Articles from David Pinkhasov

Learn why mixed credit files and mixed background check errors happen, who is most at risk, and how mistaken identity can derail credit, jobs, housing, and more. This article explains the difference between credit file mix-ups and background report mix-ups and the legal steps that can restore your true record.

A Hobby Lobby job offer can disappear because of a background check you never saw. Mixed files, outdated records, and incomplete court data are more common than applicants realize. This article explains how Hobby Lobby screening works, what federal law requires before a denial, and how to dispute or sue when inaccurate reporting costs you employment.

Artificial intelligence promises speed and scale in recruiting. But the same automated decision systems that rank résumés, score background checks, or verify identities can also replicate old prejudices – or introduce new ones – if they’re trained on skewed data or operate as opaque “black boxes.”

Rejected by an AI hiring tool? Your résumé may never have been seen by a human. Learn how algorithmic screening triggers FCRA protections, what the CFPB’s 2024 guidance means, and how to challenge automated background check errors that cost real jobs.