Page 2: All about FCRA

what is a credit card hardship program
11 Sep, 2025
Daniel Cohen
What is a credit card hardship program?
It can help you out in tough times
1485
11 min
establish damages under credit reporting
11 Sep, 2025
Daniel Cohen
Is a formal loan application necessary to establish damages under the Fair Credit Reporting Act?
In some situations, no.
1370
11 min
reasonable investigation
11 Sep, 2025
Daniel Cohen
What amounts to a reasonable investigation by a furnisher?
The reasonableness of the investigation depends on the circumstances of a case
1524
6 min
how bad is a 700 credit score
11 Sep, 2025
Daniel Cohen
Is a 700 credit score good or bad?
A credit score of 700 has positive implications
2078
5 min
how to build credit at 18
11 Sep, 2025
Daniel Cohen
How to start building credit at 18
Building credit at 18 is possible
1612
6 min
financial health after prison
11 Sep, 2025
Daniel Cohen
How can you restore your financial health after you get out of prison?
Building up your credit after prison is possible
1513
11 min
what does pre qualified mean for a credit card
11 Sep, 2025
Daniel Cohen
What does it mean when you’re pre-qualified for a credit card?
Pre-qualified means you fit some of the criteria needed for a specific credit card
1780
8 min
what to do if you are a victim of fraud
11 Sep, 2025
Daniel Cohen
What do you do if you’re a victim of fraud? How do you protect yourself in the future?
4 steps you should take immediately
1950
11 min
how long do derogatory marks stay on credit
11 Sep, 2025
Daniel Cohen
How long do derogatory marks stay on your credit?
Derogatory marks have varying lifespans on your credit report
2194
7 min
what does filing for bankruptcy do to your credit score
11 Sep, 2025
Daniel Cohen
I filed for bankruptcy. How will this impact my credit score?
Filing for bankruptcy has several negative effects your credit score
1463
11 min
is 500 a good credit score
11 Sep, 2025
Daniel Cohen
Is a 500 credit score good or bad?
A 500 credit score is a bad score and has negative implications
1833
5 min
how bad is a 600 credit score
11 Sep, 2025
Daniel Cohen
Is a 600 credit score good or bad?
A 600 credit score is neither good nor bad, only fair
1797
5 min
smartphone with incoming message on the hook
11 Sep, 2025
Daniel Cohen
How to Remove a Fraud Alert from Your Credit Report
Identity theft affects millions yearly. Learn how to recover and how our attorneys can help!
1398
5 min
A couple trying to figure out why their FICO score lower than credit score
11 Sep, 2025
Daniel Cohen
Why Is My FICO Score Lower Than My Credit Score?
Decode Your Low FICO Score and Discover Solutions with Consumer Attorneys!
3515
7 min
how many hard inquiries is too many
11 Sep, 2025
Daniel Cohen
Multiple inquiries can impact your credit score - how many is too many?
Having lenders or landlords pull your credit report, also known as an inquiry, is a normal part of applying for things like housing or loans. But is there such a thing as too many inquiries, and can they detriment your credit health?
3963
11 min
Man holding a credit card and thinking about credit freeze
11 Sep, 2025
Daniel Cohen
What’s the Difference Between a Freeze and an Alert?
While both offer credit protection, a fraud alert and a credit freeze are not the same. We help you pick the right one.
1504
13 min
Remove Hard Inquiries from a Credit Report
11 Sep, 2025
Daniel Cohen
How to Remove Hard Inquiries from a Credit Report
Too Many Hard Inquiries Can Lower Your Credit Score. Learn How Consumer Attorneys Can Help Fix AND Boost Your Score!
1581
5 min
how good is 800 credit score
11 Sep, 2025
Daniel Cohen
Is an 800 credit score good or bad?
Having an 800 credit score has certain benefits
1864
7 min
a person paid mortgage with a credit card and landlord giving her keys
11 Sep, 2025
Daniel Cohen
Can You Pay a Mortgage with a Credit Card?
Sometimes, paying your mortgage with a credit card makes sense. See if it’s right for you and if so, how to do it the right way.
2127
7 min
hands typing on the laptop's keyboard
11 Sep, 2025
Daniel Cohen
How to Remove a Repossession from Your Credit Report
A repossession history on your credit report can be devastating. Here's everything you need to know and what to do next.
2065
5 min
lawyer with a pen in hand signing document
11 Sep, 2025
Daniel Cohen
The Fair Credit Reporting Act (FCRA) & Background Checks
FCRA Compliance and Your Rights - What Applicants Need to Know About Background Checks
1847
4 min
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