Associate Attorney
Nisan Zaghi

Nisan Zaghi
Nisan Zaghi is an Associate Attorney at Consumer Attorneys whose practice is dedicated to protecting consumers from credit-reporting errors, unfair debt-collection practices, and background-check inaccuracies under statutes such as the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. Before joining the firm, he sharpened his litigation skills at a boutique patent-litigation practice and later represented individuals in consumer-protection cases, gaining a valuable mix of technical insight and client-focused strategy.
Nisan is motivated by the belief that businesses must be held accountable when they cut corners or defraud everyday people. Restoring a client’s reputation - and often their livelihood - gives him genuine professional satisfaction. To deliver the best possible client experience, he stays readily available, answers questions promptly, and keeps each client fully informed as their case unfolds.
He earned his J.D. from Fordham University School of Law on a substantial scholarship and holds a B.S. in Biology from Brooklyn College, where research-heavy coursework honed the analytical mindset he brings to complex credit-report disputes. Admitted to practice in New York and New Jersey state courts and in the U.S. District Court for the Eastern District of New York, he is positioned to litigate most consumer-protection claims arising in the Northeast. Nisan is an active member of the New York State Bar Association, staying current on developments in consumer law and collaborating with advocates across the state.
Outside the office, Nisan enjoys hiking, swimming, and spending quality time with his wife and children - pursuits that keep him grounded and energized for his clients’ battles.
Nisan Zaghi's practices
Inaccurate credit reports can lead to denied loans, housing, or employment opportunities. Our attorneys specialize in correcting errors such as mixed files, outdated information, and false deceased notations. We hold credit bureaus accountable under the Fair Credit Reporting Act (FCRA) to restore your financial reputation.
See moreHarassment by debt collectors is not only stressful but often illegal. We defend clients against aggressive collection tactics, including false claims and intimidation. Our firm enforces your rights under laws like the Fair Debt Collection Practices Act (FDCPA) to stop unlawful practices.
See moreDid you lose out on a job or get let go due to inaccurate, misleading, or false information in an employment background check report? We explain how these errors happen, how to fix them, what your rights are, and why a talented attorney is your best asset. Click now and let our knowledge empower you to salvage your career and get back to good!
See moreWhether you lost the rental of your dreams or just the rental you really needed, being rejected for a rental due to errors in your tenant background screening report feels shockingly unjust. If errors cost you a rental, know what to do next. Learn your legal rights and how to protect them. Dispute errors, work with a lawyer, and get compensation!
See moreMixed identity errors - also known as "mixed files" - occur when a consumer's credit report contains information belonging to someone else. These errors can result in credit reports showing unpaid debts, bankruptcies, or unfamiliar addresses, even when the consumer has no connection to these records. For thousands of Americans each year, mixed identity errors cause financial hardship, job loss, and personal stress.
See moreA wrongful deceased status typically originates from errors at the Social Security Administration, creditors, or credit bureaus. An SSA data mix-up - such as a mistyped Social Security number or name - can incorrectly trigger death notices across financial systems. Creditors sometimes misreport a customer as deceased due to clerical mistakes during account servicing or after a customer dies and joint accounts are involved. Even when creditors provide accurate data, credit bureaus like Experian, Equifax, and TransUnion can mistakenly apply a deceased flag to the wrong file, especially when people share similar identifying information. Once a “deceased indicator” is attached, automated systems across industries rapidly cut off access, amplifying the damage.
See moreIdentity theft can wreak havoc on your financial life. If fraudulent accounts or charges appear on your credit report, we act swiftly to dispute inaccuracies and secure compensation. Our attorneys navigate the complexities of identity theft cases to safeguard your rights.
See moreThe Fair Credit Billing Act gives you the right to dispute fraudulent or incorrect credit card charges. We explain the FCBA, your legal rights, and what to do if you're a victim of credit card fraud.
See moreDid you discover unauthorized or fraudulent electronic transfers from your bank account or peer-to-peer banking app (like Venmo, Zelle, or CashApp)? Were you charged unauthorized overdraft fees or forced to withdraw money at an ATM? Electronic financial fraud takes many forms, but we can help! We know the law, your rights, and what to do next.
See moreWrong information in your insurance records shouldn’t hold you back - we’re here to fix the errors and fight for what’s fair.
See moreWhen you apply for credit, housing, or even a new job, your credit report often plays a decisive role in the decision-making process. Unfortunately, when that report contains inaccurate information, the consequences can be swift and severe. Incorrect details can lead to loan denials, higher interest rates, lost job opportunities, and significant emotional stress. At Consumer Attorneys, we specialize in helping individuals correct these harmful inaccuracies and fight for the justice they deserve.
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