List of Credit Reporting Agencies

List of Credit Reporting Agencies

As you navigate major life changes like applying for a loan, starting a new job, or looking for a place to live, your credit is most likely going to be assessed by a national credit reporting agency. Lenders and employers use these companies to evaluate the risk of approving you for a loan or housing and can be a critical step in pre-employment screening. Your quality of life depends on these credit reports being accurate and an error could be costly.

If you notice an error, you should flag credit report inaccuracies immediately. If you’re still unable to get inaccuracies removed from your credit report, contact us at Consumer Attorneys for a free case review. We’ve helped thousands of people sue credit reporting agencies for incorrect information on their credit reports, get their credit back on track, and, in some cases, receive financial compensation.


There are more than three credit reporting agencies

You’ve likely heard that Experian, Equifax, and TransUnion are “big three,” or the largest national credit bureaus. While these are important, there are many more credit reporting agencies that companies also use. We’ve compiled a comprehensive list of all of the credit reporting agencies that may pose a risk to your credit report:


National credit reporting companies

Most common:

Others:


Medical

Most common:


Tenant screening

Most Common:

Others:

  • Advanced Background Services
  • AmRent
  • AmerUSA
  • Contemporary Information Corporation
  • CoreLogic Rental Property Solutions
  • First Advantage Resident Solutions
  • InfoLink
  • LeasingDesk by RealPage
  • On-Site by RealPage 
  • rTenant by Real ID
  • RentGrow by Yardi Systems
  • Screening Reports
  • StarPoint Screening
  • Tenant Data Services

Employment screening companies

Most Common:

Others:

  • AccuFacts
  • Accurate Background
  • Accurint by LexisNexis
  • A-Check Global
  • ADP Screening & Selection Services Inc.
  • Advanced Background Services
  • American DataBank
  • Applicant Insight
  • backgroundchecks.com
  • Background Information Services Inc.
  • Background Investigation Bureau
  • Business Information Group
  • Crimcheck
  • Criminal 411
  • Drivers History by TransUnion
  • EmpInfo
  • EmployeeScreenIQ by SterlingBackcheck
  • EZScreen Solutions
  • First Advantage 
  • General Information Services
  • Hirease
  • Info Cubic
  • Insight Worldwide
  • IntegraScan
  • International Organization for Standardization
  • Kroll
  • Kroll Background America
  • National Background Data
  • National Student Clearinghouse
  • OPENonline
  • PeopleFacts
  • PeopleWise
  • pre-employ.com
  • Professional Screening & Information
  • Real ID
  • ReferencePro
  • Shadow Trackers
  • SingleSource Services
  • StarPoint Screening
  • TC LogiQ
  • The Work Number
  • Trackers
  • Trak-1 Technology
  • Truescreen
  • Truework
  • Universal Background Screening
  • Verifications Services Inc.
  • Vertical Screen
  • G4S Wackenhut
  • The Work Number

Check and bank screening

Most Common:

Others:

  • CheckCare
  • Electronic Check Alliance Processing
  • EZCheck
  • First American Payment Systems
  • Global eTelecom
  • Global Payments Check Services
  • Interthinx

Gaming


Low income and subprime


Personal property insurance

  • A-PLUS Property by Verisk
  • Auto Data Direct
  • Comprehensive Loss Underwriting Exchange
  • First American Financial Corporation
  • Florida MVR Services Inc.
  • Insurance Information Exchange
  • Insurance Services Office
  • National Insurance Crime Bureau
  • TML Information Services

Retail

  • CardService International Inc.
  • First Data
  • The Retail Equation

Supplementary reports

  • A-PLUS Personal Lines Loss History Solutions by Verisk Analytics
  • Avantus
  • ChoicePoint
  • Collection Resources
  • CoreLogic Credco
  • Factual Data
  • FirstPoint
  • Inflection Risk Solutions
  • Innovis
  • LexisNexis Risk Solutions
  • L2C Inc.
  • SageStream

Utilities

  • National Consumer Telecom & Utilities Exchange