers try to clean their credit on their own, they often encounter an automated system where credit bureaus, Equifax, Experian, and TransUnion “verify” fraudulent information within seconds, without conducting a real investigation. An attorney experienced in FCRA identity theft cases intervenes to break this cycle of negligence.

When you work with us, the process typically unfolds in three key stages:

1. Legal Audit and Strategy

   We conduct a comprehensive review of your credit reports to identify every trace of the fraud, not just fraudulent accounts, but also false addresses, unauthorized inquiries, and related collection activity. We then prepare a formal legal dispute that credit bureaus cannot ignore.

2. Litigation Against the Credit Bureaus

   If, after submitting proper identity theft documentation, such as your FTC Identity Theft Report, the credit bureaus fail to delete the fraudulent information within 30 days, we move forward with a federal lawsuit. The goal at this stage is to force permanent removal of the false data and hold the bureaus legally accountable for failing to conduct a reasonable investigation.

3. Consumer Compensation

   Unlike a traditional dispute, legal action allows you to pursue financial compensation for the harm caused, including emotional distress, credit denials, and other damages resulting from the bureaus’ misconduct.

It is important to understand that fixing identity theft on your credit report with a lawyer does not have to cost you anything out of pocket. Under the FCRA, if we win your case, the credit bureaus are responsible for paying attorneys’ fees. This ensures that consumers - regardless of financial resources - can access high-level legal representation to clear their name and restore their financial future.