Accurint Report Mistakes: How can lawyers help?

LexisNexis provides a background check and reporting service called Accurint. Accurint retrieves a person’s data from both publicly available sources and databases and databases that are not available to the public. Government agencies, law enforcement, financial institutions, and private employers all purchase Accurint reports for many reasons.

But regardless of who is using an Accurint report or for what purpose, when errors, inaccuracies, or outdated information appear on a person’s Accurint report, the damage to that person’s opportunities, reputation, and career can be devastating. Lawyers for consumers are available and eager to help you if you have found or been hurt by an error in your Accurint report.

What is Accurint Background Check Report?

Accurint is a service from LexisNexis that provides detailed background checks for many organizations, public and private, who want thorough and detailed information about a person for everything from employment checks to identifying witnesses and assets in a lawsuit, for collections, for insurance, or for political background checks. An Accurint background check report contains:

• Personal data. This includes your birthdate, your social security number, your current address or addresses, your past addresses, and telephone numbers. This also includes any past names.
• Assets. This includes the properties you own or have owned, credit report information, commercial filings, liens, bankruptcies, and UCC filings.
• Rental info. An Accurint eviction report will contain past rental information.
• Employment info. Accurint employment background checks include your past employment dates and places of employment.
• People. Depending on the level of Accurint background report, the report may contain information about your immediate family, relatives, neighbors, business associates, roommates, and possible relatives and associates.
• Motor vehicles. The Accurint report also contains driver's license information, car registrations, motor vehicle registrations, and driving records.
• Voting. Your voting registration information is also on the Accurint report.

Mistakes, incorrect data, and wrong information appear on a person’s Accurint report with far greater frequency than they should. This is important for people to know because of the sensitive nature of these reports and because government agencies, corporations, and financial institutions use these reports to make critical decisions. What should you do if you have identified a mistake in your Accurint report; or if you have been denied a job or a loan or otherwise been damaged by an inaccurate Accurint report?

The credit report lawyers at Consumer Attorneys know Accurint, know the laws that govern these reports, know how to dispute an Accurint report, and know how to take legal action if necessary. A lawyer is always eager to help you.

Accurint Employment Background Checks

Many employers use Accurint reports to verify a job candidate’s employment history and education, and if circumstances require, an Accurint employment background check can contain more private information like criminal history and financial history. Employers, therefore, use the Accurint report to make personal assessments and gauge the risk you might pose to their organization. In this context, errors in your Accurint report become especially corrosive. Not getting a job because of someone else’s error is not only a missed opportunity for you, but also unjust and potentially damaging to your reputation.

Common reasons for errors and inaccuracies in an Accurint report include misspellings, handling large quantities of data quickly and carelessly, outdated information, and data processing errors.

A federal law called the Fair Credit Reporting Act (“FCRA”) protects you when inaccuracies appear on your Accurint report. The FCRA gives you rights to:

• Access the information in your report.
• Dispute incorrect or incomplete data.
• Have LexisNexis correct or remove errors within a reasonable timeframe.
• File a lawsuit to pursue corrections if the response or investigation is inadequate.

People are entitled to one free Accurint report every year. You should thoroughly review your report and thoroughly review it regularly. When you identify inaccuracies of any kind, file a dispute with LexisNexis via certified mail. Include a letter detailing what’s wrong and provide evidence. LexisNexis is then obligated to investigate and fix it.

If LexisNexis neither investigates nor corrects the errors or if too much damage has already been done, the experienced and caring attorneys at Consumer Attorneys can help. We understand the FCRA. We understand the importance of accurate background reports, the damage that inaccurate background reports can cause, and how to get compensation for those who have suffered this damage.

Call us by phone +1 877-615-1725 or write by mail info@consumerattorneys.com.