Max Warshaw

Inaccurate credit reports can lead to denied loans, housing, or employment opportunities. Our attorneys specialize in correcting errors such as mixed files, outdated information, and false deceased notations. We hold credit bureaus accountable under the Fair Credit Reporting Act (FCRA) to restore your financial reputation.​

Harassment by debt collectors is not only stressful but often illegal. We defend clients against aggressive collection tactics, including false claims and intimidation. Our firm enforces your rights under laws like the Fair Debt Collection Practices Act (FDCPA) to stop unlawful practices.​

Identity theft creates problems that don't always go away with a simple phone call. Fraudulent accounts reappear on credit reports after disputes. Lenders deny mortgages because someone else's debt sits in the file. Hours disappear into calls with banks, bureaus, and the IRS, and the fraud still isn't fully removed. When the system stops working the way it should, an identity theft lawyer can pursue claims for consumers hurt by reporting errors. Federal statutes including the Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA), and Electronic Fund Transfer Act (EFTA) shift legal fees to the defendant when the consumer prevails. This structure lets an attorney for identity theft victims handle these cases nationwide with no out-of-pocket cost to the client.

Mixed identity errors - also known as "mixed files" - occur when a consumer's credit report contains information belonging to someone else. These errors can result in credit reports showing unpaid debts, bankruptcies, or unfamiliar addresses, even when the consumer has no connection to these records. For thousands of Americans each year, mixed identity errors cause financial hardship, job loss, and personal stress.

Few credit reporting errors hit as hard or as fast as a wrongful deceased notation. When your credit report says you are deceased, your entire life takes a bad turn: accounts get frozen, loan applications come back denied, and rental applications go nowhere. None of it involves a human being ever even looking at the file. It’s all done by automated systems that see the flag and respond to it. That's the whole process – simple, painful, and unfair. The system simply decided you’re no longer alive. It sounds absurd. Yet, it happens to real people every year.

An inaccurate employment background check can quickly put a job offer at risk, especially when the report contains records that were mismatched, outdated, or never carefully reviewed. Most people don’t even see it coming. The offer comes through, the start date gets set, and then the recruiter calls back with a different tone, and the conversation is over because of something on a report nobody looked at twice.

Whether you lost the rental of your dreams or just the rental you really needed, being rejected for a rental due to errors in your tenant background screening report feels shockingly unjust. If errors cost you a rental, know what to do next. Learn your legal rights and how to protect them. Dispute errors, work with a lawyer, and get compensation!

Wrong information in your insurance records shouldn’t hold you back - we’re here to fix the errors and fight for what’s fair.