Página 4: Abogado de FCRA

Demandar a una agencia de información al consumidor
17 Jul, 2024
Daniel Cohen
¿Qué es una puntuación de crédito L2C?
Una puntuación de crédito L2C es una puntuación para personas con historiales de crédito poco tradicionales. Averigüe cómo pueden afectarle las puntuaciones L2C.
856
4 min
Hombre sosteniendo una tarjeta de crédito y pensando en congelar el crédito
15 Jul, 2024
Daniel Cohen
¿Cuál es la diferencia entre una congelación y una alerta?
Aunque ambas ofrecen protección crediticia, una alerta de fraude y una congelación del crédito no son lo mismo. Le ayudamos a elegir la más adecuada.
852
10 min
hombre de traje mirando un rascacielos
12 Jul, 2024
Daniel Cohen
Cómo disputar errores en el informe de crédito con Bank of America
Bank of America es líder en el sector de los servicios financieros. Pero incluso él puede cometer errores. A continuación le explicamos qué hacer cuando los comete.
653
3 min
hombre revisando su informe crediticio en su teléfono
11 Jul, 2024
Daniel Cohen
Cómo disputar errores en el informe de crédito con American Express
American Express MyCredit Guide es susceptible a los mismos errores que otros informes de crédito. Aprenda a corregir los errores.
681
4 min
hombre de traje mirando por una ventana
7 Jul, 2024
Daniel Cohen
Cómo disputar errores en los informes de crédito con Capital One
Si Capital One comete errores de datos que afectan a los informes de crédito, usted puede proteger su crédito y sus derechos con una disputa.
736
5 min
Apretón de manos
5 Jul, 2024
Daniel Cohen
¿Qué es un informe de crédito Teletrack?
Los errores en los informes de crédito Teletrack pueden destruir sus oportunidades de obtener crédito. A continuación explicamos qué hacer si le ocurre a usted.
862
3 min
Problemas debidos a consultas en el informe
5 Jul, 2024
Daniel Cohen
Cómo eliminar consultas duras de un informe de crédito TransUnion
Si TransUnion reportó consultas duras no autorizadas en su informe de crédito, podemos ayudar. ¡Defienda sus derechos hoy mismo!
1575
5 min
Hombre utiliza una calculadora
5 Jul, 2024
Daniel Cohen
Disputa de errores en el informe crediticio de Clarity. ¿Puede reclamar daños y perjuicios?
Clarity Services es único en muchos aspectos. Pero las personas afectadas por los errores de Clarity Services siguen teniendo derechos.
1225
5 min
Irs piensa que estoy muerto
3 Jul, 2024
Daniel Cohen
¡Credit Karma y el IRS me consideran fallecido! ¿Qué hay qué hacer a continuación?
Miles de estadounidenses son calificados incorrectamente como fallecidos cada año por la Administración del Seguro Social.
2687
6 min
cuantas consultas difíciles son demasiadas
3 Jul, 2024
Daniel Cohen
Múltiples consultas pueden afectar su puntaje de crédito: ¿cuántas serían demasiadas?
El hecho de que los prestamistas o los propietarios de viviendas revisen su informe de crédito, también conocido como consulta, es algo normal al solicitar bienes como vivienda o préstamos. Pero, ¿existen demasiadas consultas y pueden perjudicar su salud crediticia?
3117
11 min
Fallecido erroneamente en un informe
3 Jul, 2024
Daniel Cohen
Fallecido en Experian: ¿Cómo solucionar esta situación?
¡Arregle una Alerta de Fallecido de Experian en su Informe de Crédito! Infórmese sobre sus derechos, los pasos a seguir y cuándo obtener asesoramiento legal.
995
15 min
Una pareja tratando de averiguar por qué su puntuación FICO inferior al puntaje
3 Jul, 2024
Daniel Cohen
¿Por qué mi puntuación FICO es más baja que mi puntuación de crédito?
¡Decodifique su baja puntuación FICO y encuentre soluciones con Consumer Attorneys!
2011
7 min
Contáctenos
INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 72-47 139th street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

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Oficina Principal NY
68-29 Main Street, Flushing NY 11367
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