All about FCRA

how many hard inquiries is too many
11 Sep, 2025
Daniel Cohen
Multiple inquiries can impact your credit score - how many is too many?
Having lenders or landlords pull your credit report, also known as an inquiry, is a normal part of applying for things like housing or loans. But is there such a thing as too many inquiries, and can they detriment your credit health?
3746
11 min
Man holding a credit card and thinking about credit freeze
11 Sep, 2025
Daniel Cohen
What’s the Difference Between a Freeze and an Alert?
While both offer credit protection, a fraud alert and a credit freeze are not the same. We help you pick the right one.
1310
13 min
man sitting behind the laptop trying to remove inquiries on credit report
11 Sep, 2025
Daniel Cohen
How to Remove Hard Inquiries from a Credit Report
Too Many Hard Inquiries Can Lower Your Credit Score. Learn How Consumer Attorneys Can Help Fix AND Boost Your Score!
1370
5 min
how good is 800 credit score
11 Sep, 2025
Daniel Cohen
Is an 800 credit score good or bad?
Having an 800 credit score has certain benefits
1668
7 min
a person paid mortgage with a credit card and landlord giving her keys
11 Sep, 2025
Daniel Cohen
Can You Pay a Mortgage with a Credit Card?
Sometimes, paying your mortgage with a credit card makes sense. See if it’s right for you and if so, how to do it the right way.
1917
7 min
hands typing on the laptop's keyboard
11 Sep, 2025
Daniel Cohen
How to Remove a Repossession from Your Credit Report
A repossession history on your credit report can be devastating. Here's everything you need to know and what to do next.
1854
5 min
lawyer with a pen in hand signing document
11 Sep, 2025
Daniel Cohen
The Fair Credit Reporting Act (FCRA) & Background Checks
FCRA Compliance and Your Rights - What Applicants Need to Know About Background Checks
1626
4 min
a man in a business suit sits with a laptop on his lap
11 Sep, 2025
Daniel Cohen
Fair Credit Reporting Act: Summary of Your Rights
The Fair Credit Reporting Act gives you rights against consumer reporting agencies when battling a flawed credit report.
1271
4 min
Neon line on dark background is going down
11 Sep, 2025
Daniel Cohen
Why Did Your Credit Score Drop for No Reason
Many things besides paying your bills on time affect your credit score. Here’s how to control the ones you can control.
1356
10 min
how late can you make a car payment
11 Sep, 2025
Daniel Cohen
How late can you be on a car payment or mortgage payment?
After the due date for your payment, you have a grace period
1345
11 min
fcra permissible purpose
11 Sep, 2025
Daniel Cohen
What the FCRA is a Permissible Purpose?
What the F(CRA) is a Permissible Purpose?
1918
8 min
woman in orange suit writing in her notepad
11 Sep, 2025
Daniel Cohen
Everything About Levels of Background Checks
Explore the 5 Levels of Background Checks and Everything You Should Know Before Agreeing to One!
2333
7 min
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