Página 18: Blog de derecho(s) de los consumidores

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A desperate woman behind the wheel
19 Abr, 2024
Daniel Cohen
Los errores de los proveedores de datos pueden tener consecuencias muy graves
El historial de crédito personal se ha convertido en una comodidad, y quien se aprovecha de ella forma una pirámide inversa.
966
11 min
Un hombre ve un reporte delictivo en su teléfono.
19 Abr, 2024
Daniel Cohen
Cómo las agencias de informes crediticios arruinan la vida de las personas
Al igual que una especie de largo Covid financiero, cuando las agencias de informes de crédito y empresas de verificación de antecedentes como On Site LLC no corrigen sus errores (incluso después de aceptar y pagar un acuerdo de resolución en efectivo) el resultado es un sufrimiento continuo que nunca termina, como una herida sangrante.
943
11 min
Un vietnamita preocupado sentado en el sofá
19 Abr, 2024
Daniel Cohen
¿Por qué los ciudadanos estadounidenses de origen vietnamita son vulnerables al robo de identidad y a los errores en los informes de antecedentes?
Un ejemplo más del descuido de las agencias de informes de crédito (CRAs) es que los estadounidenses de origen vietnamita corren un mayor riesgo de tener errores en sus informes porque no tienen muchos nombres.
840
3 min
Shipt utiliza Checkr para seleccionar a posibles candidatos
5 Jul, 2024
Daniel Cohen
Shipt utiliza Checkr para verificar los antecedentes de sus empleados
El servicio de entrega de comestibles Shipt realiza verificaciones de antecedentes de los empleados utilizando Checkr, una empresa de verificación de antecedentes que es bien conocida por los abogados de la FCRA como nosotros. Normalmente funciona bien, pero a veces…
1364
11 min
Los errores de verificación de antecedentes de RealPage causan sufrimiento injus
19 Abr, 2024
Daniel Cohen
Llevados al límite para obtener beneficios
Otra historia más de una agencia de crédito indiferente arruinando la vida de alguien con sus prácticas ineptas e incompetencia, esta vez es RealPage
785
11 min
Accurate Background LLC a menudo comete errores graves en los informes de antece
19 Abr, 2024
Daniel Cohen
El indicador de una nación en crisis
Otro ejemplo más de una agencia de crédito (ACCURATE BACKGROUND LLC , en este caso) arruinando descaradamente la vida de alguien con su descuido e indiferencia.
761
11 min
El USPS realiza verificaciones de antecedentes y muchos empleados potenciales y
5 Jul, 2024
Daniel Cohen
El USPS utiliza el GIS para los recursos humanos, causando SNAFUs
El Servicio Postal de los Estados Unidos (USPS) utiliza tecnología de Sistemas de Información General (GIS, por sus siglas en inglés) para verificar los antecedentes de los nuevos empleados, utilizando a veces información errónea.
3033
3 min
el círculo de cra de tiburones
22 Abr, 2024
Daniel Cohen
El círculo de tiburones de CRA
Esta es la historia (" desafortunadamente típica ") de uno de nuestros clientes y sus problemas con la información inexacta que aparece en los informes de antecedentes de al menos 5 agencias de informes diferentes
831
11 min
protección contra el robo de identidad militar
22 Abr, 2024
Daniel Cohen
Las personas que prestan servicio militar corren un mayor riesgo de ser víctimas de robos de identidad o errores en los informes crediticios.
En 2021 miembros de las fuerzas armadas, veteranos y familiares de militares denunciaron casi 50.000 casos de robo de identidad ante la Comisión Federal de Comercio (FTC).
854
4 min
alerta ofac en el informe de crédito
22 Abr, 2024
Daniel Cohen
Alerta OFAC falsa en el informe de crédito: ¿Cómo solucionar el error?
Si tuvo la mala suerte de ser señalado erróneamente como terrorista en su informe crediticio, debe leer esto.
844
4 min
que es peor que una plaga
17 Mar, 2023
Daniel Cohen
¿Qué es peor que una pandemia?
Una carta de nuestro fundador, Daniel Cohen
773
11 min
estafas de compras en línea
22 Abr, 2024
Daniel Cohen
Es una posible estafa: Un nuevo estudio demuestra que las personas mayores no son las verdaderas víctimas de las estafas en las compras por Internet
De hecho, los consumidores más jóvenes y supuestamente más expertos en tecnología representan la mayoría.
791
11 min
Contáctenos
INVESTIGATIVE ENGAGEMENT AGREEMENT

You, (“Client,” “you”), and Consumer Attorneys PLLC (“CA” or “we”), located at 72-47 139th street Flushing, NY 11367 (“CA”) , hereby enter into this limited scope retainer agreement whereby you agree to grant CA the exclusive authority to investigate your potential consumer law claim(s), including but not limited to potential violations of the Fair Credit Reporting Act (“FCRA”), Fair Debt Collection Practices Act (“FDCPA”), Equal Credit Opportunity Act (“ECOA”), Electronic Funds Transfer Act “EFTA”), Fair Credit Billing Act (“FCPA”), and/or the Telephone Consumer Protection Act (TCPA”) (collectively referenced as “consumer protection statutes”). 1Please read carefully before signing:

Authorization

You authorize CA to investigate your potential consumer law claim(s) under state and federal consumer protection statutes. You authorize CA to contact third parties on your behalf for the limited purpose of investigating your potential consumer law claims. “Third parties” include but are not limited to consumer reporting agencies, creditors, lenders, debt collectors, rental agencies, employers, courts, and law enforcement agencies.

CA’s Exclusive Investigative Period

CA agrees to investigate your potential consumer law claims in good faith. By signing this agreement, you agree to give CA the exclusive right to investigate your potential consumer law claim(s) for the next 180 days (“Exclusive Investigative Period”). For the duration of the Exclusive Investigative Period, you agree that you will not communicate with any other law firm or legal representative about your potential consumer law claim(s). You agree to forgo any previously scheduled consultation or case review until CA’s Exclusive Investigative Period concludes.

Termination of Exclusive Investigation Period

CA agrees that the Exclusive Investigative Period may not extend beyond 180 days without your prior written consent.

At any time between the date of this agreement and the expiration of CA’s Exclusive Investigative Period, CA may inform you of the outcome of its investigation. If CA’s investigation reveals that you have an actional consumer law claim, CA may ask you to sign a formal retainer agreement. If CA’s investigation does not reveal an actionable consumer law claim, you will receive an e-mail that states CA will not represent you in any further pursuit of your potential claim(s).

The relationship between you and CA automatically terminates at 5pm on the 180th day of the Exclusive Investigative Period or your receipt of CA’s written notice to decline representation, whichever comes sooner. At the conclusion of the Exclusive Investigative Period or upon receipt of CA’s written declination of representation, you are permitted to seek alternative legal counsel without penalty.

Nothing in this agreement should be construed as a promise or guarantee that CA will represent you in a consumer lawsuit at any point in time. CA reserves the right to decline to represent you for any reason permitted by relevant laws and ethical rules.

Your Involvement and Promises to us

You agree to meaningfully participate and cooperate in CA’s investigation of your potential consumer law claim(s). You agree to immediately inform CA if your mailing address, e-mail address, or phone number changes at any point during the Exclusive Investigative Period.
You agree to provide all relevant information, communications, documents, materials, and all other similar instruments to CA and its representatives during the Exclusive Investigative Period. You understand that your failure to provide all relevant information, communications, documents, and materials to CA during the Exclusive Investigative Period may hinder, delay or otherwise frustrate CA’s investigation of your potential consumer law claim(s).

You agree, under penalty of perjury, to provide complete, accurate, and truthful information to CA. All documents and communications, oral or written, past or future, provided to CA during the Exclusive Investigative Period and anytime thereafter are presumed by CA to be true, complete, and accurate.

Fees and Costs Incurred During Exclusive Investigative Period

CA agrees that you will not incur any out-of-pocket fees or costs during CA’s Exclusive Investigative Period. However, if CA agrees to represent you in a consumer lawsuit, CA may recover the fees and costs incurred during the Exclusive Investigative Period from the Defendant pursuant to a future settlement or judgment.

You agree that CA has a right to place a lien on any future monetary recovery obtained by client related to the claims identified during CA’s Exclusive Investigative Period or as a result of CA’s investigative efforts. If you refuse to cooperate with CA in the formal pursuit of the consumer law claim(s) it identifies during or after the Exclusive Investigative Period, you agree that CA has the right to recover the fees and costs it incurred while investigating your potential consumer law claim(s).

Authorization to Use Your Electronic Signature

CA will send you any and all documents that require your signature. You authorize CA to affix your electronic signature to requests, disclosures, or other forms that CA deems reasonably necessary to the investigation of your potential consumer law claim(s) upon receipt of your approval or after the 7th day after the document was sent to you, whichever comes first. Your electronic signature will be used on any and all other subsequent documents that will need signature, affirmation, acknowledgment, or any other forms of authentication in reference to this matter under the above referenced procedure.

1You also agree to give CA the exclusive authority to investigate potential violations of state-specific consumer protection statutes.

All Rights Reserved. Without Prejudice. CONSUMER ATTORNEYS

FORM # INV2024CA119

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72-47 139th Street, Flushing, NY 11367
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