Can I Sue LexisNexis Risk Solutions?

Question

I recently applied for housing and was denied after the landlord reviewed my LexisNexis report. They told me the report showed a felony conviction. I have never been convicted of a felony. The case they referenced was actually a misdemeanor, and the court record clearly shows it was resolved that way.

I obtained the court documents proving the charge was a misdemeanor, but the denial has already happened and the landlord will not reconsider. I disputed the error, yet the report still reflects a felony. How can incorrect criminal information like this appear on my LexisNexis report? Do I have legal rights, and can I file a LexisNexis Risk Solutions lawsuit if this isn’t corrected?

Consumer Attorneys · Accepted Answer

LexisNexis Risk Solutions compiles consumer reports that landlords may review when evaluating housing applications. When a report lists a misdemeanor as a felony conviction, the impact can be immediate, including housing denial.

Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies must use reasonable procedures to ensure maximum possible accuracy. Reporting the wrong charge severity or failing to correct errors after receiving court documentation may violate federal law.

If you submitted a dispute, understanding how the LexisNexis dispute process works is essential. The agency must conduct a reasonable reinvestigation after receiving supporting records. Guidance on disputing errors in a LexisNexis report can help ensure your documentation is reviewed properly.

If LexisNexis continues to report incorrect criminal information after a proper dispute, you may have grounds for legal action. A LexisNexis Risk Solutions lawsuit may be appropriate when inaccurate reporting causes documented harm and the agency fails to correct the error.

What to do now:

Request your full LexisNexis consumer file and confirm the exact entry reviewed by the landlord
Send a written dispute with certified court records showing the misdemeanor disposition
Keep copies of all communications with LexisNexis and the housing provider
Ask the landlord for written confirmation of the denial and the reason provided
Document any financial losses, including application fees or temporary housing costs

If inaccurate information in a LexisNexis report caused your housing denial, acting quickly and preserving documentation can strengthen your position. Consumer Attorneys can review your documents, explain your rights under the FCRA, and help you determine whether you have a viable claim.