Compañías de verificación de crédito de bajos ingresos y subprime

Compañías de verificación de crédito de bajos ingresos y subprime

Compañías de verificación de crédito de bajos ingresos y subprime

¿Le han denegado un crédito subprime debido a un error en la verificación del crédito o de los antecedentes? Póngase en contacto con nosotros y le ayudaremos a resolverlo.

La Ley de Informe de Crédito Justo (FCRA) otorga a los consumidores el derecho de solicitar un resumen completo de sus informes de crédito. Este derecho les permite protegerse de los errores en su informe crediticio.

Los prestamistas son extremadamente cuidadosos con las personas a las que prestan su dinero, ya que necesitan minimizar su riesgo. Para fundamentar sus decisiones, recopilan información sobre el cliente recurriendo a los servicios de varias agencias de crédito. Si le han negado el crédito y no entiende por qué, hay que saber que incluso las mayores agencias de crédito, como TransUnion, Experian y Equifax, suelen cometer errores en sus informes de crédito.

Algunos errores aparecen en su informe y a veces pueden impedir que los prestamistas le aprueben una casa, un automóvil o un trabajo. Incluso algo lo suficientemente insignificante como una información desactualizada puede generar sospechas y causar la denegación de un préstamo. La información falsa, omitida o errónea en los informes de crédito es un peligro cada vez mayor que rebaja la solvencia de los consumidores, causando la denegación de los distintos tipos de crédito.

La mayoría de las personas que intentan obtener un crédito subprime han resuelto sus problemas y están trabajando para recuperar su crédito. Debe asegurarse de que todos sus informes crediticios estén actualizados, especialmente cuando se trata del segmento de los créditos subprime. Un informe desactualizado podría ser la causa de que le denieguen el préstamo. La información negativa que aparece en su informe de crédito puede permanecer durante siete años y medio y, en el caso de una quiebra que aparece incorrectamente, puede permanecer hasta diez años.

Los errores en los informes de crédito no son fáciles de eliminar y, por eso, necesita a Consumer Attorneys. Consúltenos al +1 877-615-1725 para obtener asistencia inmediata, o puede completar una revisión de su caso gratuita en nuestra página web.

Aquí hay una lista de las compañías de verificación de crédito de ingresos bajos y subprime:

Clarity Services de Experian
DataX
FactorTrust
MicroBilt
CoreLogic Teletrack

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+1 334-abo-gado [email protected]

INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 72-47 139th street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). ¹Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

¹You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

FORM # INV2024CA119

He leído y estoy de acuerdo con Política de privacidad, Retención de investigación

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