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Algorithm Approved, Lawsuit Pending: Fintech's Inescapable FCRA Exposure
Fintech credit decisions feel instant, but the legal rules behind them are decades old. If a digital lender used consumer data to deny you credit, the Fair Credit Reporting Act may apply, even if the company calls itself a “platform.” Here’s what happens when fast lending meets federal law.
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Trigger Leads & the Homebuyers Privacy Protection Act (HPPA)
Mortgage applications used to trigger instant marketing calls from unknown lenders. The Homebuyers Privacy Protection Act changes that. This guide explains trigger leads, the 2025 FCRA amendment, and how the new opt-in system reshapes mortgage privacy.
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Global Payments Checks Services Background Check Errors: How to fix them?
Global Payment Checks Services collects and distributes data on your financial history to institutions that ask for it. Find out what you can do if the information in their background check is incorrect.
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Certegy Check Services Declined Check
Denied by Certegy? Discover Your Rights and How to Seek Compensation for Errors.
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Automated Background Reporting Mistakes Might Get You Banned from Dating Apps
Automated Background Reporting Mistakes Can Get Users Banned from Dating Apps
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Auto Data Direct Background Check Errors - How We Can Help You?
Learn about what Auto Data Direct is, what services it credit check services it provides, and what you can do if the background check provided by them is inaccurate.
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What’s the effect of incomplete information on a consumer’s financial responsibility?
It does not affect a consumer’s financial responsibility.
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What's Worse Than a Plague?
A letter from our founder, Daniel Cohen
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16 Sep, 2026
Daniel Cohen
Checkr Background Report Errors Lawyer: How to Sue Checkr
Checkr background check mistakes can cost you your job. Find out how to fight back, correct errors, and claim compensation under federal law.
2904
14 min

15 Sep, 2026
Daniel Cohen
HireRight Background Check: How Long It Takes and What It Covers
HireRight reports can be wrong, and if yours has an error, you can fix it before it costs you the job. Background checks aren't always accurate, and employment background check errors are more common than most job seekers expect.
3158
5 min

4 Sep, 2026
Daniel Cohen
First Advantage Dispute: Failed Background Check & Errors
Anyone can find themselves dealing with a background check error: the letter arrives, and you see a mistake, an employer may withdraw an offer, a gig account may suddenly be deactivated, or a background check may remain unfinished for weeks instead of days. You may have already sent a dispute but received no response. These are all examples of employment background check errors that can affect your job or income. The good news: these errors are fixable and the deadlines to act are short.
3861
18 min

3 Sep, 2026
Daniel Cohen
Lawyers Who Sue Credit Bureaus: How to Sue a Credit Reporting Agency
Don’t Pay for Credit Mistakes. Take Action by Suing Credit Bureaus for Inaccurate and Harmful Errors in Credit Reports!
2311
6 min
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