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All about FCRA
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11 Sep, 2025
Daniel Cohen
Is a formal loan application necessary to establish damages under the Fair Credit Reporting Act?
In some situations, no.
1261
11 min
11 Sep, 2025
Daniel Cohen
What amounts to a reasonable investigation by a furnisher?
The reasonableness of the investigation depends on the circumstances of a case
1410
6 min
11 Sep, 2025
Daniel Cohen
Is a 700 credit score good or bad?
A credit score of 700 has positive implications
1960
5 min
11 Sep, 2025
Daniel Cohen
How to start building credit at 18
Building credit at 18 is possible
1493
6 min
11 Sep, 2025
Daniel Cohen
What bills help build your credit?
There’s another factor that determines whether paying your bills early will improve your credit
1387
8 min
11 Sep, 2025
Daniel Cohen
How can you restore your financial health after you get out of prison?
Building up your credit after prison is possible
1391
11 min
11 Sep, 2025
Daniel Cohen
What’s the difference between soft and hard credit checks?
There are a few marked differences
1375
5 min
11 Sep, 2025
Daniel Cohen
What does it mean when you’re pre-qualified for a credit card?
Pre-qualified means you fit some of the criteria needed for a specific credit card
1657
8 min
11 Sep, 2025
Daniel Cohen
What do you do if you’re a victim of fraud? How do you protect yourself in the future?
4 steps you should take immediately
1828
11 min
11 Sep, 2025
Daniel Cohen
How long do derogatory marks stay on your credit?
Derogatory marks have varying lifespans on your credit report
2066
7 min
11 Sep, 2025
Daniel Cohen
I filed for bankruptcy. How will this impact my credit score?
Filing for bankruptcy has several negative effects your credit score
1348
11 min
11 Sep, 2025
Daniel Cohen
Is a 500 credit score good or bad?
A 500 credit score is a bad score and has negative implications
1706
5 min
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