Informational Articles About Consumer Rights and Protections

Mortgage applications used to trigger instant marketing calls from unknown lenders. The Homebuyers Privacy Protection Act changes that. This guide explains trigger leads, the 2025 FCRA amendment, and how the new opt-in system reshapes mortgage privacy.

Lyft deactivated your account over a SambaSafety or Safety Holdings driving record? This guide explains MVR reporting errors, continuous monitoring, dispute steps, and how federal consumer reporting law protects gig drivers.

A Hobby Lobby job offer can disappear because of a background check you never saw. Mixed files, outdated records, and incomplete court data are more common than applicants realize. This article explains how Hobby Lobby screening works, what federal law requires before a denial, and how to dispute or sue when inaccurate reporting costs you employment.

Being mistakenly marked deceased on your credit report can trigger automatic denials, account closures, and failed background checks. This article explains how death reporting errors happen, what it means when a credit bureau lists you as deceased, and how federal law protects living consumers from devastating data mistakes.