Page 7: FCRA Lawyer

what credit score need to buy a car
22 May, 2023
Daniel Cohen
What credit score do I need to buy a car?
Your credit score will affect your interest rates
701
11 min
cash advance vs personal loan
22 Apr, 2024
Daniel Cohen
Personal loan vs. cash advance: Which is better?
Both of them have their own unique pros and cons
850
11 min
how to remove late payments from credit report
24 Jul, 2024
Daniel Cohen
How to Remove Late Payments from Your Credit Report
Late payments don’t have to be on your credit report forever
1496
7 min
a woman rejoices over her victory in court while sitting at her laptop
24 May, 2024
Daniel Cohen
How to Dispute a Credit Report and Win
You have the right to an accurate credit report and to dispute errors. Learn how and how Consumer Attorneys can help.
2325
7 min
how to negotiate credit card debt
22 Apr, 2024
Daniel Cohen
How to negotiate with creditors to remove negative reports
Negative reports can be deleted from your credit report
1103
3 min
man wondering why his credit card is closed without notice
9 Oct, 2024
Daniel Cohen
Why Your Credit Card Can Be Closed Without Notice?
Learn why credit cards close without notice and its impact on your credit. Get expert tips to safeguard your score.
1649
9 min
what does pre qualified mean for a credit card
22 Apr, 2024
Daniel Cohen
What does it mean when you’re pre-qualified for a credit card?
Pre-qualified means you fit some of the criteria needed for a specific credit card
1037
8 min
how to add utility bills to your credit report
3 Jul, 2024
Daniel Cohen
How to add rent and utilities to your credit report
There are ways to ensure your rent and utilities appear on your credit report
3729
5 min
how late can you make a car payment
22 Apr, 2024
Daniel Cohen
How late can you be on a car payment or mortgage payment?
After the due date for your payment, you have a grace period
738
11 min
bill sent to wrong address now in collections
22 Apr, 2024
Daniel Cohen
A bill was sent to the wrong address and is now in collections: What do I do?
You have rights if a bill is sent to the wrong address and winds up in collections
6575
11 min
difference between soft and hard credit check
22 Apr, 2024
Daniel Cohen
What’s the difference between soft and hard credit checks?
There are a few marked differences
748
5 min
financial health after prison
22 Apr, 2024
Daniel Cohen
How can you restore your financial health after you get out of prison?
Building up your credit after prison is possible
735
11 min
Contact Us
INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLC (“CA” or “we”), located at 8095 N. 85th Way, Scottsdale, AZ 85258 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

I have read and agree to the Privacy Policy, Investigative Retainer
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