Page 2: FCRA Lawyer

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Daniel Cohen
How to Remove a Fraud Alert from Your Credit Report
Identity theft affects millions yearly. Learn how to recover and how our attorneys can help!
626
5 min
woman in glasses sitting behind the table and looking at her cic credit report
13 Jun, 2024
Daniel Cohen
Contemporary Information Corporation (CIC) Credit Reports: All You Need to Know
Facing or have recently gone through a CIC background or credit check? Here’s what to know and how to handle problems.
725
7 min
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9 Jul, 2024
Daniel Cohen
Does a Background Check Affect Your Credit Score?
Everything seems to affect your credit score somehow. Does a background check? Find out if and how it might.
714
3 min
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4 Oct, 2024
Daniel Cohen
The Fair Credit Reporting Act (FCRA) & Background Checks
The laws that strive to make credit reports safe, fair, and accurate also apply to background checks. Know your rights!
687
4 min
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15 May, 2024
Daniel Cohen
Can You Sue a Bank for Incorrect Credit Reporting
Don’t let your bank’s reporting errors cause your score to drop! Here’s how our attorneys can help you recover.
1014
3 min
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3 May, 2024
Daniel Cohen
All You Need to Know About Info Cubic Background Checks
Everything You Need to Know About Info Cubic Background Checks, Disputing Errors & Filing a Lawsuit!
757
11 min
man holding a phone and wants to sue credit bureaus
2 May, 2024
Daniel Cohen
What if a Credit Bureau Does Not Correct Credit Report Errors?
Don’t Pay for Credit Mistakes. Take Action by Suing Credit Bureaus for Inaccurate and Harmful Errors in Credit Reports!
914
6 min
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2 May, 2024
Daniel Cohen
Most Common Credit Report Errors and What to Do if You Find Errors
Fix Credit Reporting Inaccuracies and Rebuild Your Creditworthiness with Consumer Attorneys!
690
5 min
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16 Apr, 2024
Daniel Cohen
Accurate Examples of Fair Credit Reporting Act Violations
We’ve Got the Top 10 Examples of Fair Credit Reporting Act (FCRA) Violations. Learn How to Fight Back!
821
9 min
man calling an attorney for suing equifax
26 Apr, 2024
Daniel Cohen
How to Sue Equifax for an Ignored Credit Report Dispute
Learn How to Sue Equifax for Credit Report Errors. Regain Control Over Your Credit and Your Life!
1118
8 min
man looking at his equifax credit report through magnifying glass
18 Apr, 2024
Daniel Cohen
Equifax Credit Reports: All You Need to Know
Are Equifax credit errors robbing you of opportunities? Fight back with Consumer Attorneys!
854
14 min
Man sitting behind the table and looking at his SageStream Credit Report
18 Apr, 2024
Daniel Cohen
SageStream Credit Reports
Questions about SageStream? You’re not the only one. Here’s all you need to know and how we can help you deal with errors.
1048
7 min
Contact Us
INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLC (“CA” or “we”), located at 8095 N. 85th Way, Scottsdale, AZ 85258 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

I have read and agree to the Privacy Policy, Investigative Retainer
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