Other Consumer Protection Cases and Your Rights

Fintech credit decisions feel instant, but the legal rules behind them are decades old. If a digital lender used consumer data to deny you credit, the Fair Credit Reporting Act may apply, even if the company calls itself a “platform.” Here’s what happens when fast lending meets federal law.

Mortgage applications used to trigger instant marketing calls from unknown lenders. The Homebuyers Privacy Protection Act changes that. This guide explains trigger leads, the 2025 FCRA amendment, and how the new opt-in system reshapes mortgage privacy.

Global Payment Checks Services collects and distributes data on your financial history to institutions that ask for it. Find out what you can do if the information in their background check is incorrect.

Denied by Certegy? Discover Your Rights and How to Seek Compensation for Errors.

Automated Background Reporting Mistakes Can Get Users Banned from Dating Apps

Learn about what Auto Data Direct is, what services it credit check services it provides, and what you can do if the background check provided by them is inaccurate.

It does not affect a consumer’s financial responsibility.

A letter from our founder, Daniel Cohen