ChoicePoints Background Check. Can You Sue for Damages?

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19 Apr, 2024
Daniel Cohen
3 min
You have a mistake on the ChoicePoint background check report

Learn about your legal options if there's a mistake on the ChoicePoint background check report. Such mistakes can cause you great pain. Let us help out!

Delve into the realm of ChoicePoint, a key player in background checks and risk assessment. Despite its utility, background checks can contain errors with consequences ranging from job rejections to legal troubles, emphasizing the need for vigilance and awareness in managing one's personal information.

What is ChoicePoint?

Background checks have become a ubiquitous part of recruitment policies worldwide. Companies everywhere assess the risk that each candidate carries by conducting routine checks on their history. In most corporations, you cannot get a job if you have a criminal record against you.

Similarly, jobs such as those that need close interaction with children preclude an applicant with certain legal charges against them. Businesses and organizations need to have such information to know the liabilities they carry at all times.

Since conducting background checks on each applicant would be a time-consuming and costly process, companies turned to services like ChoicePoint.

ChoicePoint was a service that offered background checks and screening services to many major businesses and organizations. They maintained a considerably large database of information on individuals and helped companies assess each applicant's risk.

ChoicePoint faced several security breaches in the past, due to which its reputation took a major hit. LexisNexis Risk Solutions subsequently purchased it.

Services Offered by ChoicePoint

ChoicePoint, now LexisNexis, offers a wide range of risk assessment and mitigation services, including screening services and background checks. They offer fraud prevention, debt collection, risk mitigation, insurance risk assessments, and various other services to organizations in the following industries.

  • Healthcare
  • Government
  • Recovery
  • Insurance
  • Financial Entities
  • Law Enforcement
  • NGOs
  • Corporations

Within these broad categories is a plethora of tools that ChoicePoint offers. Detailed information on candidates and applicants helps the organizations in these industries to make smart, informed decisions.

Errors on the ChoicePoint Background Check

It is not unheard of that a background check contains errors and inaccuracies. The sheer amount of data that services like ChoicePoint collects means that inevitably some mistakes will slip through the cracks. The issue here is that even if it is just a mistake and nobody's fault, it can cause serious problems for you.

These problems can range from frustrating to downright dangerous. Some potential problems can be:

  • Rejection from jobs
  • Rejection from certain roles
  • Rejection for promotions
  • Rejection of loan applications
  • Higher premiums on insurance
  • Higher monthly payments on your mortgage
  • Rejection of rent application
  • Criminal charges
  • Fraud Charges

As you can see, there are lots of consequences that can arise from mistakes on your background check. Don't worry, though! There are laws in place, like the FCRA (Federal Credit Reporting Act) that protect you from such situations. You are entitled to receive your annual credit report. You are also required to consent to any background check and view the subsequent report.

If there are mistakes in this report, you can challenge them. The reporting agency has 30 days to correct them or face legal action. If you're in this situation, it can be frustrating to do it all alone. This is why we offer free case reviews to show you why you should recruit our help. Don't wait any longer; reach out today!

ChoicePoint Contact Information

Address: 1000 Alderman Drive, Alpharetta
Georiga, 30005
Phone Number: 770-752-6000

Daniel Cohen is the Founding Partner of Consumer Attorneys
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Daniel Cohen
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Daniel Cohen is the Founder of Consumer Attorneys. Daniel manages the firm’s branding, marketing, client intake and business development efforts. Since 2017, he is a member of the National Association of Consumer Advocates and the National Consumer Law Center. Mr. Cohen is a nationally-recognized practitioner of consumer protection law. He has a wealth of proven legal experience in the US in: collective claims, representing visually impaired people who believe their rights under the Americans with Disabilities Act have been violated in both the physical and digital environments, corporate governance and dispute resolution. Read more

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