Abogados de la Ley de Prácticas Justas en el Cobro de Deudas

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Hombre mirando confundido su informe de crédito
6 Oct, 2024
Daniel Cohen
Cómo eliminar cuentas cerradas del informe de crédito
Elimine las cuentas cerradas de su informe de crédito. Le ofrecemos consejos - y un modelo de carta - para proteger su salud financiera.
245
3 min
recibir una carta de un bufete de abogados sobre el cobro de deudas
22 Abr, 2024
Daniel Cohen
¿Recibe cartas de cobro de deudas? Consúltelas con Consumer Attorneys
Recibir una carta por correo de un cobrador de deudas diciendo que usted debe dinero puede ser alarmante.
1093
4 min
como saber todas mis deudas
22 Abr, 2024
Daniel Cohen
¿Cómo identificar todas sus deudas?
Podría desconocer sus deudas existentes
720
7 min
hombre enviado a cobros sin previo aviso y reclamándolo por teléfono
25 Jul, 2024
Daniel Cohen
Enviados a cobranza sin notificación previa
¿Cree que los acreedores tienen que avisarle de que le van a enviar a cobranza? Vuelva a pensarlo. Déjenos ayudarle a solucionarlo.
3552
6 min
 factura médica enviada indebidamente a cobranzas
1 Sep, 2023
Daniel Cohen
Mi factura médica fue enviada a cobranzas después de haberla pagado. ¿Qué tengo que hacer?
Puede disputar las facturas médicas enviadas a cobranzas
3429
11 min
dinero retirado por el cobrador de la cuenta de una persona
5 Jul, 2024
Daniel Cohen
¿Pueden retirar dinero de su cuenta bancaria los cobradores de deudas?
Aprenda qué PUEDE y NO PUEDE hacer un cobrador de deudas cuando se trata de retirar dinero de su cuenta bancaria.
1405
3 min
el hombre se enfada por muchas llamadas
3 Jul, 2024
Daniel Cohen
¿Cuántas veces puede llamarle una empresa antes de considerarlo acoso?
Analizamos cuándo las llamadas de cobro de deudas se convierten en acoso. A veces, la ley lo deja claro. Sin embargo, hay ocasiones en que la delimitación se vuelve confusa.
1047
8 min
Llave dejada en el ojo de una cerradura
23 Jul, 2024
Daniel Cohen
¿Afecta un desalojo a su crédito?
El desalojo no afectará directamente a su crédito, pero sí lo harán los pasos que tome después. Descubra los pasos correctos.
2044
9 min
hacer frente a los cobros de deudas fallecidas
23 Abr, 2024
Daniel Cohen
Cómo hacer frente a los cobros de deudas de las personas fallecidas
El cobro de deudas tras el fallecimiento del deudor
1243
7 min
Cómo ganar una demanda de cobro de deudas
7 Oct, 2024
Daniel Cohen
Cómo ganar a un cobrador de deudas en los tribunales
Los cobradores de deudas no tienen ventaja sólo porque usted sea el deudor. A continuación le ofrecemos algunas estrategias para superar esta situación.
876
7 min
Contáctenos
INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLC (“CA” or “we”), located at 8095 N. 85th Way, Scottsdale, AZ 85258 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

He leído y estoy de acuerdo con Política de privacidad, Retención de investigación
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