Página 25: Blog de derecho(s) de los consumidores

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como negociar la deuda de la tarjeta de credito
22 Abr, 2024
Daniel Cohen
¿Cómo negociar con los acreedores para eliminar el registro negativo?
Los registros negativos pueden ser eliminados de su informe de crédito
1168
3 min
robo de identidad vs fraude con tarjeta de crédito
22 Abr, 2024
Daniel Cohen
Robo de identidad y fraude con tarjetas de crédito
Robo de identidad o fraude con tarjeta de crédito: ¿cuál es la diferencia? Consumer Attorneys les ofrece información y orientación.
885
8 min
Mujer desesperada pensando en el fraude con tarjetas de crédito
22 Abr, 2024
Daniel Cohen
¿Están protegidas del fraude las tarjetas de débito?
¡Consumer Attorneys explica los riesgos asociados al fraude con tarjetas de débito y cómo evitar ser víctima!
1023
10 min
como denunciar a un estafador laboral
22 Abr, 2024
Daniel Cohen
¿Cómo denunciar las ofertas de empleo fraudulentas?
No debería guardar silencio sobre las ofertas de empleo fraudulentas
1529
11 min
anticipo de efectivo vs prestamo personal
22 Abr, 2024
Daniel Cohen
Préstamo personal frente a un anticipo en efectivo: ¿cuál es mejor?
Ambos tienen sus propios pro y contra
1068
11 min
¿Qué es un programa de dificultad de tarjeta de crédito?
22 Abr, 2024
Daniel Cohen
¿Qué es un programa de alivio con tarjetas de crédito?
Puede ayudarle en tiempos difíciles
1022
11 min
establecer daños bajo informes de crédito
22 Abr, 2024
Daniel Cohen
¿Es necesaria una solicitud formal de préstamo para determinar los daños según la Ley de Informe de Crédito Justo?
En algunas situaciones, no.
837
11 min
información incompleta sobre responsabilidad financiera
22 Abr, 2024
Daniel Cohen
¿Cuál es el efecto de la información incompleta de un consumidor cuando se trata de su responsabilidad financiera?
La responsabilidad financiera del consumidor no se ve afectada.
875
11 min
¿Los libros vencidos de la biblioteca afectan el crédito?
22 Abr, 2024
Daniel Cohen
¿Afectan las multas de la biblioteca su puntaje de crédito?
En la mayoría de los casos, no.
1140
7 min
investigación razonable
22 Abr, 2024
Daniel Cohen
¿Qué se considera una investigación razonable por parte de un proveedor?
El carácter razonable de la investigación depende de las circunstancias del caso
891
6 min
 cómo eliminar consultas difíciles de su informe de crédito
22 Abr, 2024
Daniel Cohen
¿Las consultas duras están perjudicando su puntaje de crédito? A continuación, le explicamos sus opciones
Las consultas duras que aparecen en los informes de crédito son algo normal, y si ha solicitado algún crédito, seguramente las tendrá en su informe.
1401
5 min
recibir una carta de un bufete de abogados sobre el cobro de deudas
22 Abr, 2024
Daniel Cohen
¿Recibe cartas de cobro de deudas? Consúltelas con Consumer Attorneys
Recibir una carta por correo de un cobrador de deudas diciendo que usted debe dinero puede ser alarmante.
1422
4 min
Contáctenos
INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 72-47 139th street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

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Contáctenos
Oficina Principal NY
68-29 Main Street, Flushing NY 11367
8095 N. 85th Way, Scottsdale, AZ 85258
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