Articles from Moshe Boroosan

Fintech credit decisions feel instant, but the legal rules behind them are decades old. If a digital lender used consumer data to deny you credit, the Fair Credit Reporting Act may apply, even if the company calls itself a “platform.” Here’s what happens when fast lending meets federal law.

An AppFolio tenant screening report can determine whether your rental application is approved or denied. This article explains what landlords see, how screening errors happen, and what steps to take if inaccurate information blocks housing.

Ban-the-Box and Fair-Chance Hiring Laws: What Job Seekers and Employers Must Know in 2025

Lyft reviews your driving history, criminal record, and identity data, but screening errors are common. This guide explains what Lyft looks for, why mistakes happen, and how to fix a wrong background check with no out-of-pocket cost.