Page 25: Articles from Daniel Cohen

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How an Equifax Coding Blunder Led to Millions of Incorrect Credit Scores Issued to Lenders
Equifax Coding Snag Led to Millions of Erroneous Credit Scores Issued to Lenders
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The Effect of Biden’s Federal Pardon on Marijuana Drug Charges for a Background Check
Biden's move shows the federal government's view on the drug is evolving, but it still leaves the issue mostly in the hands of the individual states
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Consumer Financial Protection Bureau: Tenant Screening Companies Put Speed Before Accuracy
The CFPB rightfully notes that the result of these issues is that many people find it difficult to find affordable housing, which can have life-altering implications.
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Government Investigation Finds Equifax, TransUnion, and Experian Failed to Address Errors in Consumer Credit Reports
While certainly no surprise to attorneys like us who deal with these agencies all the time, it's nice to see the government start to take notice.
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Florida Residents - Are You Receiving Spam Calls or Texts?
New laws in Florida are designed to protect you from harassment by telemarketers, attempting to replace federal laws recently weakened by the Supreme Court.
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Scam Likely: New Study Shows That Older Adults Aren’t the True Victims of Online Shopping Scams
It turns out that younger, supposedly more tech savvy consumers are actually in the majority.
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False OFAC Alert on Credit Report: How to Solve Error?
If you had the misfortune of being erroneously flagged as a terrorist on your credit report, you need to read this.
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People who serve in the military have an increased risk of Identity theft and credit reporting errors
In 2021, service-members, veterans, and military family members reported nearly 50,000 cases of identity theft to the Federal Trade Commission (FTC).
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The CRA Circle of Sharks
This is the (sadly typical) story of one of our clients and her struggles with inaccurate information appearing in background reports from no less than 5 different credit reporting agencies
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Why Vietnamese US Citizens Are Vulnerable to Identity Theft and Background Report Errors
In yet another example of the carelessness of the Credit Reporting Agencies (CRA’s), Vietnamese Americans have an increased risk of reporting errors because they don’t have that many names to go around.
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Pushed to the Edge for Profit
Yet another story of an uncaring credit agency ruining someone's life with their inept practices and incompetence, this time it's RealPage
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The Bellwether of an Ailing Nation
Yet another example of a credit bureau (ACCURATE BACKGROUND LLC , in this case) shamelessly ruining someone's life with their carelessness and indifference
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