Supplementary Reports Companies - Consumer Attorneys

Most Common Supplementary Report Companies

Most Common Supplementary Report Companies

Fix Errors on Supplementary Credit and Background Reports Today!

Supplementary errors cause personal and professional problems. Review our list of the most common Supplementary Report Companies and most common errors. Learn how to fix them and how we can help.

A-PLUS Personal Lines Loss History Solutions by Verisk Analytics
Avantus
ChoicePoint
Collection Resources
CoreLogic Credco
Factual Data
FirstPoint
Inflection Risk Solutions
Innovis
LexisNexis Risk Solutions
L2C Inc.
SageStream

What Are Supplementary Reporting Companies?

Supplementary reporting agencies are third-party companies that provide extra credit and background information not found in regular credit reports. Examples include LexisNexis and CoreLogic, offering data to help lenders and landlords make more informed decisions.

In today’s fast-paced world, numerous companies collect and report data about you, contributing to credit reporting agencies. These companies often pull information from a variety of sources, and the unfortunate reality is that errors can slip into your records. Whether it's outdated data, mistaken identity, or a reporting error, even a single mistake could have a significant impact on your life.

Imagine applying for a job or a loan and being denied because of a mistake in your background or credit report. These errors can hurt your career, limit your job prospects, and even prevent you from securing a mortgage or personal loan. It’s a terrible experience that many consumers face but may not know how to resolve.

The FCRA’s Role

Fortunately, all credit reporting agencies must comply with the Fair Credit Reporting Act (FCRA), which gives you certain rights. For instance, no one can run a background check on you without your written consent, and you have the right to receive a copy of your report. If you find a mistake, the company has 30 days to fix it. If they fail to correct the error within that time frame, you are entitled to take legal action.

Get started today and protect your future by ensuring your credit and background reports are accurate!

Most Common Errors

Some errors that can appear on supplementary reports include inaccurate rental payment histories, incorrect employment records, or outdated address information. These inaccuracies can lead to denied rental applications or higher interest rates.

How to Dispute Supplementary Errors

Process	Action
Review	Obtain a copy of your supplementary report from the reporting company.
Identify	Find errors such as incorrect addresses or payment histories.
Document	Write a dispute notice and include supporting documents.
Submit	Send the notice via certified mail to both the reporting company and the company that provided the inaccurate information.

Consumer Attorneys – SUPER LAWYERS!

Our lawyers are exceptional at what they do. In fact, several have recently been honored with one of the most prestigious honors and titles that an attorney can achieve in their lifetime – Super Lawyers and Rising Stars!

Four of our attorneys have been given this honor including our two partners, Dan Cohen, and David Chami! This honor is incredible as only 5% of attorneys are honored as Super Lawyers and only 2.5% are recognized as Rising Stars!

If you're facing issues with errors on your credit or background report, don’t hesitate to contact Consumer Attorneys. You can also submit a free case review on our website. We’re here to help you through the process, and there are no out-of-pocket expenses! Contact us to get started.

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+1 877-615-1725 [email protected]

INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 72-47 139th street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). ¹Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

¹You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

FORM # INV2024CA119

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