Informational Articles About Consumer Rights and Protections

The package never arrived. You disputed the charge. Months later, your credit score drops. When online shopping fraud turns into a reported debt, the real harm begins inside the credit reporting system. Here’s how stage two happens and where federal law steps in.

Mistakes on your TransUnion credit report can lower your score, block loans, and cost you real opportunities. This step-by-step guide explains how to file a dispute, what documents to submit, what happens after the 30-day investigation period, and when FCRA violations give you the right to take legal action - with help available at no upfront cost.

You have the right to an accurate credit report and to dispute errors. Learn how and how Consumer Attorneys can help.

Financial Identity Theft Takes a Toll on Your Finances and Your Life. Learn How to Prevent Fraud and Get Your Life Back.

Do You Know Who Really Owns Your Credit Score? (Hint: It's Not You)

Consumer Attorneys Wins a Big Judgment Against Nissan for Credit Reporting Errors that Tanked a Mortgage Application

Discover how high your credit score should be before you begin to buy a car. Depending on your daily activities, you might need access to a vehicle.

Types of bankruptcy and how they affect your financial life.

Late payments don’t have to be on your credit report forever

Consumer Attorneys explains the time it takes for background checks to complete and what you can expect along the way.

See what, if any, is the ideal credit score for someone who is 30 years old. It’s natural for us, as humans, to compare things. We compare everything from clothes to cars.

You obeyed the rules and paid your debts. But you got sent to collections anyway. Creditors need to play by the rules, too.

Consumer Attorneys has helped countless victims of credit reporting inaccuracies and is here for you.

We’ve Got the Top 10 Examples of Fair Credit Reporting Act (FCRA) Violations. Learn How to Fight Back!

Are Equifax credit errors robbing you of opportunities? Fight back with Consumer Attorneys!

The dangers of identity theft

Yet another example of a credit bureau (ACCURATE BACKGROUND LLC , in this case) shamelessly ruining someone's life with their carelessness and indifference

Yet another story of an uncaring credit agency ruining someone's life with their inept practices and incompetence, this time it's RealPage

In yet another example of the carelessness of the Credit Reporting Agencies (CRA’s), Vietnamese Americans have an increased risk of reporting errors because they don’t have that many names to go around.

It can help you out in tough times