Insurance Background Check Errors and Your Rights under the FCRA

Background check errors happen way more often than the screening industry would have you believe. Here’s a number that feels quite uncomfortable: a 2024 study published in Criminology found that 60% of participants had at least one false-positive error on a regulated background check report. Sixty percent. That’s not some rare glitch in the matrix. That’s the baseline.

Everything you need to know to dispute a background check. Errors are more common than you think. Know what to do!

You’ve been through the dispute. Or maybe you’re still in the middle of it. Either way, you’ve watched a job opportunity disappear, a rental application come back denied, or been turned down for an insurance product. And all because of something on a report that wasn’t even true. Now you’re sitting there asking the obvious question: Can I sue a background check company? Often, the answer is yes, but sometimes it’s no, and the analysis is almost always more complicated than a thirty-second social media ad makes it sound.

Questions about errors in your LexisNexis background report? Here's everything you need to know about fixing them.

Errors in your LexisNexis background report prevent you from getting opportunities. Know your rights!