Background Guru

Oscar Vzorov

  • Oscar Vzorov

Background Guru Oscar Vzorov
Contact Us
+1 877-615-1725info@consumerattorneys.com
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INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 68-29 Main street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, or if CA determines to decline representation for any other reason, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2025CA119

I have read and agree to the Privacy Policy, Investigative Retainer
Supported file formats:

Oscar Vzorov

"Everyone deserves fair and accurate representation in their background and credit reports. I’m committed to helping individuals correct errors and reclaim their opportunities."
 

Oscar is a dedicated Background Guru specializing in Fair Credit Reporting Act (FCRA) cases. He is passionate about advocating for individuals who have been unfairly affected by reporting errors, helping them navigate complex legal processes to ensure their records reflect the truth. With a sharp eye for detail and a strong sense of justice, Oscar works closely with attorneys and clients to dispute inaccuracies, challenge wrongful reporting, and seek fair resolutions.


Oscar understands the significant impact that incorrect background checks and credit reports can have on employment, housing, and financial stability. His approach is thorough and client-focused, ensuring each case is handled with precision and care. Whether assisting with disputes, gathering crucial documentation, or communicating with reporting agencies, Oscar is relentless in his pursuit of justice for those affected by unfair reporting practices.


When he's not working on FCRA cases, Oscar enjoys playing chess, hiking scenic trails, and exploring historical sites that offer insights into past legal systems and governance.

Feel free to contact Oscar at +1 718-301-6891

Practice Areas
Background Check Errors
Errors in background checks can unjustly hinder your career or housing prospects. We address issues like incorrect criminal records, misclassified charges, and reporting of expunged convictions. Our team ensures that background screening companies adhere to legal standards, protecting your future.​... See more
Employment Background ChecksTenant Screening Background CheckInsurance Background Checks
Credit Reporting Errors
Inaccurate credit reports can lead to denied loans, housing, or employment opportunities. Our attorneys specialize in correcting errors such as mixed files, outdated information, and false deceased notations. We hold credit bureaus accountable under the Fair Credit Reporting Act (FCRA) to restore your financial reputation.​... See more
Mixed IdentityDeceased NotationInaccurate Information
Identity Theft Attorneys
Identity theft can wreak havoc on your financial life. If fraudulent accounts or charges appear on your credit report, we act swiftly to dispute inaccuracies and secure compensation. Our attorneys navigate the complexities of identity theft cases to safeguard your rights.​... See more
FCBAEFTA
Debt Collection Harassment Attorneys
Harassment by debt collectors is not only stressful but often illegal. We defend clients against aggressive collection tactics, including false claims and intimidation. Our firm enforces your rights under laws like the Fair Debt Collection Practices Act (FDCPA) to stop unlawful practices.​... See more
Employment Discrimination Attorneys
Discrimination and labor law violations—like unpaid wages, denied overtime, or unsafe conditions—can deeply affect your life. If you’ve faced unfair treatment based on race, gender, age, disability, or other protected traits, we’re here to help. Our attorneys fight to hold employers accountable and recover the compensation you deserve. Everyone deserves a safe, fair, and respectful workplace—and w... See more
Labor and Employment Attorneys
Our experienced labor and employment dispute attorneys help you fight back against workplace exploitation and disputes that arise out of your rights as an employee. This includes employee abuses such as unpaid or underpaid minimum wages, failing to pay overtime, forcing employees to work in unsafe conditions, refusing meal or rest breaks, ignoring workplace health and safety standards, unfairly de... See more
Our Team
Hope Bennet is an Inaccuracy Guru with a passion for making a difference in people’s lives.

Hope Bennet

Inaccuracy Guru

"I love combining my professional expertise with my natural inclination to help others, making every success story truly fulfilling."

Read more
FCRA Wiz and Workplace Discrimination Guru Aisha Dwain

Aisha Dwain

FCRA Wiz and Workplace Discrimination Guru

"I find deep resonance with the clients I help. The types of problems that lead people to Consumer Attorneys are very relatable and easily recognizable as unjust."

Read more
David works closely with clients who have been victims of identity theft

David Effy

Identity Theft Wiz

"As a law student in my fourth year at university, I am passionate about using my legal education to make a meaningful impact."

Read more
FCRA Wiz Alice Green

Alice Green

FCRA Wiz

"Driven by my passion for making a meaningful impact and upholding justice, I am committed to empowering clients by ensuring they understand their rights under the FCRA."

Read more
Cory Hinson is an EFTA Geek who finds great fulfillment in making a positive difference in people’s lives.

Cory Hinson

EFTA Geek

"I am a proactive person, constantly looking for new, inspiring opportunities where I can show my personality and become a valuable member of the team."

Read more
Stacy Hunter is an Identity Theft Wiz who is passionate about educating the public and businesses on identity theft prevention

Stacy Hunter

Identity Theft Wiz

"I thrive on solving complex problems, using my analytical and investigative skills to detect and prevent fraud. Every case I handle is unique, making my work dynamic, intellectually stimulating, and full of variety."

Read more
Rosie Johansen is a Debt Harassment Wiz who is deeply committed to helping consumers regain control of their financial well-being. Rosie recognizes that debt harassment is not just a legal issue—it’s a personal one, impacting emotional health, peace of mind, and confidence. She enjoys knowing that her work makes a tangible difference in her clients' lives. Whether she's holding debt collectors accountable, stopping unlawful practices, or giving clients the tools they need to rebuild, Rosie thrives on seeing the relief and hope that comes when the weight of harassment is lifted. When she's not advocating for her clients, you can find her exploring new hobbies, including fitness or creative pursuits like pottery or cooking. She values personal growth and building meaningful connections.

Rosie Johansen

Debt Harassment Wiz

"My ability to empathize with clients, combined with a thorough knowledge of consumer protection laws, makes me effective in delivering results."

Read more
Hunter Kovacic is a skilled Mixed File Guru

Hunter Kovacic

Mixed File Guru

"I understand how frustrating and stressful mixed file issues can be. My goal is to provide clarity, guidance, and effective solutions so my clients can regain control of their personal and financial records with confidence."

Read more
Background Guru Kira Liepa

Kira Liepa

Background Guru

"I truly love what I do as a background check specialist. For me, this job is not just about reviewing reports and disputes—it’s about helping people reclaim their opportunities."

Read more
Angela Martinez is an Identity Theft Guru. Throughout her career, she has refined her focus on assisting clients with legal matters involving identity theft, consumer protection, and personal privacy.

Angela Martinez

Identity Theft Guru | Spanish Speaker

"I chose to work in this field because I know how devastating identity theft can be. It is rewarding to help victims reclaim their lives and protect their futures by educating them about their rights and legal options."

Read more
Judy Miller is a Background Guru

Judy Miller

Background Guru

"I love working in a role that allows me to stay organized, dig into research, and focus on the details. My goal is to support legal teams by making sure every case has accurate and complete information."

Read more
FCRA Wiz and Workplace Discrimination Guru George Morgan

George Morgan

FCRA Wiz and Workplace Discrimination Guru

“I believe that every individual deserves to be free from prejudice, inequality, and disempowering data errors. In my view, we all have a fundamental right to be treated with dignity and respect.”

Read more
Consumer Reporting Wiz Leyla Nilsson

Leyla Nilsson

Leyla Nilsson

"What truly excites me about my role is the ability to be a part of a team that stands up for the rights of ordinary people, fighting for them when they are at their most vulnerable. I am proud to assist in ensuring that financial institutions and other entities adhere to the laws designed to protect consumers."

Read more
Identity Theft Guru Damien Novak

Damien Novak

Identity Theft Guru

"If our clients are to move forward with their lives, it is essential that we meet the problem head-on and resolve credit reporting problems as quickly as possible."

Read more
Miranda Parker is a Background Guru who moved to New York to begin her legal career after graduating from Atlanta Technical College. Since working at Consumer Attorneys, Miranda has found that helping clients understand and enforce their rights and providing them with effective solutions has not only been to their benefit, but to hers as well. The client connections she makes through work have consistently brought her happiness and instilled a sense of purpose in her career. Miranda deeply values the opportunity to create a foundation of trust and justice for her clients.

Miranda Parker

Background Guru

"For me, being a Background Specialist is more than just a job—it’s an opportunity to use my knowledge and skills to support clients in achieving fairness and justice."

Read more
Alma Sierra is a Background Guru dedicated to ensuring accuracy and reliability in every report she handles. With a focus on identifying and correcting background check errors, she is able to ensure that the information her clients receive is clear, precise, and trustworthy. Alma also emphasizes a consistent attention to detail that helps create safer and more dependable outcomes for her clients. She finds that helping people achieve the corrections and outcomes they need to recover financially and emotionally makes her work incredibly rewarding and fulfilling, and she approaches every task with focus and professionalism, striving to deliver exceptional results for every client, every time. Outside of work, Alma enjoys solving puzzles, reading detective stories and exploring the outdoors, and spending time with family and friends.

Alma Sierra

Background Guru

"I’m passionate about this work because I understand the importance of accurate background checks in fostering trust and enabling confident decisions."

Read more
Bruno West is a Deceased Geek

Bruno West

Deceased Geek

"My favorite thing about being a Deceased Specialist is having a laugh with a client. I believe that laughter is much better than tears when it comes to solving a problem. I love meeting people who can relate."

Read more
    Contact Us
    +1 877-615-1725info@consumerattorneys.com
    Select subject
    INVESTIGATIVE ENGAGEMENT AGREEMENT

    You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 68-29 Main street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

    Authorization

    You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

    CA’s Exclusive Investigative Period

    CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

    Termination of Exclusive Investigation Period

    CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

    At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, or if CA determines to decline representation for any other reason, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

    The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

    Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

    Your Involvement and Promises to us

    You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
    You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

    You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

    Fees and Costs Incurred During Exclusive Investigative Period

    CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

    You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

    Authorization to Use Your Electronic Signature

    CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

    1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

    All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

    FORM # INV2025CA119

    I have read and agree to the Privacy Policy, Investigative Retainer
    Supported file formats:
    RIGHTS END WRONGS™
    Free Case Review
    Zero Costs and Fees to You.
    You pay nothing. The law makes them pay.
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