List of Credit Reporting Agencies

As you navigate major life changes like applying for a loan, starting a new job, or looking for a place to live, your credit is most likely going to be assessed by a national credit reporting agency. Lenders and employers use these companies to evaluate the risk of approving you for a loan or housing and can be a critical step in pre-employment screening. Your quality of life depends on these credit reports being accurate and an error could be costly.

If you notice an error, you should flag credit report inaccuracies immediately. If you’re still unable to get inaccuracies removed from your credit report, contact us at Consumer Attorneys for a free case review. We’ve helped thousands of people sue credit reporting agencies for incorrect information on their credit reports, get their credit back on track, and, in some cases, receive financial compensation.


There are more than three credit reporting agencies

You’ve likely heard that Experian, Equifax, and TransUnion are “big three,” or the largest national credit bureaus. While these are important, there are many more credit reporting agencies that companies also use. We’ve compiled a comprehensive list of all of the credit reporting agencies that may pose a risk to your credit report:


National credit reporting companies

Most common:

Others:


Medical

Most common:


Tenant screening

Most Common:

Others:


Employment screening companies

Most Common:

Others:


Check and bank screening

Most Common:

Others:


Gaming


Low income and subprime


Personal property insurance


Retail


Supplementary reports


Utilities